Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Summerland

For one person, living is cheaper in Chiang Mai: $936 a month against $2,079 in Summerland, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
107

Cost of Living Index in Summerland
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Summerland Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Summerland

🇨🇦 Canada

$2,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Summerland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Summerland actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,079 in Summerland, rent included.

Chiang Mai $936
Summerland $2,079

A couple spends around $1,457 per month in Chiang Mai vs $3,092 in Summerland, rent included.

Chiang Mai $1,457
Summerland $3,092

A family of three spends $1,979 per month in Chiang Mai vs $4,106 in Summerland, rent included.

Chiang Mai $1,979
Summerland $4,106

Chiang Mai is about 55% cheaper than Summerland, and outside of rent the biggest gap is in groceries.

Chiang Mai sits 31% below the global median, while Summerland is 53% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$10.89 CA$15.22

-79.43%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$51.0 CA$71.2

-62.71%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$10.46 CA$14.62

-46.94%

Cappuccino

$1.67 ฿56.5

$3.43 CA$4.79

-51.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$1.86 CA$2.59

-65.59%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.59 CA$2.22

-80.50%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$6.18 CA$8.64

-61.81%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$5.79 CA$8.09

-36.79%

Milk (1 liter)

$1.95 ฿65.7

$1.81 CA$2.53

7.73%

White Bread (500g)

$1.44 ฿48.46

$2.21 CA$3.09

-34.84%

Rice (white) (1kg)

$1.33 ฿45.03

$4.25 CA$5.94

-68.71%

Eggs

$2.28 ฿77.1

$3.09 CA$4.32

-26.21%

Local Cheese (1kg)

$16.45 ฿555

$12.71 CA$17.76

29.43%

Chicken Fillets (1kg)

$2.78 ฿93.9

$18.32 CA$25.59

-84.83%

Beef Round Steak (1kg)

$9.31 ฿314

$18.86 CA$26.36

-50.64%

Apples (1kg)

$2.35 ฿79.4

$4.75 CA$6.64

-50.53%

Banana (1kg)

$0.97 ฿32.79

$1.08 CA$1.50

-10.19%

Oranges (1kg)

$1.60 ฿53.9

$4.83 CA$6.75

-66.87%

Tomato (1kg)

$1.50 ฿50.6

$3.53 CA$4.93

-57.51%

Potato (1kg)

$1.28 ฿43.11

$1.59 CA$2.22

-19.50%

Onion (1kg)

$1.10 ฿37.18

$2.53 CA$3.54

-56.52%

Lettuce (1 head)

$0.71 ฿23.82

$2.65 CA$3.70

-73.21%

Water (1.5 liter bottle)

$0.49 ฿16.36

$1.90 CA$2.66

-74.21%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$15.06 CA$21.04

-72.51%

Wine (Bottle)

$17.52 ฿591

$10.89 CA$15.22

60.88%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$4.15 CA$5.79

-61.20%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

$3.85 CA$5.38

-27.79%

One-way Ticket (Public Transport)

$0.87 ฿29.30

$2.27 CA$3.17

-61.67%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

$62.9 CA$87.9

-13.97%

Taxi Start (Normal Tariff)

$1.16 ฿39.04

$3.50 CA$4.89

-66.86%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.46 CA$2.04

-63.70%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

$24.48 CA$34.20

-90.11%

Gasoline (1 liter)

$1.45 ฿48.88

$1.13 CA$1.58

28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.5K

$26.3K CA$36.8K

-20.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.0K

$18.9K CA$26.3K

42.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$115 CA$161

-46.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$35.92 CA$50.2

-66.12%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$55.3 CA$77.2

-63.59%

Gym Membership (Monthly)

$37.31 ฿1,259

$38.23 CA$53.4

-2.41%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$20.50 CA$28.65

-81.61%

Cinema Ticket

$6.49 ฿219

$7.20 CA$10.05

-9.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$369 CA$516

99.28%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.2K

$8,494 CA$11.9K

73.82%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$53.3 CA$74.5

0.11%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$41.59 CA$58.1

-40.75%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$81.5 CA$114

12.23%

Men's Leather Business Shoes

$71.9 ฿2,427

$98.5 CA$138

-26.96%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,374 CA$1,919

-64.89%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$980 CA$1,370

-68.49%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,001 CA$2,796

-49.73%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,662 CA$2,322

-61.88%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$4,037 CA$5,641

-41.47%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$3,657 CA$5,110

-56.55%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$3,460 CA$4,834

-82.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.72

18.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Summerland: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Summerland

$980 47.2% 217% $672

Groceries & Markets

Chiang Mai

$234 25.1%

Summerland

$417 20% 77.7% $182

Clothing & Footwear

Chiang Mai

$109 11.6%

Summerland

$124 6% 13.9% $15

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Summerland

$207 9.9% 119% $112

Eating Out

Chiang Mai

$78 8.3%

Summerland

$216 10.4% 178% $138

Getting Around

Chiang Mai

$61 6.6%

Summerland

$83 4% 34.9% $21

Sport & Entertainment

Chiang Mai

$50 5.4%

Summerland

$53 2.5% 4.7% $2.3

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,374 in Summerland. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Summerland are about 5.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $51 in Summerland. Monthly groceries follow the same trend: $234 vs $417 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇨🇦 Summerland

🕒 Local time

21:42 9:42 PM

07:42 7:42 AM

14 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

11,000

💱 Currency

Thai Baht THB ฿

Canadian Dollar CAD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Summerland 11,510 km ≈ 15 h nonstop flight

From you

Chiang Mai
Summerland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Summerland: Cost of Living - Frequently Asked Questions

Summerland costs about 122% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,118 in Summerland. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,374 in Summerland.

Kindergarten costs $736 per month in Chiang Mai and $369 in Summerland. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 78% more in Summerland, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,079 in Summerland. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $2,079 in Summerland. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Summerland makes more sense. Both are solid long-term options with distinct trade-offs.