Cost of Living Comparison Between Chicago, IL and Jersey City, NJ Cost of Living Comparison Between Chicago, IL and Jersey City, NJ

🙂 Solo nomad: Chicago, IL is 2% cheaper than Jersey City, NJ without rent, and 19.6% cheaper with rent.
😐 Family of 3: Chicago, IL is 0.2% more expensive than Jersey City, NJ without rent, and 12.3% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
Jersey City, NJ
Difference
Meal at Budget Restaurant
$20.10 $20.10
$20.21 $20.21
-0.54%
Three-Course Dinner for Two, Mid-Range
$102 $102
$101 $101
0.24%
Fast Food Meal (McDonalds, etc)
$12.02 $12.02
$13.77 $13.77
-12.71%
Cappuccino
$5.62 $5.62
$5.47 $5.47
2.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 $3.01
$2.43 $2.43
23.87%
Water (0.33 liter bottle)
$2.35 $2.35
$1.90 $1.90
23.68%
Local Beer (0.5 liter draught)
$6.98 $6.98
$7.11 $7.11
-1.83%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$9.14 $9.14
-7.55%
🛒 Groceries & Markets
Chicago, IL
Jersey City, NJ
Difference
Milk (1 liter)
$1.09 $1.09
$1.29 $1.29
-15.50%
White Bread (500g)
$4.12 $4.12
$3.70 $3.70
11.35%
Rice (white) (1kg)
$5.57 $5.57
$5.34 $5.34
4.31%
Eggs
$4.51 $4.51
$4.78 $4.78
-5.65%
Local Cheese (1kg)
$14.42 $14.42
$21.40 $21.40
-32.62%
Chicken Fillets (1kg)
$15.02 $15.02
$11.87 $11.87
26.54%
Beef Round Steak (1kg)
$18.98 $18.98
$17.37 $17.37
9.27%
Apples (1kg)
$5.20 $5.20
$5.01 $5.01
3.79%
Banana (1kg)
$1.78 $1.78
$1.80 $1.80
-1.11%
Oranges (1kg)
$4.34 $4.34
$3.85 $3.85
12.73%
Tomato (1kg)
$4.53 $4.53
$4.08 $4.08
11.03%
Potato (1kg)
$2.55 $2.55
$2.82 $2.82
-9.57%
Onion (1kg)
$2.71 $2.71
$3.80 $3.80
-28.68%
Lettuce (1 head)
$2.49 $2.49
$2.44 $2.44
2.05%
Water (1.5 liter bottle)
$2.63 $2.63
$2.60 $2.60
1.15%
Cigarettes 20 Pack (Marlboro, Camel)
$15.12 $15.12
$12.12 $12.12
24.75%
Wine (Bottle)
$14.91 $14.91
$14.82 $14.82
0.61%
Local Beer (0.5 liter bottle)
$2.47 $2.47
$1.74 $1.74
41.95%
Imported Beer (0.33 liter bottle)
$3.66 $3.66
$5.96 $5.96
-38.59%
🚌 Getting Around
Chicago, IL
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$2.57 $2.57
$2.69 $2.69
-4.46%
Public Transport Monthly Pass (Regular Price)
$74.3 $74.3
$94.0 $94.0
-20.98%
Taxi Start (Normal Tariff)
$3.30 $3.30
$2.96 $2.96
11.49%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$1.69 $1.69
-18.93%
Taxi 1hour Waiting (Normal Tariff)
$24.96 $24.96
$23.57 $23.57
5.90%
Gasoline (1 liter)
$1.06 $1.06
$0.92 $0.92
15.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4K $31.4K
$35.4K $35.4K
-11.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.0K $25.0K
4.78%
🧾 Monthly Utilities & Internet
Chicago, IL
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$127 $127
47.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.0 $63.0
$44.36 $44.36
41.91%
Internet (50+ Mbps, Unlimited Data)
$65.8 $65.8
$63.9 $63.9
2.99%
🎉 Sport & Entertainment
Chicago, IL
Jersey City, NJ
Difference
Gym Membership (Monthly)
$75.2 $75.2
$81.4 $81.4
-7.61%
Tennis Court (1 Hour on Weekend)
$12.95 $12.95
$42.80 $42.80
-69.74%
Cinema Ticket
$15.13 $15.13
$17.14 $17.14
-11.73%
🧸 Childcare & Education
Chicago, IL
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,067 $2,067
$2,274 $2,274
-9.07%
International Primary School, 1 Child (Yearly)
$38.8K $38.8K
$24.1K $24.1K
60.79%
👕👟 Clothing & Footwear
Chicago, IL
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$64.0 $64.0
$74.3 $74.3
-13.94%
Summer Dress (H&M, Zara, etc)
$50.8 $50.8
$64.1 $64.1
-20.69%
Sport Shoes (Adidas, Nike)
$97.3 $97.3
$74.1 $74.1
31.23%
Men's Leather Business Shoes
$144 $144
$133 $133
7.66%
🏠 Accommodation & Living
Chicago, IL
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$2,338 $2,338
$3,283 $3,283
-28.79%
1-bedroom Apartment, Outside City Center (Monthly)
$1,614 $1,614
$2,406 $2,406
-32.91%
3-bedroom Apartment, City Center (Monthly)
$4,764 $4,764
$6,188 $6,188
-23.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,762 $2,762
$3,738 $3,738
-26.12%
Buy Apartment in City Center (m2)
$3,766 $3,766
$7,770 $7,770
-51.53%
Buy Apartment Outside City Center (m2)
$2,614 $2,614
$5,607 $5,607
-53.38%
💵 Salaries & Financials
Chicago, IL
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$5,006 $5,006
$6,066 $6,066
-17.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.62
-0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: March 3, 2026

Last update for Jersey City, NJ: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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