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Cost of Living Comparison Between Chiang Mai and St Francis Bay Cost of Living Comparison Between Chiang Mai and St Francis Bay

😐 Solo nomad: Chiang Mai is 9.5% more expensive than St Francis Bay without rent, and 14.5% cheaper with rent.
😐 Family of 3: Chiang Mai is 4.2% more expensive than St Francis Bay without rent, and 16.2% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
St Francis Bay
Difference
Meal at Budget Restaurant
$1.97 ฿62.0
$8.74 R 143
-77.46%
Three-Course Dinner for Two, Mid-Range
$18.68 ฿587
$33.46 R 549
-44.17%
Fast Food Meal (McDonalds, etc)
$7.92 ฿249
$4.83 R 79.2
63.98%
Cappuccino
$2.02 ฿63.7
$2.05 R 33.68
-1.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ฿26.45
$1.03 R 16.82
-18.45%
Water (0.33 liter bottle)
$0.35 ฿11.07
$0.80 R 13.15
-56.25%
Local Beer (0.5 liter draught)
$2.22 ฿69.9
$2.28 R 37.33
-2.63%
Imported Beer (0.33 liter bottle)
$3.59 ฿113
$2.46 R 40.27
45.93%
🛒 Groceries & Markets
Chiang Mai
St Francis Bay
Difference
Milk (1 liter)
$1.67 ฿52.4
$1.15 R 18.80
45.22%
White Bread (500g)
$1.62 ฿51.1
$1.01 R 16.56
60.40%
Rice (white) (1kg)
$1.20 ฿37.83
$1.58 R 25.92
-24.05%
Eggs
$1.93 ฿60.8
$2.39 R 39.15
-19.25%
Local Cheese (1kg)
$16.00 ฿503
$7.92 R 130
102.02%
Chicken Fillets (1kg)
$3.16 ฿99.2
$4.45 R 73.0
-28.99%
Beef Round Steak (1kg)
$10.93 ฿344
$6.77 R 111
61.45%
Apples (1kg)
$2.67 ฿83.8
$1.65 R 27.13
61.82%
Banana (1kg)
$1.18 ฿36.99
$1.54 R 25.31
-23.38%
Oranges (1kg)
$1.64 ฿51.5
$1.54 R 25.34
6.49%
Tomato (1kg)
$1.59 ฿49.83
$1.65 R 27.01
-3.64%
Potato (1kg)
$1.32 ฿41.64
$1.31 R 21.43
0.76%
Onion (1kg)
$1.19 ฿37.49
$1.18 R 19.38
0.85%
Lettuce (1 head)
$0.71 ฿22.20
$1.09 R 17.96
-34.86%
Water (1.5 liter bottle)
$0.56 ฿17.75
$0.93 R 15.18
-39.78%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿146
$2.85 R 46.74
62.81%
Wine (Bottle)
$18.96 ฿596
$5.13 R 84.2
269.59%
Local Beer (0.5 liter bottle)
$1.77 ฿55.7
$1.33 R 21.80
33.08%
Imported Beer (0.33 liter bottle)
$3.20 ฿101
$1.63 R 26.79
96.32%
🚌 Getting Around
Chiang Mai
St Francis Bay
Difference
One-way Ticket (Public Transport)
$0.90 ฿28.32
$1.68 R 27.50
-46.43%
Public Transport Monthly Pass (Regular Price)
$19.24 ฿605
-
-
Taxi Start (Normal Tariff)
$1.36 ฿42.78
$1.15 R 18.88
18.26%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.37
$0.96 R 15.71
40.63%
Taxi 1hour Waiting (Normal Tariff)
$8.15 ฿256
$4.09 R 67.0
99.27%
Gasoline (1 liter)
$1.22 ฿38.43
$1.29 R 21.16
-5.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿671.8K
$21.1K R 345.6K
1.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K ฿683.8K
$23.5K R 385.8K
-7.56%
🧾 Monthly Utilities & Internet
Chiang Mai
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.3 ฿2,210
$118 R 1,928
-40.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.91 ฿437
$35.17 R 577
-60.45%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿566
$41.55 R 681
-56.68%
🎉 Sport & Entertainment
Chiang Mai
St Francis Bay
Difference
Gym Membership (Monthly)
$41.78 ฿1,314
$31.14 R 511
34.17%
Tennis Court (1 Hour on Weekend)
$6.80 ฿214
$11.29 R 185
-39.77%
Cinema Ticket
$5.72 ฿180
$6.53 R 107
-12.40%
🧸 Childcare & Education
Chiang Mai
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,693
$199 R 3,268
54.69%
International Primary School, 1 Child (Yearly)
$14.8K ฿465.7K
$4,303 R 70.6K
244.27%
👕👟 Clothing & Footwear
Chiang Mai
St Francis Bay
Difference
Jeans (Levis 501 Or Similar)
$55.9 ฿1,756
$51.1 R 837
9.40%
Summer Dress (H&M, Zara, etc)
$26.71 ฿840
$32.49 R 533
-17.79%
Sport Shoes (Adidas, Nike)
$84.5 ฿2,658
$90.4 R 1,483
-6.51%
Men's Leather Business Shoes
$70.8 ฿2,227
$79.3 R 1,300
-10.67%
🏠 Accommodation & Living
Chiang Mai
St Francis Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ฿13.5K
$362 R 5,935
18.98%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,439
$337 R 5,520
-29.69%
3-bedroom Apartment, City Center (Monthly)
$811 ฿25.5K
$679 R 11.1K
19.31%
3-bedroom Apartment, Outside City Center (Monthly)
$501 ฿15.7K
$681 R 11.2K
-26.44%
Buy Apartment in City Center (m2)
$2,202 ฿69.2K
-
-
Buy Apartment Outside City Center (m2)
$1,600 ฿50.3K
$586 R 9,613
173.01%
💵 Salaries & Financials
Chiang Mai
St Francis Bay
Difference
Average Monthly Net Salary (After Tax)
$684 ฿21.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
11.51
-56.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: January 13, 2026

Last update for St Francis Bay: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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