😐A single person spends $861 per month in Chiang Mai vs $422 in Zawiya, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $694 in Zawiya, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $967 in Zawiya, rent included.
😐Chiang Mai costs about 104% more than Zawiya, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Zawiya are more affordable than the global median – Chiang Mai36% lower, Zawiya68% lower.
Currency
🍽 Eating Out
Chiang Mai
Zawiya
Difference
Meal at Budget Restaurant
$1.96฿65.8
$2.73LYD 17.41
-28.21%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$18.45LYD 118
-0.54%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$3.75LYD 23.89
99.47%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$0.53LYD 3.40
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$0.66LYD 4.23
-
Cappuccino
$2.02฿67.8
$0.48LYD 3.03
320.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.50
$0.46LYD 2.91
84.78%
Water(0.33 liter bottle)
$0.36฿11.96
$0.11LYD 0.67
227.27%
Local Beer(0.5 liter draught)
$2.14฿71.8
-
-
Imported Beer(0.33 liter bottle)
$3.59฿121
-
-
🛒 Groceries & Markets
Chiang Mai
Zawiya
Difference
Milk(1 liter)
$1.65฿55.5
$1.03LYD 6.54
60.19%
White Bread(500g)
$1.57฿52.7
$0.23LYD 1.47
582.61%
Rice(white)(1kg)
$1.19฿40.02
$1.18LYD 7.49
0.85%
Eggs
$1.94฿65.1
$1.17LYD 7.48
65.81%
Local Cheese(1kg)
$16.19฿544
$4.99LYD 31.76
224.45%
Chicken Fillets(1kg)
$2.99฿101
$3.30LYD 21.04
-9.39%
Beef Round Steak(1kg)
$10.94฿368
$10.39LYD 66.2
5.29%
Apples(1kg)
$2.71฿91.2
$2.06LYD 13.11
31.55%
Banana(1kg)
$1.17฿39.25
$1.33LYD 8.49
-12.03%
Oranges(1kg)
$1.69฿56.7
$0.75LYD 4.81
125.33%
Tomato(1kg)
$1.60฿54.0
$0.53LYD 3.36
201.89%
Potato(1kg)
$1.38฿46.54
$0.62LYD 3.94
122.58%
Onion(1kg)
$1.20฿40.45
$0.33LYD 2.12
263.64%
Lettuce(1 head)
$0.67฿22.50
$0.38LYD 2.43
76.32%
Water(1.5 liter bottle)
$0.56฿18.73
$0.17LYD 1.10
229.41%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$0.76LYD 4.83
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.68LYD 4.31
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$0.70LYD 4.47
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$1.85LYD 11.76
150.81%
Wine(Bottle)
$17.62฿593
-
-
Local Beer(0.5 liter bottle)
$1.86฿62.5
-
-
Imported Beer(0.33 liter bottle)
$3.30฿111
-
-
🚌 Getting Around
Chiang Mai
Zawiya
Difference
One-way Ticket(Public Transport)
$0.88฿29.68
$0.91LYD 5.78
-3.30%
Public Transport Monthly Pass(Regular Price)
$19.34฿650
$46.79LYD 298
-58.67%
Taxi Start(Normal Tariff)
$1.36฿45.90
$0.90LYD 5.74
51.11%
Taxi(Normal Tariff)(1km)
$1.34฿44.98
$0.89LYD 5.66
50.56%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$2.77LYD 17.62
196.39%
Gasoline(1 liter)
$1.22฿41.18
$0.03LYD 0.18
3966.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.1K
$13.7KLYD 87.2K
55.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿757.7K
$16.4KLYD 104.7K
37.09%
🧾 Monthly Utilities & Internet
Chiang Mai
Zawiya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,376
$32.61LYD 208
116.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$6.29LYD 40.07
123.21%
Internet(50+ Mbps, Unlimited Data)
$17.49฿588
$14.17LYD 90.2
23.43%
🎉 Sport & Entertainment
Chiang Mai
Zawiya
Difference
Gym Membership(Monthly)
$42.15฿1,417
$20.19LYD 129
108.77%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$4.68LYD 29.82
47.01%
Cinema Ticket
$5.92฿199
$4.50LYD 28.69
31.56%
🧸 Childcare & Education
Chiang Mai
Zawiya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$52.3LYD 333
489.72%
International Primary School, 1 Child(Yearly)
$14.9K฿500.4K
$908LYD 5,786
1538.13%
👕👟 Clothing & Footwear
Chiang Mai
Zawiya
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,875
$21.44LYD 137
160.07%
Summer Dress(H&M, Zara, etc)
$26.11฿878
$34.92LYD 222
-25.23%
Sport Shoes(Adidas, Nike)
$83.0฿2,792
$32.12LYD 205
158.47%
Men's Leather Business Shoes
$70.5฿2,369
$36.80LYD 234
91.44%
🏠 Accommodation & Living
Chiang Mai
Zawiya
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$106LYD 674
308.17%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,035
$69.9LYD 445
241.75%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$199LYD 1,268
312.93%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$136LYD 864
277.72%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$467LYD 2,975
310.01%
Buy Apartment Outside City Center(m2)
$1,467฿49.3K
$38.16LYD 243
3744.65%
💵 Salaries & Financials
Chiang Mai
Zawiya
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$253LYD 1,613
128.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
17.5
-71.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Zawiya: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $106 in Zawiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 129% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $18.00 in Zawiya. Groceries tell a different story – $243 in Chiang Mai vs $115 in Zawiya – so Zawiya wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Zawiya: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Zawiya?
Chiang Mai costs about 104% more than Zawiya, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Zawiya?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $632 in Zawiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Zawiya?
Rent is clearly cheaper in Zawiya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Zawiya?
Kindergarten costs $309 per month in Chiang Mai and $52.3 in Zawiya. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Zawiya?
Groceries cost about 112% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Chiang Mai or in Zawiya?
$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $422 in Zawiya, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Zawiya?
For digital nomads, it depends on budget. Zawiya costs $422 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Zawiya?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Zawiya?
If budget matters most, go with Zawiya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared