🙂A single person spends $869 per month in Chiang Mai vs $1,841 in Varnamo, rent included.
🙂A couple spends around $1,362 per month in Chiang Mai vs $2,819 in Varnamo, rent included.
🙂A family of three spends $1,855 per month in Chiang Mai vs $3,796 in Varnamo, rent included.
🙂Chiang Mai is about 53% cheaper than Varnamo, driven mainly by Eating Out.
📊Chiang Mai sits 35% below the global median, while Varnamo is 37% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Varnamo
Difference
Meal at Budget Restaurant
$1.98฿64.3
$12.64SEK 119
-84.34%
Three-Course Dinner for Two, Mid-Range
$18.80฿612
$88.6SEK 831
-78.77%
Fast Food Meal(McDonalds, etc)
$7.75฿252
$11.82SEK 111
-34.43%
Cappuccino
$1.92฿62.5
$4.89SEK 45.83
-60.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79฿25.79
$2.90SEK 27.24
-72.76%
Water(0.33 liter bottle)
$0.36฿11.62
$2.14SEK 20.08
-83.18%
Local Beer(0.5 liter draught)
$2.21฿72.1
$8.11SEK 76.1
-72.75%
Imported Beer(0.33 liter bottle)
$3.66฿119
$7.21SEK 67.6
-49.24%
🛒 Groceries & Markets
Chiang Mai
Varnamo
Difference
Milk(1 liter)
$1.65฿53.8
$1.61SEK 15.06
2.48%
White Bread(500g)
$1.63฿53.2
$2.21SEK 20.77
-26.24%
Rice(white)(1kg)
$1.19฿38.86
$2.96SEK 27.79
-59.80%
Eggs
$2.00฿65.1
$4.44SEK 41.61
-54.95%
Local Cheese(1kg)
$15.98฿520
$13.09SEK 123
22.08%
Chicken Fillets(1kg)
$3.03฿98.5
$11.54SEK 108
-73.74%
Beef Round Steak(1kg)
$10.86฿354
$17.41SEK 163
-37.62%
Apples(1kg)
$2.76฿90.0
$3.17SEK 29.70
-12.93%
Banana(1kg)
$1.18฿38.42
$2.89SEK 27.10
-59.17%
Oranges(1kg)
$1.64฿53.5
$2.82SEK 26.47
-41.84%
Tomato(1kg)
$1.52฿49.51
$4.31SEK 40.44
-64.73%
Potato(1kg)
$1.38฿45.10
$1.67SEK 15.71
-17.37%
Onion(1kg)
$1.19฿38.84
$1.58SEK 14.86
-24.68%
Lettuce(1 head)
$0.70฿22.86
$2.64SEK 24.78
-73.48%
Water(1.5 liter bottle)
$0.56฿18.13
$1.28SEK 12.02
-56.25%
Cigarettes 20 Pack(Marlboro, Camel)
$4.58฿149
$7.86SEK 73.7
-41.73%
Wine(Bottle)
$16.56฿539
$11.90SEK 112
39.16%
Local Beer(0.5 liter bottle)
$1.83฿59.5
$1.94SEK 18.22
-5.67%
Imported Beer(0.33 liter bottle)
$3.20฿104
$2.22SEK 20.81
44.14%
🚌 Getting Around
Chiang Mai
Varnamo
Difference
One-way Ticket(Public Transport)
$0.88฿28.56
$3.29SEK 30.82
-73.25%
Public Transport Monthly Pass(Regular Price)
$18.72฿610
$73.2SEK 687
-74.44%
Taxi Start(Normal Tariff)
$1.36฿44.16
$5.66SEK 53.1
-75.97%
Taxi(Normal Tariff)(1km)
$1.34฿43.65
$2.57SEK 24.09
-47.86%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
$62.9SEK 590
-87.54%
Gasoline(1 liter)
$1.23฿39.92
$1.95SEK 18.25
-36.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K฿704.3K
$33.2KSEK 311.5K
-34.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿734.3K
$34.1KSEK 319.6K
-33.82%
🧾 Monthly Utilities & Internet
Chiang Mai
Varnamo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,298
$122SEK 1,143
-42.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.68฿445
$28.28SEK 265
-51.63%
Internet(50+ Mbps, Unlimited Data)
$17.45฿568
$41.20SEK 387
-57.65%
🎉 Sport & Entertainment
Chiang Mai
Varnamo
Difference
Gym Membership(Monthly)
$41.33฿1,346
$40.64SEK 381
1.70%
Tennis Court(1 Hour on Weekend)
$6.96฿227
$25.11SEK 236
-72.28%
Cinema Ticket
$5.77฿188
$17.74SEK 166
-67.47%
🧸 Childcare & Education
Chiang Mai
Varnamo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$307฿10.0K
$174SEK 1,635
76.23%
International Primary School, 1 Child(Yearly)
$14.6K฿475.9K
$4,125SEK 38.7K
254.20%
👕👟 Clothing & Footwear
Chiang Mai
Varnamo
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,817
$78.6SEK 737
-28.99%
Summer Dress(H&M, Zara, etc)
$26.21฿854
$60.7SEK 569
-56.80%
Sport Shoes(Adidas, Nike)
$85.8฿2,793
$104SEK 977
-17.66%
Men's Leather Business Shoes
$72.2฿2,353
$131SEK 1,225
-44.70%
🏠 Accommodation & Living
Chiang Mai
Varnamo
Difference
1-bedroom Apartment, City Center(Monthly)
$430฿14.0K
$852SEK 7,988
-49.54%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,774
$645SEK 6,047
-62.97%
3-bedroom Apartment, City Center(Monthly)
$817฿26.6K
$1,375SEK 12.9K
-40.56%
3-bedroom Apartment, Outside City Center(Monthly)
$511฿16.6K
$1,070SEK 10.0K
-52.29%
Buy Apartment in City Center(m2)
$1,983฿64.6K
$4,312SEK 40.4K
-54.01%
Buy Apartment Outside City Center(m2)
$1,484฿48.3K
$3,016SEK 28.3K
-50.80%
💵 Salaries & Financials
Chiang Mai
Varnamo
Difference
Average Monthly Net Salary(After Tax)
$619฿20.2K
$2,115SEK 19.8K
-70.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.8
4.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 7, 2026
Last update for Varnamo: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $430 in Chiang Mai versus $852 in Varnamo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 242% higher in Varnamo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $89.0 in Varnamo. Monthly groceries follow the same trend: $241 vs $355 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Varnamo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Varnamo?
Varnamo costs about 112% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Varnamo?
For a comfortable life, plan on about $1,303 per month in Chiang Mai and $2,762 in Varnamo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Varnamo?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Varnamo?
Kindergarten costs $307 per month in Chiang Mai and $174 in Varnamo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Varnamo?
Groceries cost about 47% more in Varnamo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Varnamo?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Varnamo at $1,841. In Chiang Mai it covers expenses comfortably, while in Varnamo it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Varnamo?
For digital nomads, it depends on budget. Chiang Mai costs $869 versus $1,841 in Varnamo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Varnamo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Varnamo?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varnamo makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared