Cost of Living Comparison Between Chiang Mai and Santa Cruz Cost of Living Comparison Between Chiang Mai and Santa Cruz

🙂 Solo nomad: Chiang Mai is 21.6% cheaper than Santa Cruz without rent, and 1.7% cheaper with rent.
🙂 Family of 3: Chiang Mai is 29.9% cheaper than Santa Cruz without rent, and 8.1% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Santa Cruz
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$7.72 JMD 1,228
-73.83%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$63 JMD 10K
-70.19%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$8.96 JMD 1,427
-14.40%
Cappuccino
$1.98 ฿64.2
$4.46 JMD 710
-55.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$1.32 JMD 210
-37.88%
Water (0.33 liter bottle)
$0.33 ฿10.58
$0.75 JMD 119
-56.00%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$2.49 JMD 396
-14.86%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$3.06 JMD 487
21.90%
🛒 Groceries & Markets
Chiang Mai
Santa Cruz
Difference
Milk (1 liter)
$1.64 ฿53.2
$4.23 JMD 674
-61.23%
White Bread (500g)
$1.57 ฿50.9
$3.58 JMD 570
-56.15%
Rice (white) (1kg)
$1.19 ฿38.62
$1.61 JMD 256
-26.09%
Eggs
$1.98 ฿64.1
$3.48 JMD 554
-43.10%
Local Cheese (1kg)
$15.99 ฿517
$11.08 JMD 1,764
44.31%
Chicken Fillets (1kg)
$3.12 ฿101
$6.46 JMD 1,028
-51.70%
Beef Round Steak (1kg)
$11.16 ฿361
$7.85 JMD 1,250
42.17%
Apples (1kg)
$2.76 ฿89.2
$5.83 JMD 929
-52.66%
Banana (1kg)
$1.22 ฿39.5
$3.12 JMD 496
-60.90%
Oranges (1kg)
$1.71 ฿55.4
$4.11 JMD 654
-58.39%
Tomato (1kg)
$1.55 ฿50.2
$3 JMD 478
-48.33%
Potato (1kg)
$1.34 ฿43.21
$2.04 JMD 325
-34.31%
Onion (1kg)
$1.21 ฿39.23
$1.92 JMD 305
-36.98%
Lettuce (1 head)
$0.72 ฿23.2
$3 JMD 477
-76.00%
Water (1.5 liter bottle)
$0.53 ฿17.05
$1.49 JMD 238
-64.43%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$8.88 JMD 1,413
-46.85%
Wine (Bottle)
$18.39 ฿595
$11.29 JMD 1,798
62.89%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$2.75 JMD 437
-34.91%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$3.06 JMD 488
4.90%
🚌 Getting Around
Chiang Mai
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
-
-
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
-
-
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$1.11 JMD 177
27.93%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$3.11 JMD 494
-56.59%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$6.33 JMD 1,007
24.01%
Gasoline (1 liter)
$1.25 ฿40.4
$1.23 JMD 195
1.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$43.5K JMD 6.9M
-51.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$34K JMD 5.4M
-35.83%
🧾 Monthly Utilities & Internet
Chiang Mai
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$164 JMD 26.1K
-56.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$22.27 JMD 3,546
-38.39%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$50.6 JMD 8,062
-65.32%
🎉 Sport & Entertainment
Chiang Mai
Santa Cruz
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
-
-
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
-
-
Cinema Ticket
$5.8 ฿188
$13.35 JMD 2,126
-56.55%
🧸 Childcare & Education
Chiang Mai
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$230 JMD 36.6K
34.04%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$2,493 JMD 396.8K
489.80%
👕👟 Clothing & Footwear
Chiang Mai
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$25.93 JMD 4,128
113.65%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$25.56 JMD 4,068
3.29%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$72.1 JMD 11.5K
18.02%
Men's Leather Business Shoes
$71.8 ฿2,323
$77.2 JMD 12.3K
-7.02%
🏠 Accommodation & Living
Chiang Mai
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
-
-
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
-
-
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
-
-
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
-
-
💵 Salaries & Financials
Chiang Mai
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
$396 JMD 63K
77.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
9.15
-45.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Santa Cruz: October 27, 2025

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