๐A single person spends $869 per month in Chiang Mai vs $1,006 in Zฤrneศti, rent included.
๐A couple spends around $1,362 per month in Chiang Mai vs $1,518 in Zฤrneศti, rent included.
๐A family of three spends $1,855 per month in Chiang Mai vs $2,029 in Zฤrneศti, rent included.
๐Chiang Mai is about 14% cheaper than Zฤrneศti, driven mainly by Eating Out.
๐Both Chiang Mai and Zฤrneศti are more affordable than the global median โ Chiang Mai35% lower, Zฤrneศti25% lower.
Currency
๐ฝ Eating Out
Chiang Mai
Zฤrneศti
Difference
Meal at Budget Restaurant
$1.98เธฟ65.0
$8.44RONย 38.30
-76.54%
Three-Course Dinner for Two, Mid-Range
$18.80เธฟ619
$39.89RONย 181
-52.87%
Fast Food Meal(McDonalds, etc)
$7.75เธฟ255
$8.79RONย 39.88
-11.83%
Cappuccino
$1.92เธฟ63.2
$2.28RONย 10.36
-15.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79เธฟ26.07
$1.26RONย 5.70
-37.30%
Water(0.33 liter bottle)
$0.36เธฟ11.74
$1.12RONย 5.08
-67.86%
Local Beer(0.5 liter draught)
$2.21เธฟ72.9
$2.23RONย 10.12
-0.90%
Imported Beer(0.33 liter bottle)
$3.66เธฟ120
$2.79RONย 12.65
31.18%
๐ Groceries & Markets
Chiang Mai
Zฤrneศti
Difference
Milk(1 liter)
$1.65เธฟ54.4
$1.40RONย 6.36
17.86%
White Bread(500g)
$1.63เธฟ53.7
$1.18RONย 5.36
38.14%
Rice(white)(1kg)
$1.19เธฟ39.28
$1.58RONย 7.17
-24.68%
Eggs
$2.00เธฟ65.8
$3.07RONย 13.94
-34.85%
Local Cheese(1kg)
$15.98เธฟ526
$8.74RONย 39.67
82.84%
Chicken Fillets(1kg)
$3.03เธฟ99.6
$4.98RONย 22.63
-39.16%
Beef Round Steak(1kg)
$10.86เธฟ357
$12.49RONย 56.7
-13.05%
Apples(1kg)
$2.76เธฟ90.9
$0.99RONย 4.49
178.79%
Banana(1kg)
$1.18เธฟ38.83
$1.37RONย 6.21
-13.87%
Oranges(1kg)
$1.64เธฟ54.0
$1.39RONย 6.32
17.99%
Tomato(1kg)
$1.52เธฟ50.0
$1.40RONย 6.34
8.57%
Potato(1kg)
$1.38เธฟ45.59
$0.96RONย 4.34
43.75%
Onion(1kg)
$1.19เธฟ39.25
$0.91RONย 4.14
30.77%
Lettuce(1 head)
$0.70เธฟ23.11
$0.80RONย 3.65
-12.50%
Water(1.5 liter bottle)
$0.56เธฟ18.32
$0.79RONย 3.58
-29.11%
Cigarettes 20 Pack(Marlboro, Camel)
$4.58เธฟ151
$5.90RONย 26.79
-22.37%
Wine(Bottle)
$16.56เธฟ545
$7.84RONย 35.60
111.22%
Local Beer(0.5 liter bottle)
$1.83เธฟ60.2
$1.03RONย 4.68
77.67%
Imported Beer(0.33 liter bottle)
$3.20เธฟ105
$1.41RONย 6.39
126.95%
๐ Getting Around
Chiang Mai
Zฤrneศti
Difference
One-way Ticket(Public Transport)
$0.88เธฟ28.87
$0.71RONย 3.21
23.94%
Public Transport Monthly Pass(Regular Price)
$18.72เธฟ616
$20.13RONย 91.4
-7.00%
Taxi Start(Normal Tariff)
$1.36เธฟ44.64
$0.96RONย 4.34
41.67%
Taxi(Normal Tariff)(1km)
$1.34เธฟ44.12
$0.87RONย 3.96
54.02%
Taxi 1hour Waiting(Normal Tariff)
$7.84เธฟ258
$7.20RONย 32.70
8.89%
Gasoline(1 liter)
$1.23เธฟ40.35
$1.54RONย 7.01
-20.13%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6Kเธฟ711.8K
$27.5KRONย 124.7K
-21.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5Kเธฟ742.2K
$28.3KRONย 128.6K
-20.40%
๐งพ Monthly Utilities & Internet
Chiang Mai
Zฤrneศti
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5เธฟ2,322
$171RONย 778
-58.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.68เธฟ450
$8.33RONย 37.83
64.23%
Internet(50+ Mbps, Unlimited Data)
$17.45เธฟ574
$10.08RONย 45.77
73.12%
๐ Sport & Entertainment
Chiang Mai
Zฤrneศti
Difference
Gym Membership(Monthly)
$41.33เธฟ1,361
$42.12RONย 191
-1.88%
Tennis Court(1 Hour on Weekend)
