Cost of Living Comparison Between Chiang Mai and Tembisa Cost of Living Comparison Between Chiang Mai and Tembisa

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $1,129 in Tembisa, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $1,768 in Tembisa, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $2,406 in Tembisa, rent included.

Chiang Mai is about 16% cheaper than Tembisa, driven mainly by Eating Out.

Both Chiang Mai and Tembisa are more affordable than the global median – Chiang Mai 31% lower, Tembisa 18% lower.

Meal at Budget Restaurant

$2.10 ฿69.3

$10.52 R 169

-80.04%

Three-Course Dinner for Two, Mid-Range

$19.84 ฿656

$41.92 R 675

-52.67%

Fast Food Meal (McDonalds, etc)

$5.79 ฿191

$5.82 R 93.7

-0.52%

Cappuccino

$1.83 ฿60.4

$2.37 R 38.18

-22.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ฿25.61

$1.13 R 18.15

-30.97%

Water (0.33 liter bottle)

$0.31 ฿10.37

$0.89 R 14.28

-65.17%

Local Beer (0.5 liter draught)

$2.34 ฿77.2

$2.44 R 39.22

-4.10%

Imported Beer (0.33 liter bottle)

$3.70 ฿122

$2.73 R 44.02

35.53%

Milk (1 liter)

$2.03 ฿67.1

$1.22 R 19.61

66.39%

White Bread (500g)

$1.60 ฿52.7

$1.13 R 18.14

41.59%

Rice (white) (1kg)

$1.42 ฿46.75

$1.80 R 29.03

-21.11%

Eggs

$2.18 ฿71.9

$2.61 R 42.00

-16.48%

Local Cheese (1kg)

$15.91 ฿526

$8.71 R 140

82.66%

Chicken Fillets (1kg)

$3.07 ฿102

$5.43 R 87.4

-43.46%

Beef Round Steak (1kg)

$9.87 ฿326

$7.65 R 123

29.02%

Apples (1kg)

$2.63 ฿86.8

$1.93 R 31.03

36.27%

Banana (1kg)

$1.10 ฿36.19

$1.66 R 26.71

-33.73%

Oranges (1kg)

$1.63 ฿53.8

$1.84 R 29.58

-11.41%

Tomato (1kg)

$1.53 ฿50.6

$1.70 R 27.31

-10.00%

Potato (1kg)

$1.24 ฿41.13

$1.55 R 25.02

-20.00%

Onion (1kg)

$1.13 ฿37.37

$1.46 R 23.55

-22.60%

Lettuce (1 head)

$0.74 ฿24.38

$1.28 R 20.55

-42.19%

Water (1.5 liter bottle)

$0.50 ฿16.48

$1.06 R 17.13

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ฿141

$3.61 R 58.1

18.56%

Wine (Bottle)

$17.97 ฿594

$5.57 R 89.7

222.62%

Local Beer (0.5 liter bottle)

$1.70 ฿56.1

$1.42 R 22.89

19.72%

Imported Beer (0.33 liter bottle)

$2.90 ฿95.7

$1.78 R 28.68

62.92%

One-way Ticket (Public Transport)

$0.94 ฿31.13

$1.78 R 28.74

-47.19%

Public Transport Monthly Pass (Regular Price)

$55.3 ฿1,827

Taxi Start (Normal Tariff)

$1.23 ฿40.76

$0.60 R 9.63

105.00%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.66

$0.95 R 15.22

-44.21%

Taxi 1hour Waiting (Normal Tariff)

$2.40 ฿79.3

$8.86 R 143

-72.91%

Gasoline (1 liter)

$1.44 ฿47.55

$1.51 R 24.25

-4.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿700.2K

$39.5K R 635.9K

-46.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿902.1K

$34.8K R 560.5K

-21.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.9 ฿2,145

$144 R 2,318

-54.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 ฿441

$38.59 R 621

-65.41%

Internet (50+ Mbps, Unlimited Data)

$20.83 ฿688

$37.91 R 611

-45.05%

Gym Membership (Monthly)

$40.42 ฿1,336

$32.04 R 516

26.15%

Tennis Court (1 Hour on Weekend)

$3.95 ฿131

Cinema Ticket

$6.71 ฿222

$7.51 R 121

-10.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 ฿26.0K

$257 R 4,138

206.26%

International Primary School, 1 Child (Yearly)

$15.1K ฿499.6K

$5,205 R 83.8K

190.50%

Jeans (Levis 501 Or Similar)

$56.2 ฿1,858

$50.5 R 814

11.30%

Summer Dress (H&M, Zara, etc)

$24.95 ฿824

$29.46 R 474

-15.31%

Sport Shoes (Adidas, Nike)

$92.7 ฿3,063

$118 R 1,905

-21.62%

Men's Leather Business Shoes

$75.1 ฿2,482

$83.8 R 1,350

-10.38%

1-bedroom Apartment, City Center (Monthly)

$484 ฿16.0K

$418 R 6,728

15.80%

1-bedroom Apartment, Outside City Center (Monthly)

$287 ฿9,491

$370 R 5,953

-22.29%

3-bedroom Apartment, City Center (Monthly)

$910 ฿30.1K

$693 R 11.2K

31.28%

3-bedroom Apartment, Outside City Center (Monthly)

$531 ฿17.5K

$771 R 12.4K

-31.20%

Buy Apartment in City Center (m2)

$1,980 ฿65.4K

$890 R 14.3K

122.35%

Buy Apartment Outside City Center (m2)

$1,451 ฿47.9K

$623 R 10.0K

132.93%

Average Monthly Net Salary (After Tax)

$605 ฿20.0K

$582 R 9,370

4.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-49.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for Tembisa: September 5, 2026

Cost Breakdown

A central one-bedroom costs $484 in Chiang Mai versus $418 in Tembisa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $42.00 in Tembisa. Groceries tell a different story – $242 in Chiang Mai vs $200 in Tembisa – so Tembisa wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Tembisa: Cost of Living - Frequently Asked Questions

Tembisa costs about 19% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,426 per month in Chiang Mai and $1,693 in Tembisa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Chiang Mai and $42.00 in Tembisa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 21% cheaper in Tembisa – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Tembisa at $1,129. In Chiang Mai it covers expenses comfortably, while in Tembisa it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,129 in Tembisa. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tembisa makes more sense. Both are solid long-term options with distinct trade-offs.