Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Winneba

For one person, living is cheaper in Winneba: $681 a month against $936 in Chiang Mai, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Chiang Mai outweigh lower spending on other living expenses.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
33

Cost of Living Index in Winneba
Learn more

Winneba Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Winneba

🇬🇭 Ghana

$681

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Winneba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Winneba actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $681 in Winneba, rent included.

Chiang Mai $936
Winneba $681

A couple spends around $1,457 per month in Chiang Mai vs $1,148 in Winneba, rent included.

Chiang Mai $1,457
Winneba $1,148

A family of three spends $1,979 per month in Chiang Mai vs $1,615 in Winneba, rent included.

Chiang Mai $1,979
Winneba $1,615

Chiang Mai costs about 37% more than Winneba, and outside of rent the biggest gap is in clothing.

Both Chiang Mai and Winneba are more affordable than the global median – Chiang Mai 31% lower, Winneba 50% lower.

Meal at Budget Restaurant

$2.24 ฿75.5

$8.82 GHS 103

-74.60%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$51.8 GHS 603

-63.33%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$10.41 GHS 121

-46.69%

Cappuccino

$1.67 ฿56.4

$4.38 GHS 51.0

-61.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$1.60 GHS 18.62

-60.00%

Water (0.33 liter bottle)

$0.31 ฿10.29

$0.44 GHS 5.09

-29.55%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$1.89 GHS 21.99

24.87%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$2.19 GHS 25.45

67.12%

Milk (1 liter)

$1.95 ฿65.7

$3.59 GHS 41.73

-45.68%

White Bread (500g)

$1.44 ฿48.41

$1.62 GHS 18.85

-11.11%

Rice (white) (1kg)

$1.33 ฿44.97

$3.20 GHS 37.24

-58.44%

Eggs

$2.28 ฿77.0

$2.60 GHS 30.24

-12.31%

Local Cheese (1kg)

$16.45 ฿554

$12.21 GHS 142

34.73%

Chicken Fillets (1kg)

$2.78 ฿93.8

$7.37 GHS 85.8

-62.28%

Beef Round Steak (1kg)

$9.31 ฿314

$9.77 GHS 114

-4.71%

Apples (1kg)

$2.35 ฿79.3

$3.57 GHS 41.59

-34.17%

Banana (1kg)

$0.97 ฿32.75

$1.42 GHS 16.48

-31.69%

Oranges (1kg)

$1.60 ฿53.8

$1.76 GHS 20.53

-9.09%

Tomato (1kg)

$1.50 ฿50.6

$3.71 GHS 43.22

-59.57%

Potato (1kg)

$1.28 ฿43.06

$2.63 GHS 30.65

-51.33%

Onion (1kg)

$1.10 ฿37.14

$2.79 GHS 32.50

-60.57%

Lettuce (1 head)

$0.71 ฿23.79

$0.75 GHS 8.71

-5.33%

Water (1.5 liter bottle)

$0.49 ฿16.34

$0.61 GHS 7.09

-19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$2.61 GHS 30.37

58.62%

Wine (Bottle)

$17.52 ฿590

$7.36 GHS 85.6

138.04%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$1.28 GHS 14.86

25.78%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$2.38 GHS 27.70

16.81%

One-way Ticket (Public Transport)

$0.87 ฿29.27

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$1.75 GHS 20.32

-33.71%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$1.32 GHS 15.42

-59.85%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$4.37 GHS 50.8

-44.62%

Gasoline (1 liter)

$1.45 ฿48.82

$1.32 GHS 15.35

9.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$8,077 GHS 94.0K

160.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$19.9K GHS 231.6K

35.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$74.0 GHS 862

-16.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$19.32 GHS 225

-37.01%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$42.23 GHS 492

-52.36%

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$12.95 GHS 151

-49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$458 GHS 5,325

60.90%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$18.3K GHS 212.5K

-19.12%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$14.12 GHS 164

277.97%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$18.91 GHS 220

30.30%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$37.31 GHS 434

145.19%

Men's Leather Business Shoes

$71.9 ฿2,424

$52.3 GHS 609

37.45%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

26.75

-79.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Winneba: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Winneba

- * 0% 100%

Groceries & Markets

Chiang Mai

$234 25.1%

Winneba

$280 41.1% 19.3% $45

Clothing & Footwear

Chiang Mai

$109 11.6%

Winneba

$55 8.1% 49.2% $53

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Winneba

$136 19.9% 43.5% $41

Eating Out

Chiang Mai

$78 8.3%

Winneba

$176 25.9% 127% $99

Getting Around

Chiang Mai

$61 6.6%

Winneba

$8.4 * 1.2% 86.4% $53

Sport & Entertainment

Chiang Mai

$50 5.4%

Winneba

$26 * 3.8% 48.5% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $19 in Chiang Mai versus $52 in Winneba. Monthly groceries follow the same trend: $234 vs $280 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇬🇭 Winneba

🕒 Local time

12:27 12:27 PM

05:27 5:27 AM

7 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

71,288

💱 Currency

Thai Baht THB ฿

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.67 EUR

100 GHS = 8.59 USD

100 GHS = 7.72 EUR

Exchange rates and currency converter

GHS, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.96 GHS (100 GHS = 7.72 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Winneba 10,820 km ≈ 14 h nonstop flight

From you

Chiang Mai
Winneba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Winneba: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 37% more than Winneba, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,022 in Winneba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19 in Chiang Mai and $52 in Winneba. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 16% cheaper in Chiang Mai – one category where the pricier city actually offers better value.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $681 in Winneba to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.