Last update: Oct 2026

Cost of Living Comparison Between Bakersfield, CA and Chicago, IL

For one person, living is cheaper in Bakersfield, CA: $2,855 a month against $3,037 in Chicago, IL, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

137

Cost of Living Index in Bakersfield, CA
Learn more

Bakersfield, CA Living Index
147

Cost of Living Index in Chicago, IL
Learn more

Chicago, IL Living Index

Jump to prices

Bakersfield, CA

🇺🇸 United States

$2,855

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Bakersfield, CA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bakersfield, CA and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,855 in Bakersfield, CA versus $3,037 in Chicago, IL.

Bakersfield, CA $2,855
Chicago, IL $3,037

Estimated couple costs with rent: $3,902 in Bakersfield, CA versus $4,518 in Chicago, IL.

Bakersfield, CA $3,902
Chicago, IL $4,518

Monthly costs for a family of three with rent: $4,949 in Bakersfield, CA versus $5,999 in Chicago, IL.

Bakersfield, CA $4,949
Chicago, IL $5,999

Living in Bakersfield, CA costs roughly 6% less than in Chicago, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bakersfield, CA 110% above, Chicago, IL 123% above.

Meal at Budget Restaurant

$18.64 $18.64

$20.71 $20.71

-10.00%

Three-Course Dinner for Two, Mid-Range

$64.8 $64.8

$89.2 $89.2

-27.38%

Fast Food Meal (McDonalds, etc)

$14.10 $14.10

$13.19 $13.19

6.90%

Cappuccino

$5.74 $5.74

$5.66 $5.66

1.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.64 $2.64

3.41%

Water (0.33 liter bottle)

$2.01 $2.01

$2.28 $2.28

-11.84%

Local Beer (0.5 liter draught)

$5.90 $5.90

$6.87 $6.87

-14.12%

Imported Beer (0.33 liter bottle)

$5.81 $5.81

$8.84 $8.84

-34.28%

Milk (1 liter)

$1.09 $1.09

$1.25 $1.25

-12.80%

White Bread (500g)

$4.16 $4.16

$3.72 $3.72

11.83%

Rice (white) (1kg)

$5.07 $5.07

$5.39 $5.39

-5.94%

Eggs

$3.29 $3.29

$4.74 $4.74

-30.59%

Local Cheese (1kg)

$12.75 $12.75

$13.84 $13.84

-7.88%

Chicken Fillets (1kg)

$13.34 $13.34

$14.40 $14.40

-7.36%

Beef Round Steak (1kg)

$15.93 $15.93

$18.38 $18.38

-13.33%

Apples (1kg)

$4.16 $4.16

$5.22 $5.22

-20.31%

Banana (1kg)

$2.04 $2.04

$1.98 $1.98

3.03%

Oranges (1kg)

$3.95 $3.95

$4.06 $4.06

-2.71%

Tomato (1kg)

$3.79 $3.79

$4.97 $4.97

-23.74%

Potato (1kg)

$2.14 $2.14

$2.67 $2.67

-19.85%

Onion (1kg)

$2.42 $2.42

$2.66 $2.66

-9.02%

Lettuce (1 head)

$2.12 $2.12

$2.24 $2.24

-5.36%

Water (1.5 liter bottle)

$2.48 $2.48

$3.13 $3.13

-20.77%

Cigarettes 20 Pack (Marlboro, Camel)

$11.59 $11.59

$13.82 $13.82

-16.14%

Wine (Bottle)

$17.80 $17.80

$14.88 $14.88

19.62%

Local Beer (0.5 liter bottle)

$1.97 $1.97

$2.54 $2.54

-22.44%

Imported Beer (0.33 liter bottle)

$4.79 $4.79

$3.51 $3.51

36.47%

One-way Ticket (Public Transport)

$1.62 $1.62

$2.43 $2.43

-33.33%

Public Transport Monthly Pass (Regular Price)

$58.1 $58.1

$73.5 $73.5

-20.93%

Taxi Start (Normal Tariff)

$3.03 $3.03

$3.18 $3.18

-4.72%

Taxi (Normal Tariff) (1km)

$2.07 $2.07

$1.39 $1.39

48.92%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

Gasoline (1 liter)

$1.52 $1.52

$1.20 $1.20

26.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$35.0K $35.0K

-21.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.7K $26.7K

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$390 $390

$194 $194

100.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$69.5 $69.5

-14.54%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$61.6 $61.6

21.43%

Gym Membership (Monthly)

$32.71 $32.71

$47.90 $47.90

-31.71%

Tennis Court (1 Hour on Weekend)

$24.81 $24.81

$27.34 $27.34

-9.25%

Cinema Ticket

$15.11 $15.11

$17.81 $17.81

-15.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,501 $1,501

$1,794 $1,794

-16.34%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

Jeans (Levis 501 Or Similar)

$59.9 $59.9

$67.0 $67.0

-10.64%

Summer Dress (H&M, Zara, etc)

$47.66 $47.66

$52.1 $52.1

-8.59%

Sport Shoes (Adidas, Nike)

$98.9 $98.9

$102 $102

-2.61%

Men's Leather Business Shoes

$120 $120

$144 $144

-16.25%

1-bedroom Apartment, City Center (Monthly)

$1,536 $1,536

$2,526 $2,526

-39.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,311 $1,311

$1,578 $1,578

-16.93%

3-bedroom Apartment, City Center (Monthly)

$1,828 $1,828

$4,738 $4,738

-61.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,834 $1,834

$2,693 $2,693

-31.89%

Buy Apartment in City Center (m2)

$2,742 $2,742

$4,190 $4,190

-34.55%

Buy Apartment Outside City Center (m2)

$2,430 $2,430

$2,768 $2,768

-12.21%

Average Monthly Net Salary (After Tax)

$3,743 $3,743

$4,931 $4,931

-24.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.81

-5.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bakersfield, CA: October 24, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bakersfield, CA

$1.3K 45.9%

Chicago, IL

$1.6K 52% 20.4% $267

Monthly Utilities & Internet

Bakersfield, CA

$525 18.4%

Chicago, IL

$326 10.7% 37.9% $199

Groceries & Markets

Bakersfield, CA

$411 14.4%

Chicago, IL

$447 14.7% 8.9% $36

Eating Out

Bakersfield, CA

$320 11.2%

Chicago, IL

$345 11.4% 7.7% $25

Clothing & Footwear

Bakersfield, CA

$147 5.2%

Chicago, IL

$164 5.4% 11.5% $17

Getting Around

Bakersfield, CA

$78 2.7%

Chicago, IL

$93 3.1% 19.8% $15

Sport & Entertainment

Bakersfield, CA

$63 2.2%

Chicago, IL

$84 2.8% 32.7% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,536 in Bakersfield, CA and $2,526 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 32% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in Bakersfield, CA vs $89 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $411 vs $447 per month, with Bakersfield, CA cheaper across the board.

Good to know

🇺🇸 Bakersfield, CA

🇺🇸 Chicago, IL

🕒 Local time

13:47 1:47 PM

15:47 3:47 PM

2 h ahead of Bakersfield, CA

🌤 Weather

👥 Population

373,640

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bakersfield, CA Chicago, IL 2,800 km ≈ 4 h nonstop flight

From you

Bakersfield, CA
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bakersfield, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Bakersfield, CA is about 6% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 24% lower in Bakersfield, CA. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,536 in Bakersfield, CA versus $2,526 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bakersfield, CA – a meal for two runs $65 versus $89 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,855 per month in Bakersfield, CA versus $3,037 in Chicago, IL – Bakersfield, CA is about 6% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Bakersfield, CA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bakersfield, CA gentler on the wallet – expenses run 6% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.