Cost of Living Comparison Between Chiang Mai and Panama City Cost of Living Comparison Between Chiang Mai and Panama City

🙂 Solo nomad: Chiang Mai is 30.5% cheaper than Panama City without rent, and 50.7% cheaper with rent.

🙂 Family of 3: Chiang Mai is 34.7% cheaper than Panama City without rent, and 49.2% cheaper with rent.

Meal at Budget Restaurant

$2.02 ฿65.3

$10.18 PAB 10.18

-80.16%

Three-Course Dinner for Two, Mid-Range

$18.78 ฿608

$49.36 PAB 49.36

-61.95%

Fast Food Meal (McDonalds, etc)

$7.67 ฿248

$8.16 PAB 8.16

-6.00%

Cappuccino

$1.98 ฿64.2

$3.58 PAB 3.58

-44.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ฿26.64

$1.66 PAB 1.66

-50.60%

Water (0.33 liter bottle)

$0.33 ฿10.58

$1.41 PAB 1.41

-76.60%

Local Beer (0.5 liter draught)

$2.12 ฿68.6

$3.08 PAB 3.08

-31.17%

Imported Beer (0.33 liter bottle)

$3.73 ฿121

$3.9 PAB 3.9

-4.36%

Milk (1 liter)

$1.64 ฿53.2

$1.88 PAB 1.88

-12.77%

White Bread (500g)

$1.57 ฿50.9

$2.56 PAB 2.56

-38.67%

Rice (white) (1kg)

$1.19 ฿38.62

$2.52 PAB 2.52

-52.78%

Eggs

$1.98 ฿64.1

$2.95 PAB 2.95

-32.88%

Local Cheese (1kg)

$15.99 ฿517

$11.6 PAB 11.6

37.84%

Chicken Fillets (1kg)

$3.12 ฿101

$7.14 PAB 7.14

-56.30%

Beef Round Steak (1kg)

$11.16 ฿361

$9.92 PAB 9.92

12.50%

Apples (1kg)

$2.76 ฿89.2

$3.42 PAB 3.42

-19.30%

Banana (1kg)

$1.22 ฿39.5

$1.49 PAB 1.49

-18.12%

Oranges (1kg)

$1.71 ฿55.4

$2.73 PAB 2.73

-37.36%

Tomato (1kg)

$1.55 ฿50.2

$3.24 PAB 3.24

-52.16%

Potato (1kg)

$1.34 ฿43.21

$2.28 PAB 2.28

-41.23%

Onion (1kg)

$1.21 ฿39.23

$2.91 PAB 2.91

-58.42%

Lettuce (1 head)

$0.72 ฿23.2

$2.14 PAB 2.14

-66.36%

Water (1.5 liter bottle)

$0.53 ฿17.05

$1.57 PAB 1.57

-66.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.72 ฿153

$5.84 PAB 5.84

-19.18%

Wine (Bottle)

$18.39 ฿595

$9.91 PAB 9.91

85.57%

Local Beer (0.5 liter bottle)

$1.79 ฿57.9

$1.3 PAB 1.3

37.69%

Imported Beer (0.33 liter bottle)

$3.21 ฿104

$2.32 PAB 2.32

38.36%

One-way Ticket (Public Transport)

$0.94 ฿30.44

$0.44 PAB 0.44

113.64%

Public Transport Monthly Pass (Regular Price)

$18.9 ฿612

$22.32 PAB 22.32

-15.32%

Taxi Start (Normal Tariff)

$1.42 ฿46.08

$2.53 PAB 2.53

-43.87%

Taxi (Normal Tariff) (1km)

$1.35 ฿43.53

$1.76 PAB 1.76

-23.30%

Taxi 1hour Waiting (Normal Tariff)

$7.85 ฿254

$21.86 PAB 21.86

-64.09%

Gasoline (1 liter)

$1.25 ฿40.4

$0.89 PAB 0.89

40.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿684.9K

$19.9K PAB 19.9K

6.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ฿706.8K

$20.5K PAB 20.5K

6.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.6 ฿2,285

$124 PAB 124

-43.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.72 ฿444

$29.96 PAB 29.96

-54.21%

Internet (50+ Mbps, Unlimited Data)

$17.56 ฿568

$50.2 PAB 50.2

-64.99%

Gym Membership (Monthly)

$41.64 ฿1,347

$44.96 PAB 44.96

-7.38%

Tennis Court (1 Hour on Weekend)

$6.9 ฿223

$32.03 PAB 32.03

-78.46%

Cinema Ticket

$5.8 ฿188

$8.16 PAB 8.16

-28.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ฿9,963

$471 PAB 471

-34.69%

International Primary School, 1 Child (Yearly)

$14.7K ฿475.8K

$16K PAB 16K

-7.85%

Jeans (Levis 501 Or Similar)

$55.4 ฿1,793

$52 PAB 52

6.52%

Summer Dress (H&M, Zara, etc)

$26.4 ฿854

$45.24 PAB 45.24

-41.64%

Sport Shoes (Adidas, Nike)

$85.1 ฿2,755

$87.6 PAB 87.6

-2.83%

Men's Leather Business Shoes

$71.8 ฿2,323

$120 PAB 120

-40.40%

1-bedroom Apartment, City Center (Monthly)

$434 ฿14K

$1,126 PAB 1,126

-61.44%

1-bedroom Apartment, Outside City Center (Monthly)

$235 ฿7,610

$890 PAB 890

-73.58%

3-bedroom Apartment, City Center (Monthly)

$821 ฿26.6K

$2,013 PAB 2,013

-59.22%

3-bedroom Apartment, Outside City Center (Monthly)

$498 ฿16.1K

$1,555 PAB 1,555

-67.96%

Buy Apartment in City Center (m2)

$2,180 ฿70.6K

$2,710 PAB 2,710

-19.56%

Buy Apartment Outside City Center (m2)

$1,543 ฿49.9K

$1,655 PAB 1,655

-6.77%

Average Monthly Net Salary (After Tax)

$703 ฿22.8K

$975 PAB 975

-27.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

-19.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Panama City: October 29, 2025

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