$6.96เธฟ229
$18.98RONย 86.2
-63.33%
Cinema Ticket
$5.77เธฟ190
$5.59RONย 25.37
3.22%
๐งธ Childcare & Education
Chiang Mai
Zฤrneศti
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$307เธฟ10.1K
$434RONย 1,970
-29.22%
International Primary School, 1 Child(Yearly)
$14.6Kเธฟ481.0K
$6,944RONย 31.5K
110.42%
๐๐ Clothing & Footwear
Chiang Mai
Zฤrneศti
Difference
Jeans(Levis 501 Or Similar)
$55.8เธฟ1,837
$48.29RONย 219
15.53%
Summer Dress(H&M, Zara, etc)
$26.21เธฟ863
$30.48RONย 138
-14.01%
Sport Shoes(Adidas, Nike)
$85.8เธฟ2,823
$75.1RONย 341
14.14%
Men's Leather Business Shoes
$72.2เธฟ2,378
$80.4RONย 365
-10.17%
๐ Accommodation & Living
Chiang Mai
Zฤrneศti
Difference
1-bedroom Apartment, City Center(Monthly)
$430เธฟ14.1K
$382RONย 1,736
12.36%
1-bedroom Apartment, Outside City Center(Monthly)
$239เธฟ7,857
$295RONย 1,339
-19.08%
3-bedroom Apartment, City Center(Monthly)
$817เธฟ26.9K
$584RONย 2,653
39.86%
3-bedroom Apartment, Outside City Center(Monthly)
$511เธฟ16.8K
$438RONย 1,987
16.67%
Buy Apartment in City Center(m2)
$1,983เธฟ65.3K
$2,063RONย 9,367
-3.90%
Buy Apartment Outside City Center(m2)
$1,484เธฟ48.9K
$1,374RONย 6,238
7.99%
๐ต Salaries & Financials
Chiang Mai
Zฤrneศti
Difference
Average Monthly Net Salary(After Tax)
$619เธฟ20.4K
$518RONย 2,353
19.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
8.17
-38.80%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Chiang Mai: June 7, 2026
Last update for Zฤrneศti: June 8, 2026
Cost Breakdown
๐ A central one-bedroom costs $430 in Chiang Mai versus $382 in Zฤrneศti. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐ฐSalaries run about 19% higher in Chiang Mai, which reinforces the cost advantage โ you earn more and spend less. Purchasing power leans clearly in its favor.
๐A mid-range dinner for two costs $19.00 in Chiang Mai versus $40.00 in Zฤrneศti. Groceries tell a different story โ $241 in Chiang Mai vs $200 in Zฤrneศti โ so Zฤrneศti wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Zฤrneศti: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Zฤrneศti?
Zฤrneศti costs about 16% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Zฤrneศti?
For a comfortable life, plan on about $1,303 per month in Chiang Mai and $1,509 in Zฤrneศti. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Where is rent cheaper, Chiang Mai or Zฤrneศti?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Zฤrneศti?
Kindergarten costs $307 per month in Chiang Mai and $434 in Zฤrneศti. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Zฤrneศti?
Interestingly, groceries are about 21% cheaper in Zฤrneศti โ one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $800/month in Chiang Mai or Zฤrneศti?
$800 covers both cities comfortably โ all-in costs are $869 in Chiang Mai and $1,006 in Zฤrneศti, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Zฤrneศti?
For digital nomads, it depends on budget. Chiang Mai costs $869 versus $1,006 in Zฤrneศti. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Zฤrneศti?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Zฤrneศti?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zฤrneศti makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared