🙂A single person spends $852 per month in Chiang Mai vs $1,814 in Varnamo, rent included.
🙂A couple spends around $1,354 per month in Chiang Mai vs $2,828 in Varnamo, rent included.
🙂A family of three spends $1,857 per month in Chiang Mai vs $3,842 in Varnamo, rent included.
🙂Chiang Mai is about 53% cheaper than Varnamo, driven mainly by Eating Out.
📊Chiang Mai sits 36% below the global median, while Varnamo is 35% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Varnamo
Difference
Meal at Budget Restaurant
$1.96฿64.0
$12.57SEK 117
-84.41%
Three-Course Dinner for Two, Mid-Range
$18.81฿615
$87.3SEK 812
-78.45%
Fast Food Meal(McDonalds, etc)
$7.92฿259
$12.19SEK 113
-35.03%
Cappuccino
$1.91฿62.6
$5.05SEK 46.93
-62.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿27.41
$2.84SEK 26.38
-70.42%
Water(0.33 liter bottle)
$0.35฿11.51
$2.07SEK 19.28
-83.09%
Local Beer(0.5 liter draught)
$2.21฿72.1
$8.00SEK 74.4
-72.38%
Imported Beer(0.33 liter bottle)
$3.80฿124
$7.51SEK 69.8
-49.40%
🛒 Groceries & Markets
Chiang Mai
Varnamo
Difference
Milk(1 liter)
$1.64฿53.5
$1.60SEK 14.90
2.50%
White Bread(500g)
$1.62฿53.1
$2.13SEK 19.83
-23.94%
Rice(white)(1kg)
$1.18฿38.62
$2.94SEK 27.34
-59.86%
Eggs
$2.01฿65.8
$4.44SEK 41.29
-54.73%
Local Cheese(1kg)
$15.89฿520
$13.16SEK 122
20.74%
Chicken Fillets(1kg)
$3.01฿98.5
$11.74SEK 109
-74.36%
Beef Round Steak(1kg)
$10.77฿352
$16.83SEK 157
-36.01%
Apples(1kg)
$2.61฿85.5
$3.17SEK 29.50
-17.67%
Banana(1kg)
$1.22฿39.88
$2.82SEK 26.23
-56.74%
Oranges(1kg)
$1.70฿55.7
$2.77SEK 25.75
-38.63%
Tomato(1kg)
$1.58฿51.5
$4.52SEK 42.07
-65.04%
Potato(1kg)
$1.32฿43.14
$1.69SEK 15.69
-21.89%
Onion(1kg)
$1.17฿38.23
$1.59SEK 14.83
-26.42%
Lettuce(1 head)
$0.67฿21.98
$2.66SEK 24.78
-74.81%
Water(1.5 liter bottle)
$0.56฿18.32
$1.28SEK 11.89
-56.25%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53฿148
$8.20SEK 76.3
-44.76%
Wine(Bottle)
$18.20฿595
$12.22SEK 114
48.94%
Local Beer(0.5 liter bottle)
$1.83฿60.0
$2.02SEK 18.80
-9.41%
Imported Beer(0.33 liter bottle)
$3.23฿106
$2.25SEK 20.91
43.56%
🚌 Getting Around
Chiang Mai
Varnamo
Difference
One-way Ticket(Public Transport)
$0.89฿29.00
$3.48SEK 32.36
-74.43%
Public Transport Monthly Pass(Regular Price)
$19.38฿634
$73.7SEK 686
-73.71%
Taxi Start(Normal Tariff)
$1.35฿44.20
$5.61SEK 52.2
-75.94%
Taxi(Normal Tariff)(1km)
$1.35฿44.05
$2.56SEK 23.77
-47.27%
Taxi 1hour Waiting(Normal Tariff)
$8.25฿270
$63.8SEK 593
-87.07%
Gasoline(1 liter)
$1.27฿41.64
$1.89SEK 17.61
-32.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿691.8K
$32.7KSEK 303.8K
-35.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿735.3K
$34.1KSEK 316.8K
-33.99%
🧾 Monthly Utilities & Internet
Chiang Mai
Varnamo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2฿2,294
$123SEK 1,141
-42.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿450
$29.26SEK 272
-52.94%
Internet(50+ Mbps, Unlimited Data)
$17.60฿575
$40.11SEK 373
-56.12%
🎉 Sport & Entertainment
Chiang Mai
Varnamo
Difference
Gym Membership(Monthly)
$41.57฿1,360
$41.27SEK 384
0.73%
Tennis Court(1 Hour on Weekend)
$6.60฿216
$24.88SEK 231
-73.47%
Cinema Ticket
$5.78฿189
$17.70SEK 165
-67.34%
🧸 Childcare & Education
Chiang Mai
Varnamo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306฿10.0K
$179SEK 1,664
71.08%
International Primary School, 1 Child(Yearly)
$14.8K฿484.8K
$4,165SEK 38.7K
255.94%
👕👟 Clothing & Footwear
Chiang Mai
Varnamo
Difference
Jeans(Levis 501 Or Similar)
$54.4฿1,778
$80.2SEK 746
-32.18%
Summer Dress(H&M, Zara, etc)
$26.14฿855
$61.0SEK 567
-57.15%
Sport Shoes(Adidas, Nike)
$84.5฿2,764
$106SEK 986
-20.25%
Men's Leather Business Shoes
$69.4฿2,270
$127SEK 1,181
-45.33%
🏠 Accommodation & Living
Chiang Mai
Varnamo
Difference
1-bedroom Apartment, City Center(Monthly)
$424฿13.9K
$833SEK 7,743
-49.12%
1-bedroom Apartment, Outside City Center(Monthly)
$238฿7,788
$663SEK 6,169
-64.09%
3-bedroom Apartment, City Center(Monthly)
$825฿27.0K
$1,377SEK 12.8K
-40.10%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$1,065SEK 9,902
-51.61%
Buy Apartment in City Center(m2)
$2,049฿67.0K
$4,394SEK 40.9K
-53.36%
Buy Apartment Outside City Center(m2)
$1,523฿49.8K
$3,014SEK 28.0K
-49.48%
💵 Salaries & Financials
Chiang Mai
Varnamo
Difference
Average Monthly Net Salary(After Tax)
$635฿20.8K
$2,169SEK 20.2K
-70.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.8
4.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Varnamo: April 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $424 in Chiang Mai versus $833 in Varnamo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 242% higher in Varnamo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $87.0 in Varnamo. Monthly groceries follow the same trend: $243 vs $355 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Varnamo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Varnamo?
Varnamo costs about 113% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Varnamo?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $2,720 in Varnamo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Varnamo?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Varnamo?
Kindergarten costs $306 per month in Chiang Mai and $179 in Varnamo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Varnamo?
Groceries cost about 46% more in Varnamo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Varnamo?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Varnamo at $1,814. In Chiang Mai it covers expenses comfortably, while in Varnamo it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Varnamo?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,814 in Varnamo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Varnamo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Varnamo?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varnamo makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared