Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Ratchaburi

For one person, living is cheaper in Chiang Mai: $935 a month against $1,006 in Ratchaburi, rent and utilities included – about $850 less a year. Higher rent and utilities in Ratchaburi outweigh lower spending on other living expenses.

Chiang Mai, Thailand
Ratchaburi, Thailand
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Ratchaburi
🇹🇭 Thailand
$1,006
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ratchaburi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ratchaburi actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,006 in Ratchaburi, rent included.

  • Chiang Mai $935
  • Ratchaburi $1,006

A couple spends around $1,467 per month in Chiang Mai vs $1,533 in Ratchaburi, rent included.

  • Chiang Mai $1,467
  • Ratchaburi $1,533

A family of three spends $1,999 per month in Chiang Mai vs $2,061 in Ratchaburi, rent included.

  • Chiang Mai $1,999
  • Ratchaburi $2,061

Chiang Mai is about 7% cheaper than Ratchaburi, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Ratchaburi are more affordable than the global median – Chiang Mai 31% lower, Ratchaburi 26% lower.

Currency
🍽 Eating Out
Chiang Mai
Ratchaburi
Difference
Meal at Budget Restaurant
$2.13 ฿72.0
$3.01 ฿102
-29.24%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿628
$27.13 ฿915
-31.37%
Fast Food Meal (McDonalds, etc)
$5.60 ฿189
$8.75 ฿295
-36.00%
Cappuccino
$1.66 ฿56.1
$1.99 ฿67.2
-16.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.83
$0.65 ฿22.07
-
Water (0.33 liter bottle)
$0.30 ฿10.29
$0.25 ฿8.35
20.00%
Local Beer (0.5 liter draught)
$2.32 ฿78.4
$2.43 ฿82.1
-4.53%
Imported Beer (0.33 liter bottle)
$3.67 ฿124
$2.61 ฿88.1
40.61%
🛒 Groceries & Markets
Chiang Mai
Ratchaburi
Difference
Milk (1 liter)
$2.02 ฿68.0
$1.63 ฿54.9
23.93%
White Bread (500g)
$1.41 ฿47.51
$1.47 ฿49.54
-4.08%
Rice (white) (1kg)
$1.39 ฿46.96
$1.40 ฿47.13
-0.71%
Eggs
$2.37 ฿79.9
$2.19 ฿73.8
8.22%
Local Cheese (1kg)
$16.52 ฿557
$15.19 ฿512
8.76%
Chicken Fillets (1kg)
$2.67 ฿90.1
$2.57 ฿86.8
3.89%
Beef Round Steak (1kg)
$9.02 ฿304
$10.19 ฿344
-11.48%
Apples (1kg)
$2.40 ฿80.9
$3.43 ฿116
-30.03%
Banana (1kg)
$1.04 ฿35.13
$1.25 ฿42.06
-16.80%
Oranges (1kg)
$1.66 ฿56.0
$1.92 ฿64.7
-13.54%
Tomato (1kg)
$1.56 ฿52.6
$1.94 ฿65.6
-19.59%
Potato (1kg)
$1.24 ฿41.76
$1.19 ฿40.24
4.20%
Onion (1kg)
$1.09 ฿36.66
$1.07 ฿36.24
1.87%
Lettuce (1 head)
$0.76 ฿25.70
$1.22 ฿41.32
-37.70%
Water (1.5 liter bottle)
$0.51 ฿17.35
$0.40 ฿13.46
27.50%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿139
$4.39 ฿148
-6.15%
Wine (Bottle)
$17.93 ฿605
$17.51 ฿591
2.40%
Local Beer (0.5 liter bottle)
$1.62 ฿54.8
$1.65 ฿55.8
-1.82%
Imported Beer (0.33 liter bottle)
$2.82 ฿95.2
$2.95 ฿99.7
-4.41%
🚌 Getting Around
Chiang Mai
Ratchaburi
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.53
$0.99 ฿33.26
-6.06%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,785
-
-
Taxi Start (Normal Tariff)
$1.18 ฿39.70
$1.17 ฿39.62
0.85%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.79
$1.07 ฿36.25
-84.11%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿61.1
$3.62 ฿122
-50.00%
Gasoline (1 liter)
$1.47 ฿49.69
$1.50 ฿50.6
-2.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿708.9K
$46.1K ฿1.6M
-54.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿894.6K
$26.2K ฿885.1K
1.08%
🧾 Monthly Utilities & Internet
Chiang Mai
Ratchaburi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,111
$91.0 ฿3,071
-31.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿392
$11.63 ฿392
-0.26%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿685
$18.72 ฿632
8.44%
🎉 Sport & Entertainment
Chiang Mai
Ratchaburi
Difference
Gym Membership (Monthly)
