Cost of Living Comparison Between Chicago, IL and Bakersfield, CA Cost of Living Comparison Between Chicago, IL and Bakersfield, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,068 in Chicago, IL versus $3,085 in Bakersfield, CA.

Estimated couple costs with rent: $4,648 in Chicago, IL versus $4,415 in Bakersfield, CA.

Monthly costs for a family of three with rent: $6,229 in Chicago, IL versus $5,746 in Bakersfield, CA.

Living in Chicago, IL costs roughly 1% less than in Bakersfield, CA, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Chicago, IL 130% above, Bakersfield, CA 131% above.

Meal at Budget Restaurant

$20.17 $20.17

$24.86 $24.86

-18.87%

Three-Course Dinner for Two, Mid-Range

$99.5 $99.5

$67.3 $67.3

47.82%

Fast Food Meal (McDonalds, etc)

$12.23 $12.23

$12.70 $12.70

-3.70%

Cappuccino

$5.60 $5.60

$5.69 $5.69

-1.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 $3.12

$2.64 $2.64

18.18%

Water (0.33 liter bottle)

$2.43 $2.43

$1.97 $1.97

23.35%

Local Beer (0.5 liter draught)

$6.93 $6.93

$5.66 $5.66

22.44%

Imported Beer (0.33 liter bottle)

$8.20 $8.20

$5.12 $5.12

60.16%

Milk (1 liter)

$1.08 $1.08

$1.01 $1.01

6.93%

White Bread (500g)

$3.97 $3.97

$3.76 $3.76

5.59%

Rice (white) (1kg)

$5.58 $5.58

$5.75 $5.75

-2.96%

Eggs

$4.47 $4.47

$2.91 $2.91

53.61%

Local Cheese (1kg)

$14.50 $14.50

$12.29 $12.29

17.98%

Chicken Fillets (1kg)

$15.08 $15.08

$15.59 $15.59

-3.27%

Beef Round Steak (1kg)

$19.34 $19.34

$16.66 $16.66

16.09%

Apples (1kg)

$5.37 $5.37

$4.30 $4.30

24.88%

Banana (1kg)

$1.76 $1.76

$1.73 $1.73

1.73%

Oranges (1kg)

$4.32 $4.32

$4.76 $4.76

-9.24%

Tomato (1kg)

$4.41 $4.41

$5.43 $5.43

-18.78%

Potato (1kg)

$2.54 $2.54

$1.86 $1.86

36.56%

Onion (1kg)

$2.70 $2.70

$3.00 $3.00

-10.00%

Lettuce (1 head)

$2.49 $2.49

$2.63 $2.63

-5.32%

Water (1.5 liter bottle)

$2.60 $2.60

$2.84 $2.84

-8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$14.80 $14.80

$10.56 $10.56

40.15%

Wine (Bottle)

$15.18 $15.18

$18.35 $18.35

-17.28%

Local Beer (0.5 liter bottle)

$2.47 $2.47

$1.96 $1.96

26.02%

Imported Beer (0.33 liter bottle)

$3.60 $3.60

$4.53 $4.53

-20.53%

One-way Ticket (Public Transport)

$2.54 $2.54

$2.37 $2.37

7.17%

Public Transport Monthly Pass (Regular Price)

$76.3 $76.3

$57.7 $57.7

32.12%

Taxi Start (Normal Tariff)

$3.30 $3.30

$2.96 $2.96

11.49%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.00 $2.00

-31.00%

Taxi 1hour Waiting (Normal Tariff)

$25.36 $25.36

$29.35 $29.35

-13.59%

Gasoline (1 liter)

$1.09 $1.09

$1.27 $1.27

-14.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$23.6K $23.6K

33.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.4K $26.4K

0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$346 $346

-46.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.9 $62.9

$54.7 $54.7

14.98%

Internet (50+ Mbps, Unlimited Data)

$66.2 $66.2

$70.4 $70.4

-5.95%

Gym Membership (Monthly)

$77.6 $77.6

$36.91 $36.91

110.30%

Tennis Court (1 Hour on Weekend)

$13.16 $13.16

$25.22 $25.22

-47.82%

Cinema Ticket

$14.74 $14.74

$15.12 $15.12

-2.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 $2,039

$1,472 $1,472

38.50%

International Primary School, 1 Child (Yearly)

$39.9K $39.9K

$23.7K $23.7K

68.11%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$47.85 $47.85

33.44%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.04 $41.04

24.68%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$92.7 $92.7

2.66%

Men's Leather Business Shoes

$144 $144

$174 $174

-17.45%

1-bedroom Apartment, City Center (Monthly)

$2,305 $2,305

$1,882 $1,882

22.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,575 $1,575

$1,469 $1,469

7.24%

3-bedroom Apartment, City Center (Monthly)

$4,688 $4,688

$2,433 $2,433

92.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,737 $2,737

$2,429 $2,429

12.70%

Buy Apartment in City Center (m2)

$4,063 $4,063

$2,463 $2,463

64.98%

Buy Apartment Outside City Center (m2)

$2,696 $2,696

$2,435 $2,435

10.71%

Average Monthly Net Salary (After Tax)

$5,019 $5,019

$3,649 $3,649

37.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.56

0.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: July 11, 2026

Last update for Bakersfield, CA: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,305 in Chicago, IL and $1,882 in Bakersfield, CA. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $99.0 in Chicago, IL vs $67.0 in Bakersfield, CA for a mid-range dinner for two. Groceries echo the gap at $448 vs $437 per month, with Bakersfield, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Bakersfield, CA: Cost of Living - Frequently Asked Questions

Chicago, IL is cheaper overall, especially in Eating Out, Clothing & Footwear. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 38% higher in Chicago, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,305 in Chicago, IL versus $1,882 in Bakersfield, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chicago, IL – a meal for two runs $99.0 versus $67.0 in Bakersfield, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,068 per month in Chicago, IL versus $3,085 in Bakersfield, CA – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Chicago, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Chicago, IL is more practical. Housing and childcare are both notably cheaper than in Bakersfield, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Chicago, IL gentler on the wallet – expenses run 1% less than in Bakersfield, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.