Cost of Living Comparison Between Chiang Mai and Velikiye Luki Cost of Living Comparison Between Chiang Mai and Velikiye Luki

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $982 in Velikiye Luki, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $1,553 in Velikiye Luki, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $2,125 in Velikiye Luki, rent included.

Chiang Mai is about 3% cheaper than Velikiye Luki, driven mainly by Eating Out.

Both Chiang Mai and Velikiye Luki are more affordable than the global median – Chiang Mai 31% lower, Velikiye Luki 29% lower.

Currency
🍽 Eating Out
Chiang Mai
Velikiye Luki
Difference
Meal at Budget Restaurant
$2.10 ฿69.3
$10.51 ₽883
-80.02%
Three-Course Dinner for Two, Mid-Range
$19.84 ฿656
$33.00 ₽2,774
-39.88%
Fast Food Meal (McDonalds, etc)
$5.79 ฿191
$6.01 ₽505
-3.66%
Cappuccino
$1.83 ฿60.4
$2.64 ₽222
-30.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ฿25.61
$1.19 ₽100.0
-34.45%
Water (0.33 liter bottle)
$0.31 ฿10.37
$0.64 ₽53.4
-51.56%
Local Beer (0.5 liter draught)
$2.34 ฿77.2
$1.58 ₽133
48.10%
Imported Beer (0.33 liter bottle)
$3.70 ฿122
$3.19 ₽268
15.99%
🛒 Groceries & Markets
Chiang Mai
Velikiye Luki
Difference
Milk (1 liter)
$2.03 ฿67.1
$1.01 ₽84.7
100.99%
White Bread (500g)
$1.60 ฿52.7
$0.83 ₽69.7
92.77%
Rice (white) (1kg)
$1.42 ฿46.75
$1.26 ₽106
12.70%
Eggs
$2.18 ฿71.9
$1.34 ₽113
62.69%
Local Cheese (1kg)
$15.91 ฿526
$9.42 ₽792
68.90%
Chicken Fillets (1kg)
$3.07 ฿102
$4.47 ₽375
-31.32%
Beef Round Steak (1kg)
$9.87 ฿326
$11.37 ₽956
-13.19%
Apples (1kg)
$2.63 ฿86.8
$1.61 ₽135
63.35%
Banana (1kg)
$1.10 ฿36.19
$1.51 ₽127
-27.15%
Oranges (1kg)
$1.63 ฿53.8
$1.79 ₽151
-8.94%
Tomato (1kg)
$1.53 ฿50.6
$2.85 ₽239
-46.32%
Potato (1kg)
$1.24 ฿41.13
$0.79 ₽66.2
56.96%
Onion (1kg)
$1.13 ฿37.37
$0.52 ₽43.83
117.31%
Lettuce (1 head)
$0.74 ฿24.38
$1.30 ₽110
-43.08%
Water (1.5 liter bottle)
$0.50 ฿16.48
$0.78 ₽65.6
-35.90%
Cigarettes 20 Pack (Marlboro, Camel)
$4.28 ฿141
$2.63 ₽221
62.74%
Wine (Bottle)
$17.97 ฿594
$7.10 ₽597
153.10%
Local Beer (0.5 liter bottle)
$1.70 ฿56.1
$0.95 ₽80.3
78.95%
Imported Beer (0.33 liter bottle)
$2.90 ฿95.7
$1.90 ₽160
52.63%
🚌 Getting Around
Chiang Mai
Velikiye Luki
Difference
One-way Ticket (Public Transport)
$0.94 ฿31.13
$0.57 ₽47.83
64.91%
Public Transport Monthly Pass (Regular Price)
$55.3 ฿1,827
-
-
Taxi Start (Normal Tariff)
$1.23 ฿40.76
$1.97 ₽166
-37.56%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.66
$0.35 ₽29.03
51.43%
Taxi 1hour Waiting (Normal Tariff)
$2.40 ฿79.3
$4.78 ₽402
-49.79%
Gasoline (1 liter)
$1.44 ฿47.55
$0.80 ₽66.9
80.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿700.2K
$30.2K ₽2.5M
-29.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ฿902.1K
$32.6K ₽2.7M
-16.22%
🧾 Monthly Utilities & Internet
Chiang Mai
Velikiye Luki
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.9 ฿2,145
$119 ₽9,994
-45.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 ฿441
$6.04 ₽507
121.03%
Internet (50+ Mbps, Unlimited Data)
$20.83 ฿688
$8.08 ₽679
157.80%
🎉 Sport & Entertainment
Chiang Mai
Velikiye Luki
Difference
Gym Membership (Monthly)
