Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Whanganui

For one person, living is cheaper in Chiang Mai: $936 a month against $2,000 in Whanganui, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
96

Cost of Living Index in Whanganui
Learn more

Whanganui Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Whanganui

🇳🇿 New Zealand

$2,000

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Whanganui

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Whanganui actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,000 in Whanganui, rent included.

Chiang Mai $936
Whanganui $2,000

A couple spends around $1,457 per month in Chiang Mai vs $2,910 in Whanganui, rent included.

Chiang Mai $1,457
Whanganui $2,910

A family of three spends $1,979 per month in Chiang Mai vs $3,820 in Whanganui, rent included.

Chiang Mai $1,979
Whanganui $3,820

Chiang Mai is about 53% cheaper than Whanganui, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Whanganui is 47% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$12.42 NZ$22.04

-81.96%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$73.0 NZ$130

-73.97%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$8.38 NZ$14.89

-33.77%

Cappuccino

$1.67 ฿56.5

$3.36 NZ$5.97

-50.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$2.21 NZ$3.93

-71.04%

Water (0.33 liter bottle)

$0.31 ฿10.31

$2.04 NZ$3.63

-84.80%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$5.48 NZ$9.73

-56.93%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$5.48 NZ$9.73

-33.21%

Milk (1 liter)

$1.95 ฿65.7

$1.34 NZ$2.37

45.52%

White Bread (500g)

$1.44 ฿48.46

$1.01 NZ$1.79

42.57%

Rice (white) (1kg)

$1.33 ฿45.03

$1.16 NZ$2.05

14.66%

Eggs

$2.28 ฿77.1

$5.54 NZ$9.84

-58.84%

Local Cheese (1kg)

$16.45 ฿555

$5.64 NZ$10.02

191.67%

Chicken Fillets (1kg)

$2.78 ฿93.9

$7.49 NZ$13.30

-62.88%

Beef Round Steak (1kg)

$9.31 ฿314

$11.96 NZ$21.23

-22.16%

Apples (1kg)

$2.35 ฿79.4

$2.21 NZ$3.93

6.33%

Banana (1kg)

$0.97 ฿32.79

$1.98 NZ$3.51

-51.01%

Oranges (1kg)

$1.60 ฿53.9

$1.89 NZ$3.35

-15.34%

Tomato (1kg)

$1.50 ฿50.6

$3.51 NZ$6.23

-57.26%

Potato (1kg)

$1.28 ฿43.11

$1.70 NZ$3.03

-24.71%

Onion (1kg)

$1.10 ฿37.18

$1.32 NZ$2.34

-16.67%

Lettuce (1 head)

$0.71 ฿23.82

$2.27 NZ$4.02

-68.72%

Water (1.5 liter bottle)

$0.49 ฿16.36

$0.52 NZ$0.93

-5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$23.29 NZ$41.35

-82.22%

Wine (Bottle)

$17.52 ฿591

$9.56 NZ$16.97

83.26%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$2.60 NZ$4.61

-38.08%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

$2.23 NZ$3.96

24.66%

One-way Ticket (Public Transport)

$0.87 ฿29.30

$1.96 NZ$3.48

-55.61%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

$109 NZ$193

-50.16%

Taxi Start (Normal Tariff)

$1.16 ฿39.04

$3.59 NZ$6.38

-67.69%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$2.04 NZ$3.62

-74.02%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

$31.45 NZ$55.8

-92.31%

Gasoline (1 liter)

$1.45 ฿48.88

$1.62 NZ$2.87

-10.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.5K

$28.2K NZ$50.0K

-25.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.0K

$22.7K NZ$40.3K

18.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$197 NZ$351

-68.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$32.21 NZ$57.2

-62.22%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$47.07 NZ$83.6

-57.26%

Gym Membership (Monthly)

$37.31 ฿1,259

$39.46 NZ$70.1

-5.45%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$5.66 NZ$10.05

14.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$686 NZ$1,218

7.28%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.2K

$23.1K NZ$41.1K

-36.17%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$61.3 NZ$109

-12.89%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$38.61 NZ$68.6

-36.18%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$93.4 NZ$166

-2.02%

Men's Leather Business Shoes

$71.9 ฿2,427

$106 NZ$188

-32.11%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,030 NZ$1,828

-53.17%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$939 NZ$1,668

-67.11%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$1,657 NZ$2,941

-39.29%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,465 NZ$2,602

-56.77%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$4,694 NZ$8,334

-49.66%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$2,967 NZ$5,267

-46.44%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.8

-18.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Whanganui: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Whanganui

$939 47% 204% $630

Groceries & Markets

Chiang Mai

$234 25.1%

Whanganui

$248 12.4% 5.9% $14

Clothing & Footwear

Chiang Mai

$109 11.6%

Whanganui

$135 6.7% 23.9% $26

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Whanganui

$277 13.8% 193% $182

Eating Out

Chiang Mai

$78 8.3%

Whanganui

$220 11% 184% $143

Getting Around

Chiang Mai

$61 6.6%

Whanganui

$130 6.5% 112% $69

Sport & Entertainment

Chiang Mai

$50 5.4%

Whanganui

$51 2.5% 1% $0.5

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,030 in Whanganui. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $73 in Whanganui. Monthly groceries follow the same trend: $234 vs $248 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇳🇿 Whanganui

🕒 Local time

14:21 2:21 PM

20:21 8:21 PM

6 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

42,300

💱 Currency

Thai Baht THB ฿

New Zealand Dollar NZD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Whanganui 10,210 km ≈ 13 h nonstop flight

From you

Chiang Mai
Whanganui

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Whanganui: Cost of Living - Frequently Asked Questions

Whanganui costs about 114% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,000 in Whanganui. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,030 in Whanganui.

Kindergarten costs $736 per month in Chiang Mai and $686 in Whanganui. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Whanganui, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,000 in Whanganui. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $2,000 in Whanganui. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 53% less, which matters a lot on a fixed budget or early-career salary.