Cost of Living Comparison Between Chiang Mai and Papamoa Beach Cost of Living Comparison Between Chiang Mai and Papamoa Beach

🙂 Solo nomad: Chiang Mai is 48% cheaper than Papamoa Beach without rent, and 54.1% cheaper with rent.
🙂 Family of 3: Chiang Mai is 53.4% cheaper than Papamoa Beach without rent, and 52.3% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Papamoa Beach
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$14.88 NZ$24.55
-86.42%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$77.8 NZ$128
-75.85%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$9.78 NZ$16.13
-21.57%
Cappuccino
$1.98 ฿64.2
$3.5 NZ$5.78
-43.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$2.37 NZ$3.91
-65.40%
Water (0.33 liter bottle)
$0.33 ฿10.58
$2.22 NZ$3.65
-85.14%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$7.17 NZ$11.82
-70.43%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$7.03 NZ$11.6
-46.94%
🛒 Groceries & Markets
Chiang Mai
Papamoa Beach
Difference
Milk (1 liter)
$1.64 ฿53.2
$1.81 NZ$2.99
-9.39%
White Bread (500g)
$1.57 ฿50.9
$1.08 NZ$1.78
45.37%
Rice (white) (1kg)
$1.19 ฿38.62
$2.01 NZ$3.31
-40.80%
Eggs
$1.98 ฿64.1
$6.96 NZ$11.48
-71.55%
Local Cheese (1kg)
$15.99 ฿517
$8.57 NZ$14.14
86.58%
Chicken Fillets (1kg)
$3.12 ฿101
$9.62 NZ$15.87
-67.57%
Beef Round Steak (1kg)
$11.16 ฿361
$13.07 NZ$21.56
-14.61%
Apples (1kg)
$2.76 ฿89.2
$2.84 NZ$4.68
-2.82%
Banana (1kg)
$1.22 ฿39.5
$2.27 NZ$3.74
-46.26%
Oranges (1kg)
$1.71 ฿55.4
$3.37 NZ$5.56
-49.26%
Tomato (1kg)
$1.55 ฿50.2
$4 NZ$6.59
-61.25%
Potato (1kg)
$1.34 ฿43.21
$2.02 NZ$3.33
-33.66%
Onion (1kg)
$1.21 ฿39.23
$1.72 NZ$2.83
-29.65%
Lettuce (1 head)
$0.72 ฿23.2
$1.9 NZ$3.14
-62.11%
Water (1.5 liter bottle)
$0.53 ฿17.05
$1.25 NZ$2.06
-57.60%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$25.39 NZ$41.88
-81.41%
Wine (Bottle)
$18.39 ฿595
$11.55 NZ$19.04
59.22%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$2.96 NZ$4.89
-39.53%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$3.89 NZ$6.42
-17.48%
🚌 Getting Around
Chiang Mai
Papamoa Beach
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
$2.12 NZ$3.5
-55.66%
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
$64.2 NZ$106
-70.57%
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$2.16 NZ$3.55
-34.26%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$1.92 NZ$3.16
-29.69%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$35.73 NZ$58.9
-78.03%
Gasoline (1 liter)
$1.25 ฿40.4
$1.62 NZ$2.67
-22.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$28.7K NZ$47.3K
-26.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$22K NZ$36.4K
-0.90%
🧾 Monthly Utilities & Internet
Chiang Mai
Papamoa Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$143 NZ$235
-50.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$29.91 NZ$49.34
-54.13%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$49.52 NZ$81.7
-64.54%
🎉 Sport & Entertainment
Chiang Mai
Papamoa Beach
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
$36.13 NZ$59.6
15.25%
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
$11.94 NZ$19.69
-42.21%
Cinema Ticket
$5.8 ฿188
$15.27 NZ$25.19
-62.02%
🧸 Childcare & Education
Chiang Mai
Papamoa Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$891 NZ$1,470
-65.45%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$13.4K NZ$22.1K
9.58%
👕👟 Clothing & Footwear
Chiang Mai
Papamoa Beach
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$63.3 NZ$104
-12.42%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$49.73 NZ$82
-46.91%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$85.8 NZ$142
-0.80%
Men's Leather Business Shoes
$71.8 ฿2,323
$121 NZ$199
-40.64%
🏠 Accommodation & Living
Chiang Mai
Papamoa Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
$972 NZ$1,603
-55.33%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
$798 NZ$1,316
-70.53%
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
$1,580 NZ$2,606
-48.04%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
$1,438 NZ$2,372
-65.35%
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
$4,392 NZ$7,244
-50.36%
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
$3,700 NZ$6,102
-58.30%
💵 Salaries & Financials
Chiang Mai
Papamoa Beach
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
$1,592 NZ$2,625
-55.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6.37
-21.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Papamoa Beach: October 28, 2025

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