$40.42 ฿1,336
$35.36 ₽2,972
14.31%
Tennis Court (1 Hour on Weekend)
$3.95 ฿131
$20.54 ₽1,726
-80.77%
Cinema Ticket
$6.71 ฿222
$5.95 ₽500
12.77%
🧸 Childcare & Education
Chiang Mai
Velikiye Luki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$787 ฿26.0K
$339 ₽28.5K
131.94%
International Primary School, 1 Child (Yearly)
$15.1K ฿499.6K
$6,352 ₽533.8K
138.09%
👕👟 Clothing & Footwear
Chiang Mai
Velikiye Luki
Difference
Jeans (Levis 501 Or Similar)
$56.2 ฿1,858
$71.1 ₽5,976
-20.91%
Summer Dress (H&M, Zara, etc)
$24.95 ฿824
$45.93 ₽3,860
-45.68%
Sport Shoes (Adidas, Nike)
$92.7 ฿3,063
$130 ₽10.9K
-28.77%
Men's Leather Business Shoes
$75.1 ฿2,482
$97.5 ₽8,196
-22.97%
🏠 Accommodation & Living
Chiang Mai
Velikiye Luki
Difference
1-bedroom Apartment, City Center (Monthly)
$484 ฿16.0K
$442 ₽37.2K
9.44%
1-bedroom Apartment, Outside City Center (Monthly)
$287 ฿9,491
$335 ₽28.1K
-14.20%
3-bedroom Apartment, City Center (Monthly)
$910 ฿30.1K
$850 ₽71.5K
6.99%
3-bedroom Apartment, Outside City Center (Monthly)
$531 ฿17.5K
$479 ₽40.3K
10.78%
Buy Apartment in City Center (m2)
$1,980 ฿65.4K
$2,414 ₽202.9K
-17.98%
Buy Apartment Outside City Center (m2)
$1,451 ฿47.9K
$1,651 ₽138.8K
-12.10%
💵 Salaries & Financials
Chiang Mai
Velikiye Luki
Difference
Average Monthly Net Salary (After Tax)
$605 ฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
21
-73.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for Velikiye Luki: September 8, 2026

Cost Breakdown

A central one-bedroom costs $484 in Chiang Mai versus $442 in Velikiye Luki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $33.00 in Velikiye Luki. Groceries tell a different story – $242 in Chiang Mai vs $193 in Velikiye Luki – so Velikiye Luki wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Velikiye Luki: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Velikiye Luki?
Velikiye Luki costs about 3% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Velikiye Luki?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $1,473 in Velikiye Luki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Velikiye Luki?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai and in Velikiye Luki?
A mid-range dinner for two costs $20.00 in Chiang Mai and $33.00 in Velikiye Luki. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Velikiye Luki?
Interestingly, groceries are about 26% cheaper in Velikiye Luki – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or in Velikiye Luki?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Velikiye Luki at $982. In Chiang Mai it covers expenses comfortably, while in Velikiye Luki it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Velikiye Luki?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $982 in Velikiye Luki. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Velikiye Luki?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Velikiye Luki?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Velikiye Luki makes more sense. Both are solid long-term options with distinct trade-offs.

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