Cost of Living Comparison Between Chiang Mai and Usak Cost of Living Comparison Between Chiang Mai and Usak

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $1,086 in Usak, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,736 in Usak, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $2,387 in Usak, rent included.

Chiang Mai is about 22% cheaper than Usak, driven mainly by Eating Out.

Both Chiang Mai and Usak are more affordable than the global median – Chiang Mai 36% lower, Usak 19% lower.

Currency
ðŸ― Eating Out
Chiang Mai
Usak
Difference
Meal at Budget Restaurant
$1.96 āļŋ64.0
$8.84 ₹399
-77.83%
Three-Course Dinner for Two, Mid-Range
$18.81 āļŋ615
$43.60 ₹1,968
-56.86%
Fast Food Meal (McDonalds, etc)
$7.92 āļŋ259
$9.45 ₹427
-16.19%
Cappuccino
$1.91 āļŋ62.6
$3.32 ₹150
-42.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 āļŋ27.41
$1.04 ₹47.14
-19.23%
Water (0.33 liter bottle)
$0.35 āļŋ11.51
$0.38 ₹17.19
-7.89%
Local Beer (0.5 liter draught)
$2.21 āļŋ72.1
$3.71 ₹167
-40.43%
Imported Beer (0.33 liter bottle)
$3.80 āļŋ124
$3.88 ₹175
-2.06%
🛒 Groceries & Markets
Chiang Mai
Usak
Difference
Milk (1 liter)
$1.64 āļŋ53.5
$1.05 ₹47.20
56.19%
White Bread (500g)
$1.62 āļŋ53.1
$0.92 ₹41.55
76.09%
Rice (white) (1kg)
$1.18 āļŋ38.62
$2.25 ₹102
-47.56%
Eggs
$2.01 āļŋ65.8
$2.20 ₹99.5
-8.64%
Local Cheese (1kg)
$15.89 āļŋ520
$10.95 ₹494
45.11%
Chicken Fillets (1kg)
$3.01 āļŋ98.5
$6.00 ₹271
-49.83%
Beef Round Steak (1kg)
$10.77 āļŋ352
$17.94 ₹810
-39.97%
Apples (1kg)
$2.61 āļŋ85.5
$1.15 ₹51.7
126.96%
Banana (1kg)
$1.22 āļŋ39.88
$2.17 ₹97.9
-43.78%
Oranges (1kg)
$1.70 āļŋ55.7
$1.06 ₹47.94
60.38%
Tomato (1kg)
$1.58 āļŋ51.5
$1.25 ₹56.5
26.40%
Potato (1kg)
$1.32 āļŋ43.14
$0.73 ₹32.87
80.82%
Onion (1kg)
$1.17 āļŋ38.23
$0.53 ₹23.77
120.75%
Lettuce (1 head)
$0.67 āļŋ21.98
$0.95 ₹42.93
-29.47%
Water (1.5 liter bottle)
$0.56 āļŋ18.32
$0.37 ₹16.53
51.35%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 āļŋ148
$2.05 ₹92.7
120.98%
Wine (Bottle)
$18.20 āļŋ595
$6.83 ₹308
166.47%
Local Beer (0.5 liter bottle)
$1.83 āļŋ60.0
$2.21 ₹99.8
-17.19%
Imported Beer (0.33 liter bottle)
$3.23 āļŋ106
$2.82 ₹127
14.54%
🚌 Getting Around
Chiang Mai
Usak
Difference
One-way Ticket (Public Transport)
$0.89 āļŋ29.00
$0.68 ₹30.79
30.88%
Public Transport Monthly Pass (Regular Price)
$19.38 āļŋ634
$29.99 ₹1,354
-35.38%
Taxi Start (Normal Tariff)
$1.35 āļŋ44.20
$0.75 ₹33.64
80.00%
Taxi (Normal Tariff) (1km)
$1.35 āļŋ44.05
$0.86 ₹38.70
56.98%
Taxi 1hour Waiting (Normal Tariff)
$8.25 āļŋ270
$5.81 ₹262
42.00%
Gasoline (1 liter)
$1.27 āļŋ41.64
$1.23 ₹55.5
3.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K āļŋ691.8K
$65.0K ₹2.9M
-67.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K āļŋ735.3K
$56.1K ₹2.5M
-59.92%
ðŸ§ū Monthly Utilities & Internet
Chiang Mai
Usak
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.2 āļŋ2,294
$73.8 ₹3,330
-4.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.77 āļŋ450
$10.14 ₹458
35.80%
Internet (50+ Mbps, Unlimited Data)
$17.60 āļŋ575
$13.26 ₹598
32.73%
🎉 Sport & Entertainment
Chiang Mai
Usak
Difference
Gym Membership (Monthly)
$41.57 āļŋ1,360
$42.95 ₹1,939
-3.21%
Tennis Court (1 Hour on Weekend)
$6.60 āļŋ216
-
-
Cinema Ticket
$5.78 āļŋ189
$5.57 ₹251
3.77%
ðŸ§ļ Childcare & Education
Chiang Mai
Usak
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$306 āļŋ10.0K
$664 ₹30.0K
-53.89%
International Primary School, 1 Child (Yearly)
$14.8K āļŋ484.8K
$11.0K ₹498.1K
34.35%
👕👟 Clothing & Footwear
Chiang Mai
Usak
Difference
Jeans (Levis 501 Or Similar)
$54.4 āļŋ1,778
$57.4 ₹2,590
-5.23%
Summer Dress (H&M, Zara, etc)
$26.14 āļŋ855
$34.99 ₹1,579
-25.29%
Sport Shoes (Adidas, Nike)
$84.5 āļŋ2,764
$104 ₹4,679
-18.44%
Men's Leather Business Shoes
$69.4 āļŋ2,270
$78.6 ₹3,547
-11.64%
🏠 Accommodation & Living
Chiang Mai
Usak
Difference
1-bedroom Apartment, City Center (Monthly)
$424 āļŋ13.9K
$505 ₹22.8K
-16.17%
1-bedroom Apartment, Outside City Center (Monthly)
$238 āļŋ7,788
$390 ₹17.6K
-38.91%
3-bedroom Apartment, City Center (Monthly)
$825 āļŋ27.0K
$896 ₹40.4K
-7.93%
3-bedroom Apartment, Outside City Center (Monthly)
$515 āļŋ16.8K
$721 ₹32.5K
-28.54%
Buy Apartment in City Center (m2)
$2,049 āļŋ67.0K
$1,155 ₹52.2K
77.39%
Buy Apartment Outside City Center (m2)
$1,523 āļŋ49.8K
$964 ₹43.5K
58.04%
ðŸ’ĩ Salaries & Financials
Chiang Mai
Usak
Difference
Average Monthly Net Salary (After Tax)
$635 āļŋ20.8K
$975 ₹44.0K
-34.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
30.12
-83.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Usak: April 26, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $505 in Usak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Usak, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $44.00 in Usak. Groceries tell a different story – $243 in Chiang Mai vs $225 in Usak – so Usak wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Usak: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Usak?
Usak costs about 27% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Usak?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,629 in Usak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Usak?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Usak?
Kindergarten costs $306 per month in Chiang Mai and $664 in Usak. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Usak?
Interestingly, groceries are about 8% cheaper in Usak – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Usak?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Usak at $1,086. In Chiang Mai it covers expenses comfortably, while in Usak it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Usak?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,086 in Usak. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Usak?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Usak?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Usak makes more sense. Both are solid long-term options with distinct trade-offs.

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