Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Manchester, TN

For one person, living is cheaper in Manchester, TN: $2,613 a month against $3,139 in Chicago, IL, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
127

Cost of Living Index in Manchester, TN
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Manchester, TN Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Manchester, TN

🇺🇸 United States

$2,613

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Manchester, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Manchester, TN actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,613 in Manchester, TN, rent included.

Chicago, IL $3,139
Manchester, TN $2,613

A couple spends around $4,627 per month in Chicago, IL vs $3,337 in Manchester, TN, rent included.

Chicago, IL $4,627
Manchester, TN $3,337

A family of three spends $6,115 per month in Chicago, IL vs $4,060 in Manchester, TN, rent included.

Chicago, IL $6,115
Manchester, TN $4,060

Chicago, IL costs about 20% more than Manchester, TN, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Manchester, TN sit above the global median – Chicago, IL by 132%, Manchester, TN by 93%.

Meal at Budget Restaurant

$20.65 $20.65

$14.17 $14.17

45.73%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$52.1 $52.1

73.15%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$10.08 $10.08

28.37%

Cappuccino

$5.60 $5.60

$4.73 $4.73

18.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.51 $2.51

5.18%

Water (0.33 liter bottle)

$2.27 $2.27

$2.10 $2.10

8.10%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.70 $5.70

22.46%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.33 $5.33

65.67%

Milk (1 liter)

$1.27 $1.27

$0.87 $0.87

45.98%

White Bread (500g)

$3.80 $3.80

$4.02 $4.02

-5.47%

Rice (white) (1kg)

$5.30 $5.30

$4.45 $4.45

19.10%

Eggs

$4.76 $4.76

$2.98 $2.98

59.73%

Local Cheese (1kg)

$13.96 $13.96

$11.50 $11.50

21.39%

Chicken Fillets (1kg)

$14.61 $14.61

$9.06 $9.06

61.26%

Beef Round Steak (1kg)

$18.77 $18.77

$16.45 $16.45

14.10%

Apples (1kg)

$5.19 $5.19

$4.37 $4.37

18.76%

Banana (1kg)

$1.98 $1.98

$2.11 $2.11

-6.16%

Oranges (1kg)

$3.93 $3.93

$4.01 $4.01

-2.00%

Tomato (1kg)

$4.96 $4.96

$4.46 $4.46

11.21%

Potato (1kg)

$2.76 $2.76

$3.70 $3.70

-25.41%

Onion (1kg)

$2.76 $2.76

$3.71 $3.71

-25.61%

Lettuce (1 head)

$2.22 $2.22

$2.37 $2.37

-6.33%

Water (1.5 liter bottle)

$2.98 $2.98

$2.82 $2.82

5.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$7.12 $7.12

96.91%

Wine (Bottle)

$15.28 $15.28

$15.14 $15.14

0.92%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$1.75 $1.75

47.43%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.05 $3.05

14.75%

One-way Ticket (Public Transport)

$2.47 $2.47

$1.78 $1.78

38.76%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.98 $2.98

12.08%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$2.44 $2.44

-41.39%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$40.25 $40.25

-39.58%

Gasoline (1 liter)

$1.26 $1.26

$0.89 $0.89

41.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$32.4K $32.4K

7.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.7K $26.7K

-2.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$254 $254

-24.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$54.7 $54.7

24.70%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$90.4 $90.4

-32.16%

Gym Membership (Monthly)

$54.1 $54.1

$41.28 $41.28

31.10%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$16.72 $16.72

6.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,294 $1,294

27.63%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$15.6K $15.6K

99.00%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$77.8 $77.8

-15.02%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$44.66 $44.66

14.73%

Sport Shoes (Adidas, Nike)

$100 $100

$128 $128

-22.03%

Men's Leather Business Shoes

$141 $141

$137 $137

2.96%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,050 $1,050

132.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,296 $1,296

29.41%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$2,099 $2,099

124.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,367 $1,367

104.56%

Buy Apartment in City Center (m2)

$4,105 $4,105

$3,073 $3,073

33.60%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,066 $2,066

28.27%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.84

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Manchester, TN: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Manchester, TN

$1.3K 49.6% 22.7% $381

Groceries & Markets

Chicago, IL

$449 14.3%

Manchester, TN

$387 14.8% 13.8% $62

Eating Out

Chicago, IL

$343 10.9%

Manchester, TN

$258 9.9% 24.9% $86

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Manchester, TN

$399 15.3% 24% $77

Clothing & Footwear

Chicago, IL

$161 5.1%

Manchester, TN

$174 6.7% 8.2% $13

Getting Around

Chicago, IL

$95 3%

Manchester, TN

$22 * 0.9% 76.6% $73

Sport & Entertainment

Chicago, IL

$90 2.9%

Manchester, TN

$75 2.9% 16.6% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,050 in Manchester, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $52.0 in Manchester, TN. Monthly groceries follow the same trend: $449 vs $387 – making Manchester, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Manchester, TN

🕒 Local time

08:58 8:58 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

109,497

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Manchester, TN 720 km ≈ 1 h 30 min nonstop flight

From you

Chicago, IL
Manchester, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Manchester, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $2,613 in Manchester, TN – roughly 20% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,919 in Manchester, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Manchester, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $52.0 in Manchester, TN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Manchester, TN, where all-in costs run around $2,613, than in Chicago, IL at $3,139. In Manchester, TN it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,613 in Manchester, TN to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Manchester, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.