Cost of Living Comparison Between Chicago, IL and Abilene, TX Cost of Living Comparison Between Chicago, IL and Abilene, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,077 in Chicago, IL versus $2,089 in Abilene, TX.

Estimated couple costs with rent: $4,628 in Chicago, IL versus $3,048 in Abilene, TX.

Monthly costs for a family of three with rent: $6,179 in Chicago, IL versus $4,006 in Abilene, TX.

Living in Chicago, IL is roughly 47% more expensive than Abilene, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Chicago, IL 130% above, Abilene, TX 56% above.

Meal at Budget Restaurant

$20.91 $20.91

$13.27 $13.27

57.57%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$55.9 $55.9

75.70%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$9.03 $9.03

31.34%

Cappuccino

$5.60 $5.60

$4.95 $4.95

13.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$1.83 $1.83

67.76%

Water (0.33 liter bottle)

$2.47 $2.47

$1.91 $1.91

29.32%

Local Beer (0.5 liter draught)

$7.14 $7.14

$4.06 $4.06

75.86%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$7.95 $7.95

1.64%

Milk (1 liter)

$1.05 $1.05

$0.87 $0.87

20.69%

White Bread (500g)

$4.11 $4.11

$2.97 $2.97

38.38%

Rice (white) (1kg)

$5.61 $5.61

$4.96 $4.96

13.10%

Eggs

$4.51 $4.51

$8.00 $8.00

-43.63%

Local Cheese (1kg)

$14.27 $14.27

$11.42 $11.42

24.96%

Chicken Fillets (1kg)

$14.89 $14.89

$9.92 $9.92

50.10%

Beef Round Steak (1kg)

$19.19 $19.19

$13.48 $13.48

42.36%

Apples (1kg)

$5.14 $5.14

$4.63 $4.63

11.02%

Banana (1kg)

$1.77 $1.77

$1.46 $1.46

21.23%

Oranges (1kg)

$4.39 $4.39

$4.09 $4.09

7.33%

Tomato (1kg)

$4.56 $4.56

$3.54 $3.54

28.81%

Potato (1kg)

$2.54 $2.54

$3.63 $3.63

-30.03%

Onion (1kg)

$2.75 $2.75

$2.96 $2.96

-7.09%

Lettuce (1 head)

$2.42 $2.42

$2.27 $2.27

6.61%

Water (1.5 liter bottle)

$2.62 $2.62

$3.23 $3.23

-18.89%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$8.45 $8.45

76.57%

Wine (Bottle)

$14.80 $14.80

$11.72 $11.72

26.28%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.71 $1.71

43.86%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.83 $2.83

31.80%

One-way Ticket (Public Transport)

$2.48 $2.48

$1.54 $1.54

61.04%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

$44.53 $44.53

69.39%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.97 $2.97

7.07%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.72 $1.72

-17.44%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$56.8 $56.8

-56.07%

Gasoline (1 liter)

$1.06 $1.06

$0.75 $0.75

41.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$30.3K $30.3K

5.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$22.9K $22.9K

13.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$187 $187

-1.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$46.41 $46.41

33.03%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$63.1 $63.1

6.09%

Gym Membership (Monthly)

$75.2 $75.2

$15.25 $15.25

392.92%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$12.21 $12.21

20.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$852 $852

137.14%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$23.4K $23.4K

68.62%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$53.6 $53.6

20.45%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$34.90 $34.90

50.29%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$88.7 $88.7

10.28%

Men's Leather Business Shoes

$148 $148

$106 $106

38.75%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,091 $1,091

111.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$918 $918

73.28%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$1,687 $1,687

173.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$1,612 $1,612

72.41%

Buy Apartment in City Center (m2)

$3,922 $3,922

$1,704 $1,704

130.20%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$1,693 $1,693

54.34%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$3,299 $3,299

58.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.49

1.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Abilene, TX: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,313 in Chicago, IL and $1,091 in Abilene, TX. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Chicago, IL vs $56.0 in Abilene, TX for a mid-range dinner for two. Groceries echo the gap at $447 vs $383 per month, with Abilene, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Abilene, TX: Cost of Living - Frequently Asked Questions

Chicago, IL and Abilene, TX differ by about 47% in total monthly costs ($3,077 vs $2,089 including rent). Abilene, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Chicago, IL pays 58% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,313 in Chicago, IL versus $1,091 in Abilene, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Abilene, TX – a meal for two runs $56.0 versus $98.0 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,077 per month in Chicago, IL versus $2,089 in Abilene, TX – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,089 in Abilene, TX versus $3,077 in Chicago, IL, a $3,000 budget is realistic in Abilene, TX but tight or insufficient in Chicago, IL. The gap between the two cities makes Abilene, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Abilene, TX gentler on the wallet – expenses run 47% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.