Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Uman

For one person, living is cheaper in Uman: $807 a month against $936 in Chiang Mai, rent and utilities included – about $1,500 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
39

Cost of Living Index in Uman
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Uman Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Uman

🇺🇦 Ukraine

$807

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Uman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Uman actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $807 in Uman, rent included.

Chiang Mai $936
Uman $807

A couple spends around $1,457 per month in Chiang Mai vs $1,263 in Uman, rent included.

Chiang Mai $1,457
Uman $1,263

A family of three spends $1,979 per month in Chiang Mai vs $1,719 in Uman, rent included.

Chiang Mai $1,979
Uman $1,719

Chiang Mai costs about 16% more than Uman, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Uman are more affordable than the global median – Chiang Mai 31% lower, Uman 41% lower.

Meal at Budget Restaurant

$2.24 ฿75.7

$7.54 ₴344

-70.29%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿642

$35.20 ₴1,603

-46.02%

Fast Food Meal (McDonalds, etc)

$5.55 ฿188

$5.52 ₴252

0.54%

Cappuccino

$1.67 ฿56.6

$1.57 ₴71.7

6.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.56

$0.90 ₴40.87

-28.89%

Water (0.33 liter bottle)

$0.31 ฿10.32

$0.82 ₴37.33

-62.20%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$1.70 ₴77.5

38.82%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$2.13 ₴97.0

71.83%

Milk (1 liter)

$1.95 ฿65.8

$1.29 ₴58.9

51.16%

White Bread (500g)

$1.44 ฿48.51

$0.73 ₴33.42

97.26%

Rice (white) (1kg)

$1.33 ฿45.07

$1.75 ₴79.5

-24.00%

Eggs

$2.28 ฿77.1

$1.98 ₴90.3

15.15%

Local Cheese (1kg)

$16.45 ฿556

$9.80 ₴446

67.86%

Chicken Fillets (1kg)

$2.78 ฿94.0

$5.12 ₴233

-45.70%

Beef Round Steak (1kg)

$9.31 ฿314

$6.82 ₴311

36.51%

Apples (1kg)

$2.35 ฿79.5

$1.16 ₴52.7

102.59%

Banana (1kg)

$0.97 ฿32.82

$1.39 ₴63.3

-30.22%

Oranges (1kg)

$1.60 ฿53.9

$2.01 ₴91.4

-20.40%

Tomato (1kg)

$1.50 ฿50.7

$3.19 ₴145

-52.98%

Potato (1kg)

$1.28 ฿43.15

$0.77 ₴35.19

66.23%

Onion (1kg)

$1.10 ฿37.22

$0.46 ₴20.99

139.13%

Lettuce (1 head)

$0.71 ฿23.84

$1.56 ₴71.1

-54.49%

Water (1.5 liter bottle)

$0.49 ฿16.38

$0.56 ₴25.47

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$3.00 ₴137

38.00%

Wine (Bottle)

$17.52 ฿592

$5.59 ₴254

213.42%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.75 ₴34.21

114.67%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.46 ₴66.5

90.41%

One-way Ticket (Public Transport)

$0.87 ฿29.33

$0.32 ₴14.42

171.88%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

$12.14 ₴553

345.55%

Taxi Start (Normal Tariff)

$1.16 ฿39.08

$1.80 ₴81.9

-35.56%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.82

$0.34 ₴15.53

55.88%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$4.34 ₴198

-44.24%

Gasoline (1 liter)

$1.45 ฿48.93

$1.75 ₴79.9

-17.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿711.2K

$28.7K ₴1.3M

-26.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.8K

$24.5K ₴1.1M

10.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,100

$114 ₴5,205

-45.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$5.46 ₴248

122.89%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿680

$6.53 ₴298

208.12%

Gym Membership (Monthly)

$37.31 ฿1,260

$30.13 ₴1,372

23.83%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$15.28 ₴696

-75.33%

Cinema Ticket

$6.49 ฿219

$5.59 ₴255

16.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.9K

$250 ₴11.4K

194.74%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.6K

$3,643 ₴165.9K

305.23%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,802

$49.96 ₴2,275

6.83%

Summer Dress (H&M, Zara, etc)

$24.64 ฿832

$43.58 ₴1,985

-43.46%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,089

$85.7 ₴3,901

6.78%

Men's Leather Business Shoes

$71.9 ฿2,429

$101 ₴4,611

-28.96%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$351 ₴16.0K

37.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$198 ₴9,015

56.05%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿34.0K

$439 ₴20.0K

128.91%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$342 ₴15.6K

85.48%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,082 ₴49.3K

118.45%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

$828 ₴37.7K

91.81%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$258 ₴11.8K

128.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

21.17

-73.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Uman: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Uman

$198 24.5% 35.9% $111

Groceries & Markets

Chiang Mai

$234 25.1%

Uman

$183 22.7% 22% $52

Clothing & Footwear

Chiang Mai

$109 11.6%

Uman

$126 15.6% 16.2% $18

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Uman

$126 15.7% 33.7% $32

Eating Out

Chiang Mai

$78 8.3%

Uman

$115 14.3% 48.8% $38

Getting Around

Chiang Mai

$61 6.6%

Uman

$17 2.1% 72.4% $44

Sport & Entertainment

Chiang Mai

$50 5.4%

Uman

$41 5.1% 17.8% $9

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $351 in Uman. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $35 in Uman. Groceries tell a different story – $234 in Chiang Mai vs $183 in Uman – so Uman wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇺🇦 Uman

🕒 Local time

03:36 3:36 AM

22:36 10:36 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

86,614

💱 Currency

Thai Baht THB ฿

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Ukrainian Hryvnia exchange rates as of October 28, 2026: 1 USD = 45.54 UAH (100 UAH = 2.2 USD). 1 EUR = 50.69 UAH (100 UAH = 1.97 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Uman 6,900 km ≈ 9 h nonstop flight

From you

Chiang Mai
Uman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Uman: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 16% more than Uman, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,210 in Uman. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Uman, especially for central apartments: a one-bedroom in the center costs $351 there versus $482 in Chiang Mai.

Kindergarten costs $736 per month in Chiang Mai and $250 in Uman. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 28% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Uman – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Uman. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.