Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Pazardzhik

For one person, living is cheaper in Pazardzhik: $808 a month against $936 in Chiang Mai, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Pazardzhik, Bulgaria
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Pazardzhik
🇧🇬 Bulgaria
$808
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Pazardzhik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Pazardzhik actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $808 in Pazardzhik, rent included.

  • Chiang Mai $936
  • Pazardzhik $808

A couple spends around $1,457 per month in Chiang Mai vs $1,028 in Pazardzhik, rent included.

  • Chiang Mai $1,457
  • Pazardzhik $1,028

A family of three spends $1,979 per month in Chiang Mai vs $1,248 in Pazardzhik, rent included.

  • Chiang Mai $1,979
  • Pazardzhik $1,248

Chiang Mai costs about 16% more than Pazardzhik, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Pazardzhik are more affordable than the global median – Chiang Mai 31% lower, Pazardzhik 41% lower.

Currency
🍽 Eating Out
Chiang Mai
Pazardzhik
Difference
Meal at Budget Restaurant
$2.24 ฿75.7
$10.70 BGN 18.83
-79.07%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿642
$28.16 BGN 49.56
-32.53%
Fast Food Meal (McDonalds, etc)
$5.55 ฿188
$9.81 BGN 17.26
-43.43%
Cappuccino
$1.67 ฿56.6
$2.35 BGN 4.14
-28.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.56
$1.84 BGN 3.24
-65.22%
Water (0.33 liter bottle)
$0.31 ฿10.32
$1.38 BGN 2.42
-77.54%
Local Beer (0.5 liter draught)
$2.36 ฿79.6
$1.92 BGN 3.39
22.92%
Imported Beer (0.33 liter bottle)
$3.66 ฿124
$2.25 BGN 3.96
62.67%
🛒 Groceries & Markets
Chiang Mai
Pazardzhik
Difference
Milk (1 liter)
$1.95 ฿65.8
$1.73 BGN 3.04
12.72%
White Bread (500g)
$1.44 ฿48.51
$1.04 BGN 1.82
38.46%
Rice (white) (1kg)
$1.33 ฿45.07
$1.76 BGN 3.11
-24.43%
Eggs
$2.28 ฿77.1
$3.60 BGN 6.34
-36.67%
Local Cheese (1kg)
$16.45 ฿556
-
-
Chicken Fillets (1kg)
$2.78 ฿94.0
$6.61 BGN 11.63
-57.94%
Beef Round Steak (1kg)
$9.31 ฿314
-
-
Apples (1kg)
$2.35 ฿79.5
$1.41 BGN 2.48
66.67%
Banana (1kg)
$0.97 ฿32.82
$2.06 BGN 3.63
-52.91%
Oranges (1kg)
$1.60 ฿53.9
$1.41 BGN 2.48
13.48%
Tomato (1kg)
$1.50 ฿50.7
$2.23 BGN 3.92
-32.74%
Potato (1kg)
$1.28 ฿43.15
$2.88 BGN 5.08
-55.56%
Onion (1kg)
$1.10 ฿37.22
-
-
Lettuce (1 head)
$0.71 ฿23.84
$2.22 BGN 3.90
-68.02%
Water (1.5 liter bottle)
$0.49 ฿16.38
$0.64 BGN 1.13
-23.44%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$3.48 BGN 6.12
18.97%
Wine (Bottle)
$17.52 ฿592
-
-
Local Beer (0.5 liter bottle)
$1.61 ฿54.5
$1.00 BGN 1.76
61.00%
Imported Beer (0.33 liter bottle)
$2.78 ฿94.0
-
-
🚌 Getting Around
Chiang Mai
Pazardzhik
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.33
$0.88 BGN 1.55
-1.14%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,827
-
-
Taxi Start (Normal Tariff)
$1.16 ฿39.08
$1.23 BGN 2.17
-5.69%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.82
$0.71 BGN 1.25
-25.35%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.8
-
-
Gasoline (1 liter)
$1.45 ฿48.93
$1.67 BGN 2.93
-13.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿711.2K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿909.8K
-
-
🧾 Monthly Utilities & Internet
Chiang Mai
Pazardzhik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,100
$119 BGN 209
-47.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿411
$17.06 BGN 30.02
-28.66%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿680
$17.83 BGN 31.38
12.84%
🎉 Sport & Entertainment
Chiang Mai
Pazardzhik
Difference
Gym Membership (Monthly)
$37.31 ฿1,260
$29.50 BGN 51.9
26.47%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$10.25 BGN 18.03
-63.22%
Cinema Ticket
$6.49 ฿219
$6.18 BGN 10.88
5.02%
🧸 Childcare & Education
Chiang Mai
Pazardzhik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.9K
$339 BGN 596
117.39%
International Primary School, 1 Child (Yearly)
$14.8K ฿498.6K
-
-
👕👟 Clothing & Footwear
Chiang Mai
Pazardzhik
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,802
$133 BGN 234
-59.94%
Summer Dress (H&M, Zara, etc)
$24.64 ฿832
-
-
Sport Shoes (Adidas, Nike)
$91.5 ฿3,089
-
-
Men's Leather Business Shoes
$71.9 ฿2,429
-
-
🏠 Accommodation & Living
Chiang Mai
Pazardzhik
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
$286 BGN 504
68.39%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$225 BGN 397
37.11%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿34.0K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.4K
-
-
Buy Apartment in City Center (m2)
$2,363 ฿79.8K
$1,150 BGN 2,023
105.58%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.7K
$736 BGN 1,295
115.93%
💵 Salaries & Financials
Chiang Mai
Pazardzhik
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
$681 BGN 1,199
-13.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
4.77
16.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Pazardzhik: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Pazardzhik
–
Groceries & Markets
Chiang Mai
$234
Pazardzhik
–
Clothing & Footwear
Chiang Mai
$109
Pazardzhik
–
Monthly Utilities & Internet
Chiang Mai
$94
Pazardzhik
–
Eating Out
Chiang Mai
$78
Pazardzhik
–
Getting Around
Chiang Mai
$61
Pazardzhik
–
Sport & Entertainment
Chiang Mai
$50
Pazardzhik
–

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $286 in Pazardzhik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Pazardzhik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $28 in Pazardzhik. Groceries tell a different story – $234 in Chiang Mai vs $149 in Pazardzhik – so Pazardzhik wins on supermarket bills even if dining out costs more.

Good to know
🇹🇭 Chiang Mai
🇧🇬 Pazardzhik
🕒 Local time
07:13 7:13 AM
02:13 2:13 AM
5 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
76,739
💱 Currency
Thai Baht THB ฿
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Bulgarian Lev exchange rates as of October 29, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

On the map
Between locations
  • Chiang Mai Pazardzhik 7,370 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Pazardzhik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Pazardzhik: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Pazardzhik?
Chiang Mai costs about 16% more than Pazardzhik, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Pazardzhik?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,212 in Pazardzhik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Pazardzhik?
Rent is clearly cheaper in Pazardzhik, especially for central apartments: a one-bedroom in the center costs $286 there versus $482 in Chiang Mai.
How do dining costs compare in Chiang Mai and in Pazardzhik?
A mid-range dinner for two costs $19 in Chiang Mai and $28 in Pazardzhik. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Pazardzhik?
Groceries cost about 58% more in Chiang Mai, though the gap depends on what you buy.
Can you live on $1,200/month in Chiang Mai or in Pazardzhik?
$1,200 covers both cities comfortably – all-in costs are $936 in Chiang Mai and $808 in Pazardzhik, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Pazardzhik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Chiang Mai compared to Pazardzhik?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

Chiang Mai vs other spots: cost of living compared

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