Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Rybnik

For one person, living is cheaper in Chiang Mai: $936 a month against $1,394 in Rybnik, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
67

Cost of Living Index in Rybnik
Learn more

Rybnik Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Rybnik

🇵🇱 Poland

$1,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Rybnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Rybnik actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,394 in Rybnik, rent included.

Chiang Mai $936
Rybnik $1,394

A couple spends around $1,457 per month in Chiang Mai vs $2,045 in Rybnik, rent included.

Chiang Mai $1,457
Rybnik $2,045

A family of three spends $1,979 per month in Chiang Mai vs $2,697 in Rybnik, rent included.

Chiang Mai $1,979
Rybnik $2,697

Chiang Mai is about 33% cheaper than Rybnik, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Rybnik is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$10.21 zł 40.36

-78.06%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$45.59 zł 180

-58.32%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$9.08 zł 35.88

-38.88%

Cappuccino

$1.67 ฿56.5

$3.22 zł 12.73

-48.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$1.85 zł 7.31

-65.41%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.94 zł 7.66

-84.02%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$3.80 zł 15.00

-37.89%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$4.18 zł 16.51

-12.44%

Milk (1 liter)

$1.95 ฿65.8

$1.09 zł 4.30

78.90%

White Bread (500g)

$1.44 ฿48.48

$1.97 zł 7.78

-26.90%

Rice (white) (1kg)

$1.33 ฿45.04

$2.13 zł 8.41

-37.56%

Eggs

$2.28 ฿77.1

$4.13 zł 16.34

-44.79%

Local Cheese (1kg)

$16.45 ฿555

$8.21 zł 32.45

100.37%

Chicken Fillets (1kg)

$2.78 ฿93.9

$8.46 zł 33.43

-67.14%

Beef Round Steak (1kg)

$9.31 ฿314

$15.21 zł 60.1

-38.79%

Apples (1kg)

$2.35 ฿79.4

$1.26 zł 4.97

86.51%

Banana (1kg)

$0.97 ฿32.80

$1.82 zł 7.21

-46.70%

Oranges (1kg)

$1.60 ฿53.9

$1.80 zł 7.13

-11.11%

Tomato (1kg)

$1.50 ฿50.6

$3.78 zł 14.94

-60.32%

Potato (1kg)

$1.28 ฿43.12

$1.04 zł 4.10

23.08%

Onion (1kg)

$1.10 ฿37.19

$1.05 zł 4.13

4.76%

Lettuce (1 head)

$0.71 ฿23.82

$1.54 zł 6.08

-53.90%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.72 zł 2.84

-31.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$6.21 zł 24.56

-33.33%

Wine (Bottle)

$17.52 ฿591

$6.24 zł 24.66

180.77%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.14 zł 4.49

41.23%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.50 zł 5.94

85.33%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$1.28 zł 5.07

-32.03%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$21.36 zł 84.4

153.23%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$2.24 zł 8.84

-48.21%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$0.91 zł 3.62

-41.76%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$12.72 zł 50.3

-80.97%

Gasoline (1 liter)

$1.45 ฿48.90

$1.72 zł 6.80

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$31.0K zł 122.7K

-32.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$29.1K zł 115.2K

-7.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$242 zł 957

-74.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$9.43 zł 37.29

29.06%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$19.94 zł 78.8

0.90%

Gym Membership (Monthly)

$37.31 ฿1,259

$39.26 zł 155

-4.97%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$16.31 zł 64.5

-76.89%

Cinema Ticket

$6.49 ฿219

$5.43 zł 21.45

19.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$577 zł 2,280

27.60%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$14.1K zł 55.9K

4.41%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$93.0 zł 368

-42.63%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$42.93 zł 170

-42.60%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$78.4 zł 310

16.73%

Men's Leather Business Shoes

$71.9 ฿2,428

$113 zł 447

-36.40%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$557 zł 2,202

-13.43%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$449 zł 1,773

-31.12%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$850 zł 3,359

18.39%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$702 zł 2,774

-9.73%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,733 zł 6,852

36.32%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,498 zł 5,922

6.07%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,309 zł 5,174

-54.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.67

-16.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Rybnik: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Rybnik

$449 32.2% 45.2% $140

Groceries & Markets

Chiang Mai

$234 25.1%

Rybnik

$253 18.1% 7.8% $18

Clothing & Footwear

Chiang Mai

$109 11.6%

Rybnik

$147 10.6% 35.6% $39

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Rybnik

$272 19.5% 188% $177

Eating Out

Chiang Mai

$78 8.3%

Rybnik

$190 13.6% 145% $112

Getting Around

Chiang Mai

$61 6.6%

Rybnik

$33 2.4% 45.7% $28

Sport & Entertainment

Chiang Mai

$50 5.4%

Rybnik

$50 3.6% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $557 in Rybnik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rybnik are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $46 in Rybnik. Monthly groceries follow the same trend: $234 vs $253 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Rybnik

🕒 Local time

15:07 3:07 PM

09:07 9:07 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

142,510

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Rybnik 7,740 km ≈ 10 h nonstop flight

From you

Chiang Mai
Rybnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Rybnik: Cost of Living - Frequently Asked Questions

Rybnik costs about 49% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,090 in Rybnik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $557 in Rybnik.

Kindergarten costs $736 per month in Chiang Mai and $577 in Rybnik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 8% more in Rybnik, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,394 in Rybnik. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,394 in Rybnik. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Rybnik makes more sense. Both are solid long-term options with distinct trade-offs.