$37.88 ฿1,278
$53.7 ฿1,811
-29.42%
Tennis Court (1 Hour on Weekend)
$3.70 ฿125
$13.50 ฿455
-72.59%
Cinema Ticket
$6.51 ฿220
$7.59 ฿256
-14.23%
🧸 Childcare & Education
Chiang Mai
Ratchaburi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.5K
$630 ฿21.3K
15.41%
International Primary School, 1 Child (Yearly)
$16.6K ฿559.2K
$20.7K ฿697.4K
-19.82%
👕👟 Clothing & Footwear
Chiang Mai
Ratchaburi
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,807
$50.1 ฿1,690
6.89%
Summer Dress (H&M, Zara, etc)
$24.80 ฿837
$29.01 ฿979
-14.51%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,050
$95.5 ฿3,222
-5.35%
Men's Leather Business Shoes
$72.0 ฿2,428
$75.5 ฿2,546
-4.62%
🏠 Accommodation & Living
Chiang Mai
Ratchaburi
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$497 ฿16.8K
-3.24%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.5K
$357 ฿12.0K
-13.15%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.7K
$1,266 ฿42.7K
-16.37%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.2K
$645 ฿21.7K
2.18%
Buy Apartment in City Center (m2)
$2,418 ฿81.6K
$2,210 ฿74.6K
9.42%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.3K
$1,851 ฿62.5K
-13.10%
💵 Salaries & Financials
Chiang Mai
Ratchaburi
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.96
-6.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Ratchaburi: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Ratchaburi
$357 15.1% $47
Groceries & Markets
Chiang Mai
$237
Ratchaburi
$241 1.8% $4.3
Clothing & Footwear
Chiang Mai
$108
Ratchaburi
$113 3.9% $4.2
Monthly Utilities & Internet
Chiang Mai
$94
Ratchaburi
$121 28.5% $27
Eating Out
Chiang Mai
$77
Ratchaburi
$95 24.3% $19
Getting Around
Chiang Mai
$59
Ratchaburi
$10 * 82.1% $48
Sport & Entertainment
Chiang Mai
$51
Ratchaburi
$69 35.3% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $497 in Ratchaburi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $27 in Ratchaburi. Monthly groceries follow the same trend: $237 vs $241 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇹🇭 Ratchaburi
🕒 Local time
01:24 1:24 AM
01:24 1:24 AM
Same time as Chiang Mai
🌤 Weather
👥 Population
127,240
38,208
💱 Currency
Thai Baht THB ฿
Thai Baht THB ฿
Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Chiang Mai Ratchaburi 590 km ≈ 1 h 15 min nonstop flight
From you
  • Chiang Mai
  • Ratchaburi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Ratchaburi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Ratchaburi?
Ratchaburi costs about 8% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Ratchaburi?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,509 in Ratchaburi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Chiang Mai compared to Ratchaburi?
A central 1-bedroom goes for about $481 in Chiang Mai and $497 in Ratchaburi. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How much does it cost to live in Chiang Mai compared to Ratchaburi?
Monthly expenses with rent come to $935 in Chiang Mai and $1,006 in Ratchaburi. That makes Chiang Mai about 7% cheaper.
How do dining costs compare in Chiang Mai and in Ratchaburi?
A mid-range dinner for two costs $19 in Chiang Mai and $27 in Ratchaburi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $800/month in Chiang Mai or in Ratchaburi?
$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,006 in Ratchaburi. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Chiang Mai or Ratchaburi?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,006 in Ratchaburi. Climate, culture, job market, and personal taste all factor in.
How safe is Chiang Mai compared to Ratchaburi?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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