Cost of Living Comparison Between Chicago, IL and Quincy, MA Cost of Living Comparison Between Chicago, IL and Quincy, MA

Monthly Cost of Living

A single person spends $3,117 per month in Chicago, IL vs $3,554 in Quincy, MA, rent included.

A couple spends around $4,601 per month in Chicago, IL vs $5,050 in Quincy, MA, rent included.

A family of three spends $6,085 per month in Chicago, IL vs $6,545 in Quincy, MA, rent included.

Chicago, IL is about 12% cheaper than Quincy, MA, driven mainly by Sport & Entertainment.

Both Chicago, IL and Quincy, MA sit above the global median – Chicago, IL by 134%, Quincy, MA by 167%.

Meal at Budget Restaurant

$20.18 $20.18

$22.38 $22.38

-9.83%

Three-Course Dinner for Two, Mid-Range

$101 $101

$122 $122

-17.14%

Fast Food Meal (McDonalds, etc)

$12.09 $12.09

$11.10 $11.10

8.92%

Cappuccino

$5.75 $5.75

$4.15 $4.15

38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.96 $2.96

0.68%

Water (0.33 liter bottle)

$2.46 $2.46

$2.38 $2.38

3.36%

Local Beer (0.5 liter draught)

$7.04 $7.04

$7.99 $7.99

-11.89%

Imported Beer (0.33 liter bottle)

$8.27 $8.27

$6.83 $6.83

21.08%

Milk (1 liter)

$1.08 $1.08

$1.28 $1.28

-15.62%

White Bread (500g)

$4.14 $4.14

$3.35 $3.35

23.58%

Rice (white) (1kg)

$5.38 $5.38

$5.64 $5.64

-4.61%

Eggs

$4.52 $4.52

$4.62 $4.62

-2.16%

Local Cheese (1kg)

$14.25 $14.25

$16.62 $16.62

-14.26%

Chicken Fillets (1kg)

$15.04 $15.04

$13.73 $13.73

9.54%

Beef Round Steak (1kg)

$18.84 $18.84

$19.75 $19.75

-4.61%

Apples (1kg)

$5.13 $5.13

$3.77 $3.77

36.07%

Banana (1kg)

$1.70 $1.70

$2.12 $2.12

-19.81%

Oranges (1kg)

$4.24 $4.24

$3.95 $3.95

7.34%

Tomato (1kg)

$4.43 $4.43

$3.99 $3.99

11.03%

Potato (1kg)

$2.57 $2.57

$3.12 $3.12

-17.63%

Onion (1kg)

$2.73 $2.73

$2.57 $2.57

6.23%

Lettuce (1 head)

$2.52 $2.52

$1.93 $1.93

30.57%

Water (1.5 liter bottle)

$2.62 $2.62

$1.60 $1.60

63.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.91 $14.91

$12.88 $12.88

15.76%

Wine (Bottle)

$15.19 $15.19

$14.86 $14.86

2.22%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.77 $1.77

38.98%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$3.38 $3.38

10.65%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.38 $2.38

4.20%

Public Transport Monthly Pass (Regular Price)

$73.6 $73.6

$90.1 $90.1

-18.30%

Taxi Start (Normal Tariff)

$3.31 $3.31

$2.54 $2.54

30.31%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.77 $1.77

-23.16%

Taxi 1hour Waiting (Normal Tariff)

$25.06 $25.06

$28.10 $28.10

-10.82%

Gasoline (1 liter)

$1.05 $1.05

$0.84 $0.84

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K $32.6K

$30.1K $30.1K

8.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$24.5K $24.5K

7.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$197 $197

-4.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.6 $63.6

$53.5 $53.5

18.79%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$67.1 $67.1

-1.70%

Gym Membership (Monthly)

$77.1 $77.1

$35.63 $35.63

116.42%

Tennis Court (1 Hour on Weekend)

$12.92 $12.92

Cinema Ticket

$15.15 $15.15

$15.23 $15.23

-0.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,029 $2,029

$1,748 $1,748

16.12%

International Primary School, 1 Child (Yearly)

$38.7K $38.7K

$28.0K $28.0K

37.96%

Jeans (Levis 501 Or Similar)

$63.5 $63.5

$47.37 $47.37

34.11%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$34.21 $34.21

52.21%

Sport Shoes (Adidas, Nike)

$96.1 $96.1

$84.5 $84.5

13.61%

Men's Leather Business Shoes

$148 $148

0.16%

1-bedroom Apartment, City Center (Monthly)

$2,343 $2,343

$2,755 $2,755

-14.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,623 $1,623

$2,143 $2,143

-24.30%

3-bedroom Apartment, City Center (Monthly)

$4,601 $4,601

$4,640 $4,640

-0.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,774 $2,774

$3,281 $3,281

-15.43%

Buy Apartment in City Center (m2)

$3,933 $3,933

$3,174 $3,174

23.93%

Buy Apartment Outside City Center (m2)

$2,562 $2,562

$1,245 $1,245

105.74%

Average Monthly Net Salary (After Tax)

$5,176 $5,176

$6,260 $6,260

-17.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: June 14, 2026

Last update for Quincy, MA: June 16, 2026

Cost Breakdown

A central one-bedroom costs $2,343 in Chicago, IL versus $2,755 in Quincy, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Quincy, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Chicago, IL versus $122 in Quincy, MA. Groceries tell a different story – $446 in Chicago, IL vs $419 in Quincy, MA – so Quincy, MA wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Quincy, MA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,117 in Chicago, IL, $3,554 in Quincy, MA – roughly 14% apart. Quincy, MA costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $4,675 per month in Chicago, IL and $5,331 in Quincy, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 6% cheaper in Quincy, MA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $101 in Chicago, IL and $122 in Quincy, MA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,117 in Chicago, IL and $3,554 in Quincy, MA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,117 in Chicago, IL to $3,554 in Quincy, MA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Quincy, MA makes more sense. Both are solid long-term options with distinct trade-offs.