Cost of Living Comparison Between Chiang Mai and Waterloo Cost of Living Comparison Between Chiang Mai and Waterloo

🙂 Solo nomad: Chiang Mai is 45.3% cheaper than Waterloo without rent, and 64.5% cheaper with rent.
🙂 Family of 3: Chiang Mai is 62.2% cheaper than Waterloo without rent, and 57.4% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Waterloo
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$29.31 €25.3
-93.11%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$103 €89.1
-81.81%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$14.06 €12.14
-45.45%
Cappuccino
$1.98 ฿64.2
$4.64 €4.01
-57.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$3.45 €2.98
-76.23%
Water (0.33 liter bottle)
$0.33 ฿10.58
$3.22 €2.78
-89.75%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$5.72 €4.94
-62.94%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$5.81 €5.02
-35.80%
🛒 Groceries & Markets
Chiang Mai
Waterloo
Difference
Milk (1 liter)
$1.64 ฿53.2
$1.48 €1.28
10.81%
White Bread (500g)
$1.57 ฿50.9
$2.73 €2.36
-42.49%
Rice (white) (1kg)
$1.19 ฿38.62
$2.29 €1.98
-48.03%
Eggs
$1.98 ฿64.1
$4.11 €3.54
-51.82%
Local Cheese (1kg)
$15.99 ฿517
$16.61 €14.34
-3.73%
Chicken Fillets (1kg)
$3.12 ฿101
$12.92 €11.15
-75.85%
Beef Round Steak (1kg)
$11.16 ฿361
$18.46 €15.94
-39.54%
Apples (1kg)
$2.76 ฿89.2
$2.99 €2.58
-7.69%
Banana (1kg)
$1.22 ฿39.5
$2.38 €2.05
-48.74%
Oranges (1kg)
$1.71 ฿55.4
$2.74 €2.36
-37.59%
Tomato (1kg)
$1.55 ฿50.2
$3.13 €2.7
-50.48%
Potato (1kg)
$1.34 ฿43.21
$1.9 €1.64
-29.47%
Onion (1kg)
$1.21 ฿39.23
$2.13 €1.84
-43.19%
Lettuce (1 head)
$0.72 ฿23.2
$1.39 €1.2
-48.20%
Water (1.5 liter bottle)
$0.53 ฿17.05
$0.92 €0.79
-42.39%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$12.59 €10.87
-62.51%
Wine (Bottle)
$18.39 ฿595
$8.79 €7.59
109.22%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$2 €1.73
-10.50%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$2.99 €2.58
7.36%
🚌 Getting Around
Chiang Mai
Waterloo
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
$2.9 €2.5
-67.59%
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
$55.7 €48.1
-66.07%
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$7.62 €6.58
-81.36%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$2.44 €2.11
-44.67%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$35.3 €30.48
-77.76%
Gasoline (1 liter)
$1.25 ฿40.4
$1.84 €1.58
-32.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$34.1K €29.4K
-37.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$35.5K €30.7K
-38.51%
🧾 Monthly Utilities & Internet
Chiang Mai
Waterloo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$226 €195
-68.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$22.37 €19.32
-38.67%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$52.6 €45.42
-66.62%
🎉 Sport & Entertainment
Chiang Mai
Waterloo
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
$32.5 €28.06
28.12%
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
$16.64 €14.37
-58.53%
Cinema Ticket
$5.8 ฿188
$14.9 €12.86
-61.07%
🧸 Childcare & Education
Chiang Mai
Waterloo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$812 €701
-62.06%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$22.1K €19.1K
-33.40%
👕👟 Clothing & Footwear
Chiang Mai
Waterloo
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$107 €92.7
-48.39%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$48.36 €41.75
-45.41%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$116 €99.9
-26.42%
Men's Leather Business Shoes
$71.8 ฿2,323
$150 €129
-52.14%
🏠 Accommodation & Living
Chiang Mai
Waterloo
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
$1,066 €920
-59.26%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
$1,021 €882
-76.97%
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
$1,329 €1,148
-38.24%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
$1,117 €965
-55.41%
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
$3,432 €2,963
-36.48%
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
$3,062 €2,644
-49.61%
💵 Salaries & Financials
Chiang Mai
Waterloo
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
$2,510 €2,167
-71.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
3.74
33.69%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Waterloo: October 29, 2025

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