Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Campbellsville, KY

For one person, living is cheaper in Campbellsville, KY: $1,556 a month against $3,139 in Chicago, IL, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
75

Cost of Living Index in Campbellsville, KY
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Campbellsville, KY Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Campbellsville, KY

🇺🇸 United States

$1,556

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Campbellsville, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Campbellsville, KY actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,556 in Campbellsville, KY, rent included.

Chicago, IL $3,139
Campbellsville, KY $1,556

A couple spends around $4,627 per month in Chicago, IL vs $2,428 in Campbellsville, KY, rent included.

Chicago, IL $4,627
Campbellsville, KY $2,428

A family of three spends $6,115 per month in Chicago, IL vs $3,300 in Campbellsville, KY, rent included.

Chicago, IL $6,115
Campbellsville, KY $3,300

Chicago, IL costs about 102% more than Campbellsville, KY, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Campbellsville, KY sit above the global median – Chicago, IL by 132%, Campbellsville, KY by 15%.

Meal at Budget Restaurant

$20.65 $20.65

$14.78 $14.78

39.72%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$50.1 $50.1

80.21%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$10.10 $10.10

28.12%

Cappuccino

$5.60 $5.60

$5.03 $5.03

11.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$1.46 $1.46

80.82%

Water (0.33 liter bottle)

$2.27 $2.27

$0.98 $0.98

131.63%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.93 $3.93

77.61%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$4.11 $4.11

114.84%

Milk (1 liter)

$1.27 $1.27

$0.80 $0.80

58.75%

White Bread (500g)

$3.80 $3.80

$2.27 $2.27

67.40%

Rice (white) (1kg)

$5.30 $5.30

$4.06 $4.06

30.54%

Eggs

$4.76 $4.76

$4.12 $4.12

15.53%

Local Cheese (1kg)

$13.96 $13.96

$12.72 $12.72

9.75%

Chicken Fillets (1kg)

$14.61 $14.61

$8.68 $8.68

68.32%

Beef Round Steak (1kg)

$18.77 $18.77

$16.37 $16.37

14.66%

Apples (1kg)

$5.19 $5.19

$5.70 $5.70

-8.95%

Banana (1kg)

$1.98 $1.98

$1.58 $1.58

25.32%

Oranges (1kg)

$3.93 $3.93

$4.23 $4.23

-7.09%

Tomato (1kg)

$4.96 $4.96

$4.84 $4.84

2.48%

Potato (1kg)

$2.76 $2.76

$2.54 $2.54

8.66%

Onion (1kg)

$2.76 $2.76

$3.20 $3.20

-13.75%

Lettuce (1 head)

$2.22 $2.22

$2.12 $2.12

4.72%

Water (1.5 liter bottle)

$2.98 $2.98

$1.84 $1.84

61.96%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$8.24 $8.24

70.15%

Wine (Bottle)

$15.28 $15.28

$15.12 $15.12

1.06%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.14 $2.14

20.56%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$2.92 $2.92

19.86%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.16 $2.16

14.35%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.84 $3.84

-13.02%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.22 $1.22

17.21%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$24.86 $24.86

-2.17%

Gasoline (1 liter)

$1.26 $1.26

$0.96 $0.96

31.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$21.8K $21.8K

60.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$24.9K $24.9K

4.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$75.3 $75.3

155.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$65.8 $65.8

3.69%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$24.79 $24.79

147.28%

Gym Membership (Monthly)

$54.1 $54.1

$41.38 $41.38

30.79%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$10.11 $10.11

75.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,490 $1,490

10.83%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$19.7K $19.7K

57.81%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$29.41 $29.41

124.65%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$44.88 $44.88

14.17%

Sport Shoes (Adidas, Nike)

$100 $100

$86.0 $86.0

16.45%

Men's Leather Business Shoes

$141 $141

$108 $108

30.74%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$742 $742

229.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$578 $578

190.18%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,246 $1,246

278.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,048 $1,048

166.71%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,596 $2,596

58.11%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,585 $2,585

2.48%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,211 $3,211

51.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.59

3.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Campbellsville, KY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Campbellsville, KY

$578 37.2% 65.5% $1.1K

Groceries & Markets

Chicago, IL

$449 14.3%

Campbellsville, KY

$364 23.4% 18.9% $85

Eating Out

Chicago, IL

$343 10.9%

Campbellsville, KY

$246 15.8% 28.2% $97

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Campbellsville, KY

$166 10.7% 48.5% $156

Clothing & Footwear

Chicago, IL

$161 5.1%

Campbellsville, KY

$121 7.8% 25.2% $41

Getting Around

Chicago, IL

$95 3%

Campbellsville, KY

$19 * 1.2% 80.4% $77

Sport & Entertainment

Chicago, IL

$90 2.9%

Campbellsville, KY

$62 4% 31.2% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $742 in Campbellsville, KY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $50.0 in Campbellsville, KY. Monthly groceries follow the same trend: $449 vs $364 – making Campbellsville, KY the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Campbellsville, KY

🕒 Local time

03:50 3:50 AM

04:50 4:50 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

10,890

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Campbellsville, KY 540 km ≈ 1 h 15 min nonstop flight

From you

Chicago, IL
Campbellsville, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Campbellsville, KY: Cost of Living - Frequently Asked Questions

Chicago, IL costs about 102% more than Campbellsville, KY, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,334 in Campbellsville, KY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campbellsville, KY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,139 in Chicago, IL and $1,556 in Campbellsville, KY. That's a gap of about 102%.

Kindergarten costs $1,652 per month in Chicago, IL and $1,490 in Campbellsville, KY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Campbellsville, KY, where all-in costs run around $1,556, than in Chicago, IL at $3,139. In Campbellsville, KY it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Campbellsville, KY costs $1,556 versus $3,139 in Chicago, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Campbellsville, KY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.