Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Puerto Armuelles

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Puerto Armuelles

🇵🇦 Panama

/mo nomad

Meal at Budget Restaurant

$2.24 ฿75.5

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

Cappuccino

$1.67 ฿56.4

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

Water (0.33 liter bottle)

$0.31 ฿10.29

Local Beer (0.5 liter draught)

$2.36 ฿79.4

Imported Beer (0.33 liter bottle)

$3.66 ฿123

Milk (1 liter)

$1.95 ฿65.6

White Bread (500g)

$1.44 ฿48.39

Rice (white) (1kg)

$1.33 ฿44.96

Eggs

$2.28 ฿76.9

Local Cheese (1kg)

$16.45 ฿554

Chicken Fillets (1kg)

$2.78 ฿93.7

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.3

Banana (1kg)

$0.97 ฿32.75

Oranges (1kg)

$1.60 ฿53.8

Tomato (1kg)

$1.50 ฿50.6

Potato (1kg)

$1.28 ฿43.05

Onion (1kg)

$1.10 ฿37.13

Lettuce (1 head)

$0.71 ฿23.78

Water (1.5 liter bottle)

$0.49 ฿16.34

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

Wine (Bottle)

$17.52 ฿590

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

One-way Ticket (Public Transport)

$0.87 ฿29.26

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,822

Taxi Start (Normal Tariff)

$1.16 ฿38.99

Taxi (Normal Tariff) (1km)

$0.53 ฿17.77

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

Gasoline (1 liter)

$1.45 ฿48.81

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

International Primary School, 1 Child (Yearly)

$14.8K ฿497.4K

Jeans (Levis 501 Or Similar)

$53.4 ฿1,798

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

Sport Shoes (Adidas, Nike)

$91.5 ฿3,082

Men's Leather Business Shoes

$71.9 ฿2,424

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.2K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.5K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Puerto Armuelles: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Puerto Armuelles

–

Groceries & Markets

Chiang Mai

$234 25.1%

Puerto Armuelles

–

Clothing & Footwear

Chiang Mai

$109 11.6%

Puerto Armuelles

–

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Puerto Armuelles

–

Eating Out

Chiang Mai

$78 8.3%

Puerto Armuelles

–

Getting Around

Chiang Mai

$61 6.6%

Puerto Armuelles

–

Sport & Entertainment

Chiang Mai

$50 5.4%

Puerto Armuelles

–

Good to know

🇹🇭 Chiang Mai

🇵🇦 Puerto Armuelles

🕒 Local time

14:54 2:54 PM

02:54 2:54 AM

12 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

20,455

💱 Currency

Thai Baht THB ฿

Panamanian Balboa PAB B/.

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

1 PAB = 1 USD

1 PAB = 0.894 EUR

Exchange rates and currency converter

PAB, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 30, 2026: 1 USD = 33.69 THB (100 THB = 2.97 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Panamanian Balboa exchange rates as of October 30, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.894 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Puerto Armuelles 17,000 km ≈ 22 h nonstop flight

From you

Chiang Mai
Puerto Armuelles

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Puerto Armuelles: Cost of Living - Frequently Asked Questions

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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