Cost of Living Comparison Between Chiang Mai and Phnom Penh Cost of Living Comparison Between Chiang Mai and Phnom Penh

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $963 in Phnom Penh, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $1,487 in Phnom Penh, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $2,011 in Phnom Penh, rent included.

Chiang Mai is about 10% cheaper than Phnom Penh, driven mainly by Eating Out.

Both Chiang Mai and Phnom Penh are more affordable than the global median – Chiang Mai 35% lower, Phnom Penh 28% lower.

Currency
🍽 Eating Out
Chiang Mai
Phnom Penh
Difference
Meal at Budget Restaurant
$1.94 ฿63.5
$5.14 ៛20.7K
-62.26%
Three-Course Dinner for Two, Mid-Range
$18.64 ฿609
$29.79 ៛119.8K
-37.43%
Fast Food Meal (McDonalds, etc)
$7.82 ฿255
$6.95 ៛27.9K
12.52%
Cappuccino
$1.95 ฿63.8
$2.65 ៛10.7K
-26.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿27.77
$1.02 ៛4,111
-16.67%
Water (0.33 liter bottle)
$0.35 ฿11.58
$1.03 ៛4,154
-66.02%
Local Beer (0.5 liter draught)
$2.13 ฿69.6
$1.47 ៛5,900
44.90%
Imported Beer (0.33 liter bottle)
$3.73 ฿122
$2.55 ៛10.3K
46.27%
🛒 Groceries & Markets
Chiang Mai
Phnom Penh
Difference
Milk (1 liter)
$1.71 ฿56.0
$2.07 ៛8,342
-17.39%
White Bread (500g)
$1.63 ฿53.2
$1.46 ៛5,853
11.64%
Rice (white) (1kg)
$1.14 ฿37.15
$1.03 ៛4,156
10.68%
Eggs
$1.93 ฿63.1
$1.83 ៛7,346
5.46%
Local Cheese (1kg)
$16.21 ฿530
$12.64 ៛50.8K
28.24%
Chicken Fillets (1kg)
$3.12 ฿102
$4.04 ៛16.2K
-22.77%
Beef Round Steak (1kg)
$10.90 ฿356
$10.44 ៛42.0K
4.41%
Apples (1kg)
$2.75 ฿90.0
$4.60 ៛18.5K
-40.22%
Banana (1kg)
$1.21 ฿39.52
$1.62 ៛6,500
-25.31%
Oranges (1kg)
$1.62 ฿53.0
$3.81 ៛15.3K
-57.48%
Tomato (1kg)
$1.59 ฿51.8
$1.45 ៛5,823
9.66%
Potato (1kg)
$1.40 ฿45.70
$1.67 ៛6,719
-16.17%
Onion (1kg)
$1.17 ฿38.17
$1.24 ៛4,992
-5.65%
Lettuce (1 head)
$0.66 ฿21.60
$1.40 ៛5,613
-52.86%
Water (1.5 liter bottle)
$0.53 ฿17.22
$0.67 ៛2,689
-20.90%
Cigarettes 20 Pack (Marlboro, Camel)
$4.69 ฿153
$2.03 ៛8,167
131.03%
Wine (Bottle)
$18.66 ฿609
$11.90 ៛47.9K
56.81%
Local Beer (0.5 liter bottle)
$1.80 ฿58.8
$1.02 ៛4,085
76.47%
Imported Beer (0.33 liter bottle)
$3.23 ฿106
$1.70 ៛6,838
90.00%
🚌 Getting Around
Chiang Mai
Phnom Penh
Difference
One-way Ticket (Public Transport)
$0.90 ฿29.26
$1.53 ៛6,138
-41.18%
Public Transport Monthly Pass (Regular Price)
$19.21 ฿628
$10.79 ៛43.4K
78.04%
Taxi Start (Normal Tariff)
$1.41 ฿45.91
$1.04 ៛4,172
35.58%
Taxi (Normal Tariff) (1km)
$1.29 ฿42.12
$1.01 ៛4,065
27.72%
Taxi 1hour Waiting (Normal Tariff)
$7.84 ฿256
$4.61 ៛18.6K
70.07%
Gasoline (1 liter)
$1.27 ฿41.58
$1.18 ៛4,750
7.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ฿694.9K
$49.6K ៛199.6M
-57.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ฿725.4K
$36.8K ៛147.8M
-39.56%
🧾 Monthly Utilities & Internet
Chiang Mai
Phnom Penh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69.1 ฿2,256
$106 ៛426.7K
-34.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.08 ฿460
$6.41 ៛25.8K
119.66%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿588
$23.17 ៛93.2K
-22.31%
🎉 Sport & Entertainment
Chiang Mai
Phnom Penh
Difference
Gym Membership (Monthly)
$41.06 ฿1,341
$46.71 ៛187.8K
-12.10%
Tennis Court (1 Hour on Weekend)
$6.96 ฿227
$14.54 ៛58.5K
-52.13%
Cinema Ticket
$5.92 ฿193
$4.62 ៛18.6K
28.14%
🧸 Childcare & Education
Chiang Mai
Phnom Penh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$299 ฿9,766
$374 ៛1.5M
-20.03%
International Primary School, 1 Child (Yearly)
$15.0K ฿488.3K
$11.7K ៛47.0M
27.93%
👕👟 Clothing & Footwear
Chiang Mai
Phnom Penh
Difference
Jeans (Levis 501 Or Similar)
$54.7 ฿1,787
$22.36 ៛89.9K
144.63%
Summer Dress (H&M, Zara, etc)
$26.77 ฿874
$22.30 ៛89.7K
20.04%
Sport Shoes (Adidas, Nike)
$85.0 ฿2,776
$89.9 ៛361.5K
-5.46%
Men's Leather Business Shoes
$70.6 ฿2,306
$72.2 ៛290.4K
-2.24%
🏠 Accommodation & Living
Chiang Mai
Phnom Penh
Difference
1-bedroom Apartment, City Center (Monthly)
$428 ฿14.0K
$504 ៛2.0M
-15.10%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,752
$280 ៛1.1M
-15.31%
3-bedroom Apartment, City Center (Monthly)
$801 ฿26.2K
$1,023 ៛4.1M
-21.66%
3-bedroom Apartment, Outside City Center (Monthly)
$515 ฿16.8K
$567 ៛2.3M
-9.07%
Buy Apartment in City Center (m2)
$1,975 ฿64.5K
$2,925 ៛11.8M
-32.50%
Buy Apartment Outside City Center (m2)
$1,475 ฿48.2K
$1,484 ៛6.0M
-0.62%
💵 Salaries & Financials
Chiang Mai
Phnom Penh
Difference
Average Monthly Net Salary (After Tax)
$617 ฿20.2K
$349 ៛1.4M
76.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
10.3
-51.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Phnom Penh: May 30, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $504 in Phnom Penh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $30.00 in Phnom Penh. Groceries tell a different story – $246 in Chiang Mai vs $245 in Phnom Penh – so Phnom Penh wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Phnom Penh: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Phnom Penh?
Phnom Penh costs about 11% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Phnom Penh?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $1,445 in Phnom Penh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Phnom Penh?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Phnom Penh?
Kindergarten costs $299 per month in Chiang Mai and $374 in Phnom Penh. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Phnom Penh?
Interestingly, groceries are about 1% cheaper in Phnom Penh – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Phnom Penh?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Phnom Penh at $963. In Chiang Mai it covers expenses comfortably, while in Phnom Penh it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Phnom Penh?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $963 in Phnom Penh. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Phnom Penh?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Phnom Penh?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phnom Penh makes more sense. Both are solid long-term options with distinct trade-offs.

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