Cost of Living Comparison Between Chicago, IL and Anna, TX Cost of Living Comparison Between Chicago, IL and Anna, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,170 in Chicago, IL versus $3,232 in Anna, TX.

Estimated couple costs with rent: $4,690 in Chicago, IL versus $5,044 in Anna, TX.

Monthly costs for a family of three with rent: $6,210 in Chicago, IL versus $6,857 in Anna, TX.

Living in Chicago, IL costs roughly 2% less than in Anna, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: Chicago, IL 135% above, Anna, TX 140% above.

Meal at Budget Restaurant

$20.42 $20.42

$15.82 $15.82

29.08%

Three-Course Dinner for Two, Mid-Range

$90.0 $90.0

$69.2 $69.2

30.10%

Fast Food Meal (McDonalds, etc)

$13.07 $13.07

$9.96 $9.96

31.22%

Cappuccino

$5.65 $5.65

$5.09 $5.09

11.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$2.40 $2.40

12.92%

Water (0.33 liter bottle)

$2.25 $2.25

$1.63 $1.63

38.04%

Local Beer (0.5 liter draught)

$6.92 $6.92

$5.04 $5.04

37.30%

Imported Beer (0.33 liter bottle)

$9.11 $9.11

$7.11 $7.11

28.13%

Milk (1 liter)

$1.34 $1.34

$1.14 $1.14

17.54%

White Bread (500g)

$4.16 $4.16

$3.54 $3.54

17.51%

Rice (white) (1kg)

$5.52 $5.52

$5.53 $5.53

-0.18%

Eggs

$4.67 $4.67

$3.66 $3.66

27.60%

Local Cheese (1kg)

$14.96 $14.96

$15.14 $15.14

-1.19%

Chicken Fillets (1kg)

$14.57 $14.57

$12.18 $12.18

19.62%

Beef Round Steak (1kg)

$19.29 $19.29

$17.02 $17.02

13.34%

Apples (1kg)

$5.68 $5.68

$4.39 $4.39

29.38%

Banana (1kg)

$1.90 $1.90

$1.73 $1.73

9.83%

Oranges (1kg)

$4.06 $4.06

$4.33 $4.33

-6.24%

Tomato (1kg)

$4.87 $4.87

$3.77 $3.77

29.18%

Potato (1kg)

$2.84 $2.84

$2.71 $2.71

4.80%

Onion (1kg)

$2.90 $2.90

$2.77 $2.77

4.69%

Lettuce (1 head)

$2.22 $2.22

$2.02 $2.02

9.90%

Water (1.5 liter bottle)

$3.13 $3.13

$2.23 $2.23

40.36%

Cigarettes 20 Pack (Marlboro, Camel)

$15.70 $15.70

$9.22 $9.22

70.28%

Wine (Bottle)

$15.29 $15.29

$13.52 $13.52

13.09%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.02 $2.02

30.69%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$4.88 $4.88

-30.74%

One-way Ticket (Public Transport)

$2.45 $2.45

$3.80 $3.80

-35.53%

Public Transport Monthly Pass (Regular Price)

$76.1 $76.1

Taxi Start (Normal Tariff)

$3.21 $3.21

$2.05 $2.05

56.59%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.27 $1.27

11.81%

Taxi 1hour Waiting (Normal Tariff)

$24.44 $24.44

$29.78 $29.78

-17.93%

Gasoline (1 liter)

$1.22 $1.22

$0.85 $0.85

43.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$35.6K $35.6K

2.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.0K $25.0K

5.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$246 $246

-21.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$69.9 $69.9

-2.33%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$63.6 $63.6

-3.08%

Gym Membership (Monthly)

$64.0 $64.0

$41.80 $41.80

53.06%

Tennis Court (1 Hour on Weekend)

$27.22 $27.22

$19.65 $19.65

38.52%

Cinema Ticket

$18.31 $18.31

$10.03 $10.03

82.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,553 $1,553

$1,178 $1,178

31.81%

International Primary School, 1 Child (Yearly)

$31.7K $31.7K

$20.3K $20.3K

55.98%

Jeans (Levis 501 Or Similar)

$63.7 $63.7

$67.7 $67.7

-5.95%

Summer Dress (H&M, Zara, etc)

$56.6 $56.6

$60.6 $60.6

-6.68%

Sport Shoes (Adidas, Nike)

$100 $100

$121 $121

-16.97%

Men's Leather Business Shoes

$157 $157

$149 $149

5.33%

1-bedroom Apartment, City Center (Monthly)

$2,390 $2,390

$2,154 $2,154

10.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,687 $1,687

$1,910 $1,910

-11.70%

3-bedroom Apartment, City Center (Monthly)

$4,574 $4,574

$3,486 $3,486

31.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,749 $2,749

$4,006 $4,006

-31.39%

Buy Apartment in City Center (m2)

$4,120 $4,120

$2,736 $2,736

50.57%

Buy Apartment Outside City Center (m2)

$2,745 $2,745

$2,417 $2,417

13.57%

Average Monthly Net Salary (After Tax)

$5,028 $5,028

$9,819 $9,819

-48.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.09

4.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 21, 2026

Last update for Anna, TX: September 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,390 in Chicago, IL and $2,154 in Anna, TX. Housing cost is often the main lever when comparing two cities.

Anna, TX pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Chicago, IL vs $69.0 in Anna, TX for a mid-range dinner for two. Groceries echo the gap at $463 vs $405 per month, with Anna, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Anna, TX: Cost of Living - Frequently Asked Questions

Chicago, IL is cheaper overall, especially in Clothing & Footwear, Monthly Utilities & Internet. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Anna, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,390 in Chicago, IL versus $2,154 in Anna, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,553 in Chicago, IL versus $1,178 in Anna, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Chicago, IL – a meal for two runs $90.0 versus $69.0 in Anna, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Chicago, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Chicago, IL is more practical. Housing and childcare are both notably cheaper than in Anna, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Chicago, IL gentler on the wallet – expenses run 2% less than in Anna, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.