Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Wloclawek

For one person, living is cheaper in Chiang Mai: $935 a month against $1,197 in Wloclawek, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Wloclawek outweigh lower spending on other living expenses.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
57

Cost of Living Index in Wloclawek
Learn more

Wloclawek Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Wloclawek

🇵🇱 Poland

$1,197

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Wloclawek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Wloclawek actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,197 in Wloclawek, rent included.

Chiang Mai $935
Wloclawek $1,197

A couple spends around $1,467 per month in Chiang Mai vs $1,623 in Wloclawek, rent included.

Chiang Mai $1,467
Wloclawek $1,623

A family of three spends $1,999 per month in Chiang Mai vs $2,048 in Wloclawek, rent included.

Chiang Mai $1,999
Wloclawek $2,048

Chiang Mai is about 22% cheaper than Wloclawek, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Wloclawek are more affordable than the global median – Chiang Mai 31% lower, Wloclawek 11% lower.

Meal at Budget Restaurant

$2.13 ฿71.7

$6.23 zł 24.30

-65.81%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿625

$34.45 zł 134

-45.95%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$6.61 zł 25.81

-15.28%

Cappuccino

$1.66 ฿55.9

$2.75 zł 10.74

-39.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.73

$0.78 zł 3.06

-16.67%

Water (0.33 liter bottle)

$0.30 ฿10.24

$0.79 zł 3.10

-62.03%

Local Beer (0.5 liter draught)

$2.32 ฿78.0

$2.30 zł 8.99

0.87%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$2.33 zł 9.08

57.51%

Milk (1 liter)

$2.02 ฿67.7

$0.80 zł 3.14

152.50%

White Bread (500g)

$1.41 ฿47.29

$1.07 zł 4.17

31.78%

Rice (white) (1kg)

$1.39 ฿46.75

$1.29 zł 5.03

7.75%

Eggs

$2.37 ฿79.5

$2.78 zł 10.85

-14.75%

Local Cheese (1kg)

$16.52 ฿555

$7.62 zł 29.74

116.80%

Chicken Fillets (1kg)

$2.67 ฿89.7

$5.02 zł 19.57

-46.81%

Beef Round Steak (1kg)

$9.02 ฿303

$12.90 zł 50.4

-30.08%

Apples (1kg)

$2.40 ฿80.6

$0.78 zł 3.04

207.69%

Banana (1kg)

$1.04 ฿34.98

$1.58 zł 6.18

-34.18%

Oranges (1kg)

$1.66 ฿55.7

$1.56 zł 6.11

6.41%

Tomato (1kg)

$1.56 ฿52.4

$2.40 zł 9.38

-35.00%

Potato (1kg)

$1.24 ฿41.57

$0.72 zł 2.81

72.22%

Onion (1kg)

$1.09 ฿36.50

$0.49 zł 1.90

122.45%

Lettuce (1 head)

$0.76 ฿25.59

$0.93 zł 3.61

-18.28%

Water (1.5 liter bottle)

$0.51 ฿17.27

$0.55 zł 2.14

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿138

$4.43 zł 17.28

-7.00%

Wine (Bottle)

$17.93 ฿602

$7.48 zł 29.17

139.71%

Local Beer (0.5 liter bottle)

$1.62 ฿54.5

$0.93 zł 3.62

74.19%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.8

$0.99 zł 3.85

184.85%

One-way Ticket (Public Transport)

$0.93 ฿31.39

$0.87 zł 3.38

6.90%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,777

$21.72 zł 84.7

143.51%

Taxi Start (Normal Tariff)

$1.18 ฿39.52

$1.49 zł 5.83

-20.81%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$0.98 zł 3.83

-82.65%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$12.82 zł 50.0

-85.88%

Gasoline (1 liter)

$1.47 ฿49.47

$1.54 zł 6.02

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿705.8K

$19.0K zł 74.2K

10.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿890.7K

$24.3K zł 94.9K

8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,101

$284 zł 1,106

-77.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$7.99 zł 31.18

45.18%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿682

$9.76 zł 38.07

107.99%

Gym Membership (Monthly)

$37.88 ฿1,272

$31.17 zł 122

21.53%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$21.56 zł 84.1

-82.84%

Cinema Ticket

$6.51 ฿219

$5.00 zł 19.50

30.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$201 zł 786

260.83%

International Primary School, 1 Child (Yearly)

$16.6K ฿556.7K

$3,821 zł 14.9K

333.75%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,798

$51.4 zł 200

4.20%

Summer Dress (H&M, Zara, etc)

$24.80 ฿833

$12.85 zł 50.1

93.00%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,036

$76.0 zł 296

19.01%

Men's Leather Business Shoes

$72.0 ฿2,418

$76.7 zł 299

-6.18%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$573 zł 2,236

-16.03%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$412 zł 1,606

-24.72%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.5K

$778 zł 3,036

36.00%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$491 zł 1,914

34.22%

Buy Apartment in City Center (m2)

$2,418 ฿81.2K

$2,872 zł 11.2K

-15.82%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.0K

$2,188 zł 8,536

-26.47%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

$1,003 zł 3,914

-40.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.63

-15.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Wloclawek: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Wloclawek

$412 34.4% 32.8% $102

Groceries & Markets

Chiang Mai

$237 25.3%

Wloclawek

$188 15.7% 20.4% $48

Clothing & Footwear

Chiang Mai

$108 11.6%

Wloclawek

$98 8.2% 9.9% $11

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Wloclawek

$301 25.2% 219% $207

Eating Out

Chiang Mai

$77 8.2%

Wloclawek

$125 10.5% 63.5% $49

Getting Around

Chiang Mai

$59 6.3%

Wloclawek

$32 2.6% 46.1% $27

Sport & Entertainment

Chiang Mai

$51 5.4%

Wloclawek

$41 3.4% 19.1% $9.7

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $573 in Wloclawek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 69% higher in Wloclawek. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $34 in Wloclawek. Groceries tell a different story – $237 in Chiang Mai vs $188 in Wloclawek – so Wloclawek wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Wloclawek

🕒 Local time

07:49 7:49 AM

01:49 1:49 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

120,339

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.98 USD

100 THB = 2.64 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.9 PLN (1 PLN = 0.256 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Wloclawek 7,680 km ≈ 10 h nonstop flight

From you

Chiang Mai
Wloclawek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Wloclawek: Cost of Living - Frequently Asked Questions

Wloclawek costs about 28% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,795 in Wloclawek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $573 in Wloclawek.

Kindergarten costs $727 per month in Chiang Mai and $201 in Wloclawek. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Wloclawek – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,197 in Wloclawek. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,197 in Wloclawek. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Wloclawek makes more sense. Both are solid long-term options with distinct trade-offs.