Last update: Oct 2026

Cost of Living Comparison Between Anna, TX and Chicago, IL

For one person, living costs are similar in Anna, TX and in Chicago, IL: $3,236 and $3,139 a month, rent and utilities included.

158

Cost of Living Index in Anna, TX
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Anna, TX Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Anna, TX

🇺🇸 United States

$3,236

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Anna, TX and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Anna, TX and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,236 in Anna, TX versus $3,139 in Chicago, IL.

Anna, TX $3,236
Chicago, IL $3,139

Estimated couple costs with rent: $5,071 in Anna, TX versus $4,627 in Chicago, IL.

Anna, TX $5,071
Chicago, IL $4,627

Monthly costs for a family of three with rent: $6,907 in Anna, TX versus $6,115 in Chicago, IL.

Anna, TX $6,907
Chicago, IL $6,115

Living in Anna, TX is roughly 3% more expensive than in Chicago, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Anna, TX 139% above, Chicago, IL 132% above.

Meal at Budget Restaurant

$19.96 $19.96

$20.65 $20.65

-3.34%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$90.2 $90.2

-11.10%

Fast Food Meal (McDonalds, etc)

$15.25 $15.25

$12.94 $12.94

17.85%

Cappuccino

$5.38 $5.38

$5.60 $5.60

-3.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 $2.60

$2.64 $2.64

-1.52%

Water (0.33 liter bottle)

$2.36 $2.36

$2.27 $2.27

3.96%

Local Beer (0.5 liter draught)

$5.95 $5.95

$6.98 $6.98

-14.76%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$8.83 $8.83

0.34%

Milk (1 liter)

$0.96 $0.96

$1.27 $1.27

-24.41%

White Bread (500g)

$3.46 $3.46

$3.80 $3.80

-8.95%

Rice (white) (1kg)

$3.79 $3.79

$5.30 $5.30

-28.49%

Eggs

$3.67 $3.67

$4.76 $4.76

-22.90%

Local Cheese (1kg)

$12.74 $12.74

$13.96 $13.96

-8.74%

Chicken Fillets (1kg)

$10.93 $10.93

$14.61 $14.61

-25.19%

Beef Round Steak (1kg)

$17.30 $17.30

$18.77 $18.77

-7.83%

Apples (1kg)

$4.30 $4.30

$5.19 $5.19

-17.15%

Banana (1kg)

$1.77 $1.77

$1.98 $1.98

-10.61%

Oranges (1kg)

$4.41 $4.41

$3.93 $3.93

12.21%

Tomato (1kg)

$3.94 $3.94

$4.96 $4.96

-20.56%

Potato (1kg)

$3.90 $3.90

$2.76 $2.76

41.30%

Onion (1kg)

$2.91 $2.91

$2.76 $2.76

5.43%

Lettuce (1 head)

$2.01 $2.01

$2.22 $2.22

-9.46%

Water (1.5 liter bottle)

$2.46 $2.46

$2.98 $2.98

-17.45%

Cigarettes 20 Pack (Marlboro, Camel)

$10.16 $10.16

$14.02 $14.02

-27.53%

Wine (Bottle)

$14.26 $14.26

$15.28 $15.28

-6.68%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.58 $2.58

-28.68%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$3.50 $3.50

-8.00%

One-way Ticket (Public Transport)

$3.78 $3.78

$2.47 $2.47

53.04%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$2.81 $2.81

$3.34 $3.34

-15.87%

Taxi (Normal Tariff) (1km)

$1.24 $1.24

$1.43 $1.43

-13.29%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$24.32 $24.32

22.66%

Gasoline (1 liter)

$0.91 $0.91

$1.26 $1.26

-27.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$35.0K $35.0K

-21.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$193 $193

-0.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$83.4 $83.4

$68.3 $68.3

22.24%

Internet (50+ Mbps, Unlimited Data)

$94.2 $94.2

$61.3 $61.3

53.74%

Gym Membership (Monthly)

$42.21 $42.21

$54.1 $54.1

-22.01%

Tennis Court (1 Hour on Weekend)

$19.76 $19.76

$27.92 $27.92

-29.23%

Cinema Ticket

$10.02 $10.02

$17.74 $17.74

-43.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,570 $1,570

$1,652 $1,652

-4.92%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$31.1K $31.1K

-34.71%

Jeans (Levis 501 Or Similar)

$53.7 $53.7

$66.1 $66.1

-18.68%

Summer Dress (H&M, Zara, etc)

$41.00 $41.00

$51.2 $51.2

-19.98%

Sport Shoes (Adidas, Nike)

$105 $105

$100 $100

5.15%

Men's Leather Business Shoes

$140 $140

$141 $141

-0.87%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$2,446 $2,446

-10.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,903 $1,903

$1,678 $1,678

13.40%

3-bedroom Apartment, City Center (Monthly)

$3,494 $3,494

$4,717 $4,717

-25.94%

3-bedroom Apartment, Outside City Center (Monthly)

$3,948 $3,948

$2,795 $2,795

41.25%

Buy Apartment in City Center (m2)

$2,740 $2,740

$4,105 $4,105

-33.24%

Buy Apartment Outside City Center (m2)

$2,340 $2,340

$2,650 $2,650

-11.69%

Average Monthly Net Salary (After Tax)

$10.1K $10.1K

$4,866 $4,866

106.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.81

-5.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Anna, TX: October 18, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Anna, TX

$1.9K 58.8%

Chicago, IL

$1.7K 53.5% 11.8% $225

Groceries & Markets

Anna, TX

$388 12%

Chicago, IL

$449 14.3% 15.9% $62

Monthly Utilities & Internet

Anna, TX

$369 11.4%

Chicago, IL

$322 10.3% 12.7% $47

Eating Out

Anna, TX

$337 10.4%

Chicago, IL

$343 10.9% 1.8% $6.2

Clothing & Footwear

Anna, TX

$153 4.7%

Chicago, IL

$161 5.1% 5.5% $8.4

Sport & Entertainment

Anna, TX

$62 1.9%

Chicago, IL

$90 2.9% 44% $27

Getting Around

Anna, TX

$24 * 0.8%

Chicago, IL

$95 3% 294% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Anna, TX and $2,446 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Anna, TX pays 107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Anna, TX vs $90.0 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $388 vs $449 per month, with Anna, TX cheaper across the board.

Good to know

🇺🇸 Anna, TX

🇺🇸 Chicago, IL

🕒 Local time

22:39 10:39 PM

Same time as Anna, TX

🌤 Weather

👥 Population

20,243

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Anna, TX Chicago, IL 1,230 km ≈ 2 h nonstop flight

From you

Anna, TX
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Anna, TX vs Chicago, IL: Cost of Living - Frequently Asked Questions

Chicago, IL is cheaper overall, especially in utilities. The 3% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 107% higher in Anna, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Anna, TX versus $2,446 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,570 in Anna, TX versus $1,652 in Chicago, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Chicago, IL – a meal for two runs $90.0 versus $80.0 in Anna, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Chicago, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Chicago, IL is more practical. Housing and childcare are both notably cheaper than in Anna, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Chicago, IL gentler on the wallet – expenses run 3% less than in Anna, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.