Cost of Living Comparison Between Chiang Mai and Umag Cost of Living Comparison Between Chiang Mai and Umag

🙂 Solo nomad: Chiang Mai is 30.9% cheaper than Umag without rent, and 42.4% cheaper with rent.
🙂 Family of 3: Chiang Mai is 41% cheaper than Umag without rent, and 38.4% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Umag
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$11.39 €9.83
-82.27%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$68.3 €59
-72.52%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$9.02 €7.78
-14.97%
Cappuccino
$1.98 ฿64.2
$2.26 €1.95
-12.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$3.06 €2.64
-73.20%
Water (0.33 liter bottle)
$0.33 ฿10.58
$2.29 €1.98
-85.59%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$3.66 €3.16
-42.08%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$4.71 €4.06
-20.81%
🛒 Groceries & Markets
Chiang Mai
Umag
Difference
Milk (1 liter)
$1.64 ฿53.2
$1.35 €1.17
21.48%
White Bread (500g)
$1.57 ฿50.9
$1.94 €1.67
-19.07%
Rice (white) (1kg)
$1.19 ฿38.62
$2.71 €2.34
-56.09%
Eggs
$1.98 ฿64.1
$3.83 €3.31
-48.30%
Local Cheese (1kg)
$15.99 ฿517
$11.24 €9.71
42.26%
Chicken Fillets (1kg)
$3.12 ฿101
$9.9 €8.55
-68.48%
Beef Round Steak (1kg)
$11.16 ฿361
$12.88 €11.12
-13.35%
Apples (1kg)
$2.76 ฿89.2
$1.79 €1.54
54.19%
Banana (1kg)
$1.22 ฿39.5
$1.72 €1.48
-29.07%
Oranges (1kg)
$1.71 ฿55.4
$1.96 €1.69
-12.76%
Tomato (1kg)
$1.55 ฿50.2
$3 €2.59
-48.33%
Potato (1kg)
$1.34 ฿43.21
$1.39 €1.2
-3.60%
Onion (1kg)
$1.21 ฿39.23
$1.47 €1.27
-17.69%
Lettuce (1 head)
$0.72 ฿23.2
$1.26 €1.09
-42.86%
Water (1.5 liter bottle)
$0.53 ฿17.05
$1.32 €1.14
-59.85%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$5.87 €5.06
-19.59%
Wine (Bottle)
$18.39 ฿595
$8.26 €7.14
122.64%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$1.83 €1.58
-2.19%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$2.3 €1.98
39.57%
🚌 Getting Around
Chiang Mai
Umag
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
$1.76 €1.52
-46.59%
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
$43.01 €37.13
-56.06%
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$2.25 €1.94
-36.89%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$1.07 €0.92
26.17%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$10.13 €8.74
-22.51%
Gasoline (1 liter)
$1.25 ฿40.4
$1.73 €1.49
-27.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$34.7K €30K
-39.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$26.5K €22.9K
-17.52%
🧾 Monthly Utilities & Internet
Chiang Mai
Umag
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$209 €181
-66.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$20.15 €17.4
-31.91%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$32.5 €28.06
-45.97%
🎉 Sport & Entertainment
Chiang Mai
Umag
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
$51.3 €44.29
-18.83%
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
$14.51 €12.53
-52.45%
Cinema Ticket
$5.8 ฿188
$8.69 €7.51
-33.26%
🧸 Childcare & Education
Chiang Mai
Umag
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$240 €207
28.43%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$13K €11.3K
12.84%
👕👟 Clothing & Footwear
Chiang Mai
Umag
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$101 €87.5
-45.36%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$39.67 €34.25
-33.45%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$95.9 €82.8
-11.18%
Men's Leather Business Shoes
$71.8 ฿2,323
$115 €99.3
-37.60%
🏠 Accommodation & Living
Chiang Mai
Umag
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
$673 €581
-35.52%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
$455 €393
-48.29%
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
$1,047 €904
-21.61%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
$783 €676
-36.37%
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
$4,296 €3,709
-49.24%
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
$3,573 €3,085
-56.82%
💵 Salaries & Financials
Chiang Mai
Umag
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
3.72
34.41%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Umag: October 29, 2025

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