Cost of Living Comparison Between Chiang Mai and Phan Thiet Cost of Living Comparison Between Chiang Mai and Phan Thiet

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $643 in Phan Thiet, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $1,014 in Phan Thiet, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $1,385 in Phan Thiet, rent included.

Chiang Mai costs about 35% more than Phan Thiet, driven mainly by Groceries & Markets.

Both Chiang Mai and Phan Thiet are more affordable than the global median – Chiang Mai 35% lower, Phan Thiet 52% lower.

Currency
🍽 Eating Out
Chiang Mai
Phan Thiet
Difference
Meal at Budget Restaurant
$1.94 ฿63.5
$2.63 ₫69.0K
-26.24%
Three-Course Dinner for Two, Mid-Range
$18.64 ฿609
$20.90 ₫549.1K
-10.81%
Fast Food Meal (McDonalds, etc)
$7.82 ฿255
$3.73 ₫98.1K
109.65%
Cappuccino
$1.95 ฿63.8
$1.04 ₫27.2K
87.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿27.77
$0.41 ₫10.9K
107.32%
Water (0.33 liter bottle)
$0.35 ฿11.58
$0.22 ₫5,757
59.09%
Local Beer (0.5 liter draught)
$2.13 ฿69.6
$0.57 ₫14.9K
273.68%
Imported Beer (0.33 liter bottle)
$3.73 ฿122
$1.12 ₫29.5K
233.04%
🛒 Groceries & Markets
Chiang Mai
Phan Thiet
Difference
Milk (1 liter)
$1.71 ฿56.0
$1.28 ₫33.6K
33.59%
White Bread (500g)
$1.63 ฿53.2
$0.36 ₫9,524
352.78%
Rice (white) (1kg)
$1.14 ฿37.15
$0.93 ₫24.4K
22.58%
Eggs
$1.93 ฿63.1
$1.12 ₫29.5K
72.32%
Local Cheese (1kg)
$16.21 ฿530
$15.25 ₫400.7K
6.30%
Chicken Fillets (1kg)
$3.12 ฿102
$3.18 ₫83.6K
-1.89%
Beef Round Steak (1kg)
$10.90 ฿356
$8.23 ₫216.2K
32.44%
Apples (1kg)
$2.75 ฿90.0
$1.83 ₫48.2K
50.27%
Banana (1kg)
$1.21 ฿39.52
$0.73 ₫19.3K
65.75%
Oranges (1kg)
$1.62 ฿53.0
$1.31 ₫34.4K
23.66%
Tomato (1kg)
$1.59 ฿51.8
$0.99 ₫26.0K
60.61%
Potato (1kg)
$1.40 ฿45.70
$0.63 ₫16.5K
122.22%
Onion (1kg)
$1.17 ฿38.17
$0.66 ₫17.4K
77.27%
Lettuce (1 head)
$0.66 ฿21.60
$0.61 ₫16.0K
8.20%
Water (1.5 liter bottle)
$0.53 ฿17.22
$0.48 ₫12.6K
10.42%
Cigarettes 20 Pack (Marlboro, Camel)
$4.69 ฿153
$1.55 ₫40.8K
202.58%
Wine (Bottle)
$18.66 ฿609
$9.70 ₫254.7K
92.37%
Local Beer (0.5 liter bottle)
$1.80 ฿58.8
$0.39 ₫10.3K
361.54%
Imported Beer (0.33 liter bottle)
$3.23 ฿106
$1.40 ₫36.7K
130.71%
🚌 Getting Around
Chiang Mai
Phan Thiet
Difference
One-way Ticket (Public Transport)
$0.90 ฿29.26
$0.34 ₫9,016
164.71%
Public Transport Monthly Pass (Regular Price)
$19.21 ฿628
$6.52 ₫171.3K
194.63%
Taxi Start (Normal Tariff)
$1.41 ฿45.91
$0.39 ₫10.3K
261.54%
Taxi (Normal Tariff) (1km)
$1.29 ฿42.12
$0.61 ₫16.1K
111.48%
Taxi 1hour Waiting (Normal Tariff)
$7.84 ฿256
$2.71 ₫71.2K
189.30%
Gasoline (1 liter)
$1.27 ฿41.58
$0.84 ₫22.0K
51.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ฿694.9K
$21.3K ₫558.4M
0.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ฿725.4K
$40.1K ₫1.1B
-44.58%
🧾 Monthly Utilities & Internet
Chiang Mai
Phan Thiet
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69.1 ฿2,256
$42.86 ₫1.1M
61.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.08 ฿460
$6.01 ₫157.8K
134.28%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿588
$9.15 ₫240.5K
96.72%
🎉 Sport & Entertainment
Chiang Mai
Phan Thiet
Difference
Gym Membership (Monthly)
$41.06 ฿1,341
$21.27 ₫558.8K
93.04%
Tennis Court (1 Hour on Weekend)
$6.96 ฿227
$7.75 ₫203.6K
-10.19%
Cinema Ticket
$5.92 ฿193
$2.93 ₫77.0K
102.05%
🧸 Childcare & Education
Chiang Mai
Phan Thiet
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$299 ฿9,766
$288 ₫7.6M
3.66%
International Primary School, 1 Child (Yearly)
$15.0K ฿488.3K
$11.6K ₫305.6M
28.57%
👕👟 Clothing & Footwear
Chiang Mai
Phan Thiet
Difference
Jeans (Levis 501 Or Similar)
$54.7 ฿1,787
$22.81 ₫599.4K
139.81%
Summer Dress (H&M, Zara, etc)
$26.77 ฿874
$22.56 ₫592.6K
18.66%
Sport Shoes (Adidas, Nike)
$85.0 ฿2,776
$38.43 ₫1.0M
121.16%
Men's Leather Business Shoes
$70.6 ฿2,306
$58.0 ₫1.5M
21.83%
🏠 Accommodation & Living
Chiang Mai
Phan Thiet
Difference
1-bedroom Apartment, City Center (Monthly)
$428 ฿14.0K
$354 ₫9.3M
21.07%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,752
$248 ₫6.5M
-4.40%
3-bedroom Apartment, City Center (Monthly)
$801 ฿26.2K
$697 ₫18.3M
14.95%
3-bedroom Apartment, Outside City Center (Monthly)
$515 ฿16.8K
$476 ₫12.5M
8.29%
Buy Apartment in City Center (m2)
$1,975 ฿64.5K
$4,165 ₫109.4M
-52.59%
Buy Apartment Outside City Center (m2)
$1,475 ฿48.2K
$1,398 ₫36.7M
5.48%
💵 Salaries & Financials
Chiang Mai
Phan Thiet
Difference
Average Monthly Net Salary (After Tax)
$617 ฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
9.1
-45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Phan Thiet: June 1, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $354 in Phan Thiet. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $21.00 in Phan Thiet. Groceries tell a different story – $246 in Chiang Mai vs $170 in Phan Thiet – so Phan Thiet wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Phan Thiet: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Phan Thiet?
Chiang Mai costs about 35% more than Phan Thiet, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Phan Thiet?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $964 in Phan Thiet. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Phan Thiet?
Rent is clearly cheaper in Phan Thiet, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Phan Thiet?
Kindergarten costs $299 per month in Chiang Mai and $288 in Phan Thiet. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Phan Thiet?
Groceries cost about 45% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Chiang Mai or Phan Thiet?
$1,200 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $643 in Phan Thiet, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Phan Thiet?
For digital nomads, it depends on budget. Phan Thiet costs $643 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Phan Thiet?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Phan Thiet?
If budget matters most, go with Phan Thiet. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

Chiang Mai vs other spots: cost of living compared

Similar cities