Cost of Living Comparison Between Chiang Mai and Svishtov Cost of Living Comparison Between Chiang Mai and Svishtov

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $956 in Svishtov, rent included.

A couple spends around $1,360 per month in Chiang Mai vs $1,499 in Svishtov, rent included.

A family of three spends $1,867 per month in Chiang Mai vs $2,041 in Svishtov, rent included.

Chiang Mai is about 11% cheaper than Svishtov, driven mainly by Eating Out.

Both Chiang Mai and Svishtov are more affordable than the global median – Chiang Mai 36% lower, Svishtov 28% lower.

Meal at Budget Restaurant

$2.04 ฿68.2

$11.88 BGN 19.76

-82.83%

Three-Course Dinner for Two, Mid-Range

$18.71 ฿624

$50.6 BGN 84.2

-63.04%

Fast Food Meal (McDonalds, etc)

$7.86 ฿262

$8.94 BGN 14.87

-12.08%

Cappuccino

$2.03 ฿67.7

$2.32 BGN 3.86

-12.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ฿26.64

$1.78 BGN 2.96

-55.06%

Water (0.33 liter bottle)

$0.35 ฿11.68

$0.62 BGN 1.03

-43.55%

Local Beer (0.5 liter draught)

$2.14 ฿71.5

$1.79 BGN 2.97

19.55%

Imported Beer (0.33 liter bottle)

$3.67 ฿122

$2.87 BGN 4.77

27.87%

Milk (1 liter)

$1.73 ฿57.6

$1.45 BGN 2.42

19.31%

White Bread (500g)

$1.57 ฿52.4

$0.91 BGN 1.51

72.53%

Rice (white) (1kg)

$1.20 ฿39.99

$1.72 BGN 2.86

-30.23%

Eggs

$1.97 ฿65.8

$2.85 BGN 4.73

-30.88%

Local Cheese (1kg)

$16.23 ฿541

$9.84 BGN 16.37

64.94%

Chicken Fillets (1kg)

$3.06 ฿102

$5.34 BGN 8.88

-42.70%

Beef Round Steak (1kg)

$10.80 ฿360

$9.06 BGN 15.07

19.21%

Apples (1kg)

$2.77 ฿92.3

$1.43 BGN 2.38

93.71%

Banana (1kg)

$1.17 ฿38.94

$1.15 BGN 1.91

1.74%

Oranges (1kg)

$1.71 ฿57.0

$1.13 BGN 1.88

51.33%

Tomato (1kg)

$1.59 ฿53.2

$2.35 BGN 3.91

-32.34%

Potato (1kg)

$1.39 ฿46.51

$0.67 BGN 1.12

107.46%

Onion (1kg)

$1.16 ฿38.56

$0.49 BGN 0.81

136.73%

Lettuce (1 head)

$0.66 ฿22.05

$0.62 BGN 1.03

6.45%

Water (1.5 liter bottle)

$0.52 ฿17.31

$0.56 BGN 0.94

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ฿155

$3.84 BGN 6.39

21.09%

Wine (Bottle)

$17.78 ฿593

$7.12 BGN 11.85

149.72%

Local Beer (0.5 liter bottle)

$1.79 ฿59.6

$1.05 BGN 1.74

70.48%

Imported Beer (0.33 liter bottle)

$3.34 ฿111

$1.17 BGN 1.94

185.47%

One-way Ticket (Public Transport)

$0.91 ฿30.27

$0.85 BGN 1.41

7.06%

Public Transport Monthly Pass (Regular Price)

$18.64 ฿622

$26.84 BGN 44.65

-30.55%

Taxi Start (Normal Tariff)

$1.41 ฿47.04

$1.45 BGN 2.42

-2.76%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.70

$0.66 BGN 1.10

103.03%

Taxi 1hour Waiting (Normal Tariff)

$8.11 ฿270

$13.88 BGN 23.09

-41.57%

Gasoline (1 liter)

$1.23 ฿41.16

$1.54 BGN 2.56

-20.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿715.1K

$32.5K BGN 54.1K

-34.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ฿728.0K

$29.1K BGN 48.4K

-24.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.3 ฿2,379

$149 BGN 248

-52.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.01 ฿467

$18.39 BGN 30.59

-23.82%

Internet (50+ Mbps, Unlimited Data)

$17.93 ฿598

$8.62 BGN 14.33

108.00%

Gym Membership (Monthly)

$40.82 ฿1,362

$29.66 BGN 49.35

37.63%

Tennis Court (1 Hour on Weekend)

$6.88 ฿230

$14.52 BGN 24.16

-52.62%

Cinema Ticket

$5.72 ฿191

$9.03 BGN 15.02

-36.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ฿10.3K

$644 BGN 1,072

-52.15%

International Primary School, 1 Child (Yearly)

$14.7K ฿489.7K

$5,474 BGN 9,106

168.17%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,860

$53.2 BGN 88.5

4.79%

Summer Dress (H&M, Zara, etc)

$26.04 ฿869

$26.59 BGN 44.23

-2.07%

Sport Shoes (Adidas, Nike)

$84.8 ฿2,829

$85.1 BGN 142

-0.39%

Men's Leather Business Shoes

$71.0 ฿2,368

$69.6 BGN 116

2.01%

1-bedroom Apartment, City Center (Monthly)

$423 ฿14.1K

$291 BGN 485

45.27%

1-bedroom Apartment, Outside City Center (Monthly)

$242 ฿8,088

$232 BGN 385

4.69%

3-bedroom Apartment, City Center (Monthly)

$797 ฿26.6K

$472 BGN 785

68.98%

3-bedroom Apartment, Outside City Center (Monthly)

$507 ฿16.9K

$350 BGN 582

44.83%

Buy Apartment in City Center (m2)

$1,918 ฿64.0K

$1,333 BGN 2,218

43.86%

Buy Apartment Outside City Center (m2)

$1,464 ฿48.8K

$1,098 BGN 1,827

33.30%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$1,272 BGN 2,115

-53.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.09

61.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 27, 2026

Last update for Svishtov: July 28, 2026

Cost Breakdown

A central one-bedroom costs $423 in Chiang Mai versus $291 in Svishtov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 114% higher in Svishtov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $51.0 in Svishtov. Groceries tell a different story – $244 in Chiang Mai vs $190 in Svishtov – so Svishtov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Svishtov: Cost of Living - Frequently Asked Questions

Svishtov costs about 12% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,279 per month in Chiang Mai and $1,434 in Svishtov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $308 per month in Chiang Mai and $644 in Svishtov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 29% cheaper in Svishtov – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $956 in Svishtov, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $956 in Svishtov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Svishtov makes more sense. Both are solid long-term options with distinct trade-offs.