🙂A single person spends $852 per month in Chiang Mai vs $1,803 in Varnamo, rent included.
🙂A couple spends around $1,360 per month in Chiang Mai vs $2,833 in Varnamo, rent included.
🙂A family of three spends $1,867 per month in Chiang Mai vs $3,863 in Varnamo, rent included.
🙂Chiang Mai is about 53% cheaper than Varnamo, driven mainly by Eating Out.
📊Chiang Mai sits 36% below the global median, while Varnamo is 35% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Varnamo
Difference
Meal at Budget Restaurant
$2.04฿68.2
$12.77SEK 121
-84.03%
Three-Course Dinner for Two, Mid-Range
$18.71฿624
$88.7SEK 843
-78.91%
Fast Food Meal(McDonalds, etc)
$7.86฿262
$11.98SEK 114
-34.39%
Cappuccino
$2.03฿67.7
$4.93SEK 46.85
-58.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80฿26.64
$2.87SEK 27.24
-72.13%
Water(0.33 liter bottle)
$0.35฿11.68
$2.13SEK 20.21
-83.57%
Local Beer(0.5 liter draught)
$2.14฿71.5
$8.03SEK 76.3
-73.35%
Imported Beer(0.33 liter bottle)
$3.67฿122
$7.58SEK 72.0
-51.58%
🛒 Groceries & Markets
Chiang Mai
Varnamo
Difference
Milk(1 liter)
$1.73฿57.6
$1.60SEK 15.25
8.12%
White Bread(500g)
$1.57฿52.4
$2.16SEK 20.55
-27.31%
Rice(white)(1kg)
$1.20฿39.99
$3.06SEK 29.04
-60.78%
Eggs
$1.97฿65.8
$4.62SEK 43.84
-57.36%
Local Cheese(1kg)
$16.23฿541
$12.84SEK 122
26.40%
Chicken Fillets(1kg)
$3.06฿102
$11.69SEK 111
-73.82%
Beef Round Steak(1kg)
$10.80฿360
$17.16SEK 163
-37.06%
Apples(1kg)
$2.77฿92.3
$3.21SEK 30.47
-13.71%
Banana(1kg)
$1.17฿38.94
$2.87SEK 27.22
-59.23%
Oranges(1kg)
$1.71฿57.0
$2.89SEK 27.45
-40.83%
Tomato(1kg)
$1.59฿53.2
$4.45SEK 42.23
-64.27%
Potato(1kg)
$1.39฿46.51
$1.74SEK 16.49
-20.11%
Onion(1kg)
$1.16฿38.56
$1.59SEK 15.06
-27.04%
Lettuce(1 head)
$0.66฿22.05
$2.55SEK 24.27
-74.12%
Water(1.5 liter bottle)
$0.52฿17.31
$1.24SEK 11.82
-58.06%
Cigarettes 20 Pack(Marlboro, Camel)
$4.65฿155
$7.84SEK 74.5
-40.69%
Wine(Bottle)
$17.78฿593
$11.27SEK 107
57.76%
Local Beer(0.5 liter bottle)
$1.79฿59.6
$2.03SEK 19.29
-11.82%
Imported Beer(0.33 liter bottle)
$3.34฿111
$2.23SEK 21.21
49.78%
🚌 Getting Around
Chiang Mai
Varnamo
Difference
One-way Ticket(Public Transport)
$0.91฿30.27
$3.30SEK 31.39
-72.42%
Public Transport Monthly Pass(Regular Price)
$18.64฿622
$73.4SEK 697
-74.59%
Taxi Start(Normal Tariff)
$1.41฿47.04
$5.53SEK 52.5
-74.50%
Taxi(Normal Tariff)(1km)
$1.34฿44.70
$2.53SEK 24.08
-47.04%
Taxi 1hour Waiting(Normal Tariff)
$8.11฿270
$63.9SEK 607
-87.31%
Gasoline(1 liter)
$1.23฿41.16
$1.97SEK 18.69
-37.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿715.1K
$32.3KSEK 306.9K
-33.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K฿728.0K
$34.2KSEK 325.1K
-36.23%
🧾 Monthly Utilities & Internet
Chiang Mai
Varnamo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$71.3฿2,379
$119SEK 1,132
-40.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.01฿467
$29.16SEK 277
-51.95%
Internet(50+ Mbps, Unlimited Data)
$17.93฿598
$40.96SEK 389
-56.23%
🎉 Sport & Entertainment
Chiang Mai
Varnamo
Difference
Gym Membership(Monthly)
$40.82฿1,362
$41.18SEK 391
-0.87%
Tennis Court(1 Hour on Weekend)
$6.88฿230
$25.42SEK 242
-72.93%
Cinema Ticket
$5.72฿191
$18.14SEK 172
-68.47%
🧸 Childcare & Education
Chiang Mai
Varnamo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$308฿10.3K
$176SEK 1,674
75.00%
International Primary School, 1 Child(Yearly)
$14.7K฿489.7K
$4,148SEK 39.4K
253.90%
👕👟 Clothing & Footwear
Chiang Mai
Varnamo
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,860
$81.4SEK 774
-31.51%
Summer Dress(H&M, Zara, etc)
$26.04฿869
$60.8SEK 577
-57.14%
Sport Shoes(Adidas, Nike)
$84.8฿2,829
$104SEK 991
-18.73%
Men's Leather Business Shoes
$71.0฿2,368
$128SEK 1,217
-44.60%
🏠 Accommodation & Living
Chiang Mai
Varnamo
Difference
1-bedroom Apartment, City Center(Monthly)
$423฿14.1K
$852SEK 8,094
-50.33%
1-bedroom Apartment, Outside City Center(Monthly)
$242฿8,088
$665SEK 6,320
-63.56%
3-bedroom Apartment, City Center(Monthly)
$797฿26.6K
$1,387SEK 13.2K
-42.54%
3-bedroom Apartment, Outside City Center(Monthly)
$507฿16.9K
$1,098SEK 10.4K
-53.86%
Buy Apartment in City Center(m2)
$1,918฿64.0K
$4,181SEK 39.7K
-54.12%
Buy Apartment Outside City Center(m2)
$1,464฿48.8K
$2,906SEK 27.6K
-49.62%
💵 Salaries & Financials
Chiang Mai
Varnamo
Difference
Average Monthly Net Salary(After Tax)
$595฿19.9K
$2,092SEK 19.9K
-71.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.8
4.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 27, 2026
Last update for Varnamo: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $423 in Chiang Mai versus $852 in Varnamo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 252% higher in Varnamo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $89.0 in Varnamo. Monthly groceries follow the same trend: $244 vs $355 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Varnamo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Varnamo?
Varnamo costs about 111% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Varnamo?
For a comfortable life, plan on about $1,279 per month in Chiang Mai and $2,704 in Varnamo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Varnamo?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Varnamo?
Kindergarten costs $308 per month in Chiang Mai and $176 in Varnamo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Varnamo?
Groceries cost about 45% more in Varnamo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Varnamo?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Varnamo at $1,803. In Chiang Mai it covers expenses comfortably, while in Varnamo it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Varnamo?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,803 in Varnamo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Varnamo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Varnamo?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Varnamo makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared