😐A single person spends $932 per month in Chiang Mai vs $575 in Targovishte, rent included.
😐A couple spends around $1,399 per month in Chiang Mai vs $1,168 in Targovishte, rent included.
😐A family of three spends $1,866 per month in Chiang Mai vs $1,761 in Targovishte, rent included.
😐Chiang Mai costs about 62% more than Targovishte, driven mainly by Getting Around.
📊Both Chiang Mai and Targovishte are more affordable than the global median – Chiang Mai32% lower, Targovishte58% lower.
Currency
🍽 Eating Out
Chiang Mai
Targovishte
Difference
Meal at Budget Restaurant
$2.08฿69.3
$7.19BGN 11.95
-71.07%
Three-Course Dinner for Two, Mid-Range
$19.61฿653
$41.09BGN 68.4
-52.28%
Fast Food Meal(McDonalds, etc)
$5.67฿189
$6.92BGN 11.52
-18.06%
Cappuccino
$1.81฿60.1
$1.61BGN 2.67
12.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77฿25.58
$1.09BGN 1.81
-29.36%
Water(0.33 liter bottle)
$0.35฿11.49
$0.64BGN 1.06
-45.31%
Local Beer(0.5 liter draught)
$2.21฿73.7
$0.98BGN 1.63
125.51%
Imported Beer(0.33 liter bottle)
$3.79฿126
$4.22BGN 7.03
-10.19%
🛒 Groceries & Markets
Chiang Mai
Targovishte
Difference
Milk(1 liter)
$2.05฿68.2
$1.54BGN 2.56
33.12%
White Bread(500g)
$1.51฿50.4
$0.75BGN 1.24
101.33%
Rice(white)(1kg)
$1.40฿46.57
$2.33BGN 3.88
-39.91%
Eggs
$2.26฿75.2
$2.73BGN 4.55
-17.22%
Local Cheese(1kg)
$16.19฿539
$8.57BGN 14.25
88.91%
Chicken Fillets(1kg)
$2.90฿96.4
$5.63BGN 9.37
-48.49%
Beef Round Steak(1kg)
$9.42฿314
$8.83BGN 14.69
6.68%
Apples(1kg)
$2.68฿89.2
$1.78BGN 2.96
50.56%
Banana(1kg)
$1.09฿36.28
$1.85BGN 3.08
-41.08%
Oranges(1kg)
$1.62฿53.8
$1.80BGN 2.99
-10.00%
Tomato(1kg)
$1.46฿48.61
$2.73BGN 4.54
-46.52%
Potato(1kg)
$1.28฿42.54
$1.10BGN 1.84
16.36%
Onion(1kg)
$1.06฿35.21
$1.13BGN 1.88
-6.19%
Lettuce(1 head)
$0.72฿23.88
$0.91BGN 1.51
-20.88%
Water(1.5 liter bottle)
$0.53฿17.51
$0.62BGN 1.03
-14.52%
Cigarettes 20 Pack(Marlboro, Camel)
$4.23฿141
$3.52BGN 5.86
20.17%
Wine(Bottle)
$18.29฿609
$6.31BGN 10.49
189.86%
Local Beer(0.5 liter bottle)
$1.63฿54.3
$0.72BGN 1.20
126.39%
Imported Beer(0.33 liter bottle)
$2.90฿96.6
$1.02BGN 1.71
184.31%
🚌 Getting Around
Chiang Mai
Targovishte
Difference
One-way Ticket(Public Transport)
$0.88฿29.24
$0.46BGN 0.76
91.30%
Public Transport Monthly Pass(Regular Price)
$53.8฿1,790
-
-
Taxi Start(Normal Tariff)
$1.17฿39.04
$1.20BGN 1.99
-2.50%
Taxi(Normal Tariff)(1km)
$0.58฿19.25
$0.55BGN 0.91
5.45%
Taxi 1hour Waiting(Normal Tariff)
$2.39฿79.4
$10.80BGN 17.97
-77.87%
Gasoline(1 liter)
$1.45฿48.28
$1.68BGN 2.80
-13.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K฿699.5K
$31.2KBGN 51.9K
-32.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K฿879.7K
$20.6KBGN 34.3K
28.11%
🧾 Monthly Utilities & Internet
Chiang Mai
Targovishte
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.7฿2,119
$58.9BGN 97.9
8.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.89฿429
$8.68BGN 14.43
48.50%
Internet(50+ Mbps, Unlimited Data)
$20.52฿683
$12.93BGN 21.51
58.70%
🎉 Sport & Entertainment
Chiang Mai
Targovishte
Difference
Gym Membership(Monthly)
$39.02฿1,299
$17.79BGN 29.60
119.34%
Tennis Court(1 Hour on Weekend)
$3.92฿130
$23.81BGN 39.61
-83.54%
Cinema Ticket
$6.58฿219
$5.93BGN 9.87
10.96%
🧸 Childcare & Education
Chiang Mai
Targovishte
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$784฿26.1K
$540BGN 898
45.26%
International Primary School, 1 Child(Yearly)
$14.7K฿488.4K
$5,532BGN 9,204
165.21%
👕👟 Clothing & Footwear
Chiang Mai
Targovishte
Difference
Jeans(Levis 501 Or Similar)
$55.1฿1,835
$69.7BGN 116
-20.92%
Summer Dress(H&M, Zara, etc)
$24.74฿824
$42.86BGN 71.3
-42.28%
Sport Shoes(Adidas, Nike)
$94.1฿3,133
$92.7BGN 154
1.53%
Men's Leather Business Shoes
$74.0฿2,462
$107BGN 178
-30.99%
🏠 Accommodation & Living
Chiang Mai
Targovishte
Difference
1-bedroom Apartment, City Center(Monthly)
$490฿16.3K
$149BGN 248
228.34%
1-bedroom Apartment, Outside City Center(Monthly)
$288฿9,594
-
-
3-bedroom Apartment, City Center(Monthly)
$891฿29.7K
$385BGN 640
131.63%
3-bedroom Apartment, Outside City Center(Monthly)
$521฿17.3K
$349BGN 581
49.17%
Buy Apartment in City Center(m2)
$1,974฿65.7K
$1,425BGN 2,371
38.49%
Buy Apartment Outside City Center(m2)
$1,444฿48.1K
$1,161BGN 1,932
24.39%
💵 Salaries & Financials
Chiang Mai
Targovishte
Difference
Average Monthly Net Salary(After Tax)
$602฿20.0K
$1,287BGN 2,141
-53.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
3.1
79.68%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: September 13, 2026
Last update for Targovishte: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $490 in Chiang Mai versus $149 in Targovishte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 114% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $41.00 in Targovishte. Groceries tell a different story – $241 in Chiang Mai vs $199 in Targovishte – so Targovishte wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Targovishte: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Targovishte?
Chiang Mai costs about 62% more than Targovishte, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Targovishte?
For a comfortable life, plan on about $1,398 per month in Chiang Mai and $863 in Targovishte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Targovishte?
Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai and in Targovishte?
A mid-range dinner for two costs $20.00 in Chiang Mai and $41.00 in Targovishte. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Targovishte?
Groceries cost about 21% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in Chiang Mai or in Targovishte?
A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $575, than in Chiang Mai at $932. In Targovishte it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Targovishte?
For digital nomads, it depends on budget. Targovishte costs $575 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Targovishte?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Targovishte?
If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared