Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Škofja Loka

For one person, living is cheaper in Chiang Mai: $935 a month against $1,835 in Škofja Loka, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

Chiang Mai, Thailand
Škofja Loka, Slovenia
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Škofja Loka
🇸🇮 Slovenia
$1,835
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Škofja Loka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Škofja Loka actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,835 in Škofja Loka, rent included.

  • Chiang Mai $935
  • Škofja Loka $1,835

A couple spends around $1,467 per month in Chiang Mai vs $2,706 in Škofja Loka, rent included.

  • Chiang Mai $1,467
  • Škofja Loka $2,706

A family of three spends $1,999 per month in Chiang Mai vs $3,578 in Škofja Loka, rent included.

  • Chiang Mai $1,999
  • Škofja Loka $3,578

Chiang Mai is about 49% cheaper than Škofja Loka, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Škofja Loka is 36% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Škofja Loka
Difference
Meal at Budget Restaurant
$2.13 ฿71.7
$13.66 €12.15
-84.41%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿625
$56.3 €50.1
-66.90%
Fast Food Meal (McDonalds, etc)
$5.60 ฿188
$9.21 €8.19
-39.20%
Cappuccino
$1.66 ฿55.9
$2.85 €2.54
-41.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.73
$3.27 €2.91
-80.12%
Water (0.33 liter bottle)
$0.30 ฿10.24
$2.21 €1.97
-86.43%
Local Beer (0.5 liter draught)
$2.32 ฿78.0
$3.60 €3.20
-35.56%
Imported Beer (0.33 liter bottle)
$3.67 ฿123
$4.54 €4.04
-19.16%
🛒 Groceries & Markets
Chiang Mai
Škofja Loka
Difference
Milk (1 liter)
$2.02 ฿67.7
$1.31 €1.16
54.20%
White Bread (500g)
$1.41 ฿47.29
$1.85 €1.65
-23.78%
Rice (white) (1kg)
$1.39 ฿46.75
$2.72 €2.42
-48.90%
Eggs
$2.37 ฿79.5
$3.90 €3.47
-39.23%
Local Cheese (1kg)
$16.52 ฿555
$18.26 €16.25
-9.53%
Chicken Fillets (1kg)
$2.67 ฿89.7
$10.06 €8.95
-73.46%
Beef Round Steak (1kg)
$9.02 ฿303
$15.07 €13.41
-40.15%
Apples (1kg)
$2.40 ฿80.6
$2.26 €2.01
6.19%
Banana (1kg)
$1.04 ฿34.98
$1.73 €1.54
-39.88%
Oranges (1kg)
$1.66 ฿55.7
$2.32 €2.07
-28.45%
Tomato (1kg)
$1.56 ฿52.4
$3.51 €3.12
-55.56%
Potato (1kg)
$1.24 ฿41.57
$1.45 €1.29
-14.48%
Onion (1kg)
$1.09 ฿36.50
$1.64 €1.46
-33.54%
Lettuce (1 head)
$0.76 ฿25.59
$1.72 €1.53
-55.81%
Water (1.5 liter bottle)
$0.51 ฿17.27
$0.87 €0.78
-41.38%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿138
$5.74 €5.11
-28.22%
Wine (Bottle)
$17.93 ฿602
$7.79 €6.93
130.17%
Local Beer (0.5 liter bottle)
$1.62 ฿54.5
$1.38 €1.23
17.39%
Imported Beer (0.33 liter bottle)
$2.82 ฿94.8
$2.14 €1.91
31.78%
🚌 Getting Around
Chiang Mai
Škofja Loka
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.39
$1.40 €1.24
-33.57%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,777
$29.80 €26.52
77.48%
Taxi Start (Normal Tariff)
$1.18 ฿39.52
$1.70 €1.51
-30.59%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.76
$1.35 €1.20
-87.41%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿60.9
$20.40 €18.15
-91.13%
Gasoline (1 liter)
$1.47 ฿49.47
$1.79 €1.59
-17.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿705.8K
$28.9K €25.7K
-27.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿890.7K
$24.0K €21.3K
10.66%
🧾 Monthly Utilities & Internet
Chiang Mai
Škofja Loka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,101
$282 €251
-77.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿390
$16.12 €14.35
-28.04%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿682
$38.83 €34.55
-47.72%
🎉 Sport & Entertainment
Chiang Mai
Škofja Loka
Difference
Gym Membership (Monthly)
$37.88 ฿1,272
$56.4 €50.2
-32.84%
Tennis Court (1 Hour on Weekend)
$3.70 ฿124
-
-
Cinema Ticket
$6.51 ฿219
$7.65 €6.81
-14.90%
🧸 Childcare & Education
Chiang Mai
Škofja Loka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.4K
$495 €441
46.75%
International Primary School, 1 Child (Yearly)
$16.6K ฿556.7K
$8,751 €7,788
89.39%
👕👟 Clothing & Footwear
Chiang Mai
Škofja Loka
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,798
$115 €102
-53.24%
Summer Dress (H&M, Zara, etc)
$24.80 ฿833
$43.30 €38.53
-42.73%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,036
$121 €108
-25.46%
Men's Leather Business Shoes
$72.0 ฿2,418
$141 €126
-49.13%
🏠 Accommodation & Living
Chiang Mai
Škofja Loka
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$765 €681
-37.08%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.4K
$664 €591
-53.32%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.5K
$1,190 €1,059
-11.04%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.1K
$1,125 €1,001
-41.46%
Buy Apartment in City Center (m2)
$2,418 ฿81.2K
$3,030 €2,697
-20.22%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.0K
$2,795 €2,487
-42.44%
💵 Salaries & Financials
Chiang Mai
Škofja Loka
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
3.29
69.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Škofja Loka: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Škofja Loka
$664 114% $354
Groceries & Markets
Chiang Mai
$237
Škofja Loka
$309 30.4% $72
Clothing & Footwear
Chiang Mai
$108
Škofja Loka
$189 74.7% $81
Monthly Utilities & Internet
Chiang Mai
$94
Škofja Loka
$337 257% $243
Eating Out
Chiang Mai
$77
Škofja Loka
$220 188% $144
Getting Around
Chiang Mai
$59
Škofja Loka
$44 25.3% $15
Sport & Entertainment
Chiang Mai
$51
Škofja Loka
$72 40.9% $21

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $765 in Škofja Loka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $56 in Škofja Loka. Monthly groceries follow the same trend: $237 vs $309 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇸🇮 Škofja Loka
🕒 Local time
17:29 5:29 PM
11:29 11:29 AM
6 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
12,100
💱 Currency
Thai Baht THB ฿
Euro EUR €
Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.75 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Chiang Mai Škofja Loka 8,110 km ≈ 11 h nonstop flight
From you
  • Chiang Mai
  • Škofja Loka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Škofja Loka: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Škofja Loka?
Škofja Loka costs about 96% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Škofja Loka?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,752 in Škofja Loka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Škofja Loka?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $765 in Škofja Loka.
How do childcare costs compare in Chiang Mai and in Škofja Loka?
Kindergarten costs $727 per month in Chiang Mai and $495 in Škofja Loka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Škofja Loka?
Groceries cost about 30% more in Škofja Loka, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Škofja Loka?
$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,835 in Škofja Loka. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Chiang Mai or Škofja Loka?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,835 in Škofja Loka. Climate, culture, job market, and personal taste all factor in.
How safe is Chiang Mai compared to Škofja Loka?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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