Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Beverly, MA

For one person, living is cheaper in Beverly, MA: $2,768 a month against $3,037 in Chicago, IL, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
133

Cost of Living Index in Beverly, MA
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Beverly, MA Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Beverly, MA

🇺🇸 United States

$2,768

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Beverly, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Beverly, MA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,768 in Beverly, MA, rent included.

Chicago, IL $3,037
Beverly, MA $2,768

A couple spends around $4,518 per month in Chicago, IL vs $4,113 in Beverly, MA, rent included.

Chicago, IL $4,518
Beverly, MA $4,113

A family of three spends $5,999 per month in Chicago, IL vs $5,458 in Beverly, MA, rent included.

Chicago, IL $5,999
Beverly, MA $5,458

Chicago, IL costs about 10% more than Beverly, MA, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Beverly, MA sit above the global median – Chicago, IL by 123%, Beverly, MA by 103%.

Meal at Budget Restaurant

$20.71 $20.71

$24.71 $24.71

-16.19%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$108 $108

-17.72%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$14.75 $14.75

-10.58%

Cappuccino

$5.66 $5.66

$5.91 $5.91

-4.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.04 $3.04

-13.16%

Water (0.33 liter bottle)

$2.28 $2.28

$2.41 $2.41

-5.39%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.98 $6.98

-1.58%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.88 $7.88

12.18%

Milk (1 liter)

$1.25 $1.25

$1.08 $1.08

15.74%

White Bread (500g)

$3.72 $3.72

$4.59 $4.59

-18.95%

Rice (white) (1kg)

$5.39 $5.39

$5.59 $5.59

-3.58%

Eggs

$4.74 $4.74

$3.99 $3.99

18.80%

Local Cheese (1kg)

$13.84 $13.84

$10.11 $10.11

36.89%

Chicken Fillets (1kg)

$14.40 $14.40

$10.17 $10.17

41.59%

Beef Round Steak (1kg)

$18.38 $18.38

$8.86 $8.86

107.45%

Apples (1kg)

$5.22 $5.22

$4.62 $4.62

12.99%

Banana (1kg)

$1.98 $1.98

$1.72 $1.72

15.12%

Oranges (1kg)

$4.06 $4.06

$6.09 $6.09

-33.33%

Tomato (1kg)

$4.97 $4.97

$6.87 $6.87

-27.66%

Potato (1kg)

$2.67 $2.67

$6.15 $6.15

-56.59%

Onion (1kg)

$2.66 $2.66

$3.71 $3.71

-28.30%

Lettuce (1 head)

$2.24 $2.24

$3.31 $3.31

-32.33%

Water (1.5 liter bottle)

$3.13 $3.13

$2.57 $2.57

21.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$12.01 $12.01

15.07%

Wine (Bottle)

$14.88 $14.88

$12.09 $12.09

23.08%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.89 $1.89

34.39%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.61 $2.61

34.48%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.15 $2.15

13.02%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$60.1 $60.1

22.29%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.05 $2.05

55.12%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.51 $1.51

-7.95%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$11.02 $11.02

127.13%

Gasoline (1 liter)

$1.20 $1.20

$1.01 $1.01

18.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.4K $27.4K

27.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.2K $26.2K

1.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$225 $225

-13.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$69.9 $69.9

-0.69%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$77.0 $77.0

-19.91%

Gym Membership (Monthly)

$47.90 $47.90

$42.52 $42.52

12.65%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$13.79 $13.79

29.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,225 $1,225

46.39%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$21.6K $21.6K

47.76%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$52.7 $52.7

27.17%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$79.2 $79.2

-34.13%

Sport Shoes (Adidas, Nike)

$102 $102

$101 $101

0.65%

Men's Leather Business Shoes

$144 $144

$135 $135

6.83%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$2,605 $2,605

-3.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,294 $1,294

21.95%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$2,520 $2,520

88.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,109 $2,109

27.71%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,723 $2,723

53.87%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,090 $2,090

32.42%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.5

4.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Beverly, MA: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Beverly, MA

$1.3K 46.8% 18% $284

Groceries & Markets

Chicago, IL

$447 14.7%

Beverly, MA

$404 14.6% 9.8% $44

Eating Out

Chicago, IL

$345 11.4%

Beverly, MA

$385 13.9% 11.7% $40

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Beverly, MA

$372 13.4% 14.1% $46

Clothing & Footwear

Chicago, IL

$164 5.4%

Beverly, MA

$165 6% 0.8% $1.3

Getting Around

Chicago, IL

$93 3.1%

Beverly, MA

$78 2.8% 16.1% $15

Sport & Entertainment

Chicago, IL

$84 2.8%

Beverly, MA

$70 2.5% 16.1% $13

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $2,605 in Beverly, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $108 in Beverly, MA. Groceries tell a different story – $447 in Chicago, IL vs $404 in Beverly, MA – so Beverly, MA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Beverly, MA

🕒 Local time

10:48 10:48 AM

11:48 11:48 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

42,670

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Beverly, MA 1,380 km ≈ 2 h 15 min nonstop flight

From you

Chicago, IL
Beverly, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Beverly, MA: Cost of Living - Frequently Asked Questions

Chicago, IL costs about 10% more than Beverly, MA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,152 in Beverly, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $2,526 in Chicago, IL and $2,605 in Beverly, MA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 11% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $89 in Chicago, IL and $108 in Beverly, MA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,768 in Beverly, MA. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,768 in Beverly, MA to $3,037 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.