Cost of Living Comparison Between Chiang Mai and Panaji Cost of Living Comparison Between Chiang Mai and Panaji

😐 Solo nomad: Chiang Mai is 53.3% more expensive than Panaji without rent, and 78.4% more expensive with rent.
😐 Family of 3: Chiang Mai is 90% more expensive than Panaji without rent, and 72.9% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Panaji
Difference
Meal at Budget Restaurant
$2.03 ฿64.2
$3.56 ₹328
-42.98%
Three-Course Dinner for Two, Mid-Range
$18.59 ฿588
$17.33 ₹1,596
7.27%
Fast Food Meal (McDonalds, etc)
$7.48 ฿237
$3.88 ₹357
92.78%
Cappuccino
$2.00 ฿63.2
$2.24 ₹206
-10.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿26.81
$0.49 ₹45.03
73.47%
Water (0.33 liter bottle)
$0.35 ฿11.13
$0.18 ₹16.94
94.44%
Local Beer (0.5 liter draught)
$2.21 ฿70.0
$1.19 ₹110
85.71%
Imported Beer (0.33 liter bottle)
$3.76 ฿119
$1.98 ₹183
89.90%
🛒 Groceries & Markets
Chiang Mai
Panaji
Difference
Milk (1 liter)
$1.72 ฿54.4
$0.81 ₹74.5
112.35%
White Bread (500g)
$1.63 ฿51.7
$0.47 ₹42.96
246.81%
Rice (white) (1kg)
$1.16 ฿36.66
$0.82 ₹75.7
41.46%
Eggs
$1.98 ฿62.6
$1.00 ₹91.7
98.00%
Local Cheese (1kg)
$15.93 ฿504
$5.62 ₹518
183.45%
Chicken Fillets (1kg)
$3.17 ฿100
$3.94 ₹363
-19.54%
Beef Round Steak (1kg)
$10.90 ฿345
-
-
Apples (1kg)
$2.65 ฿83.7
$2.47 ₹228
7.29%
Banana (1kg)
$1.22 ฿38.70
$0.97 ₹88.9
25.77%
Oranges (1kg)
$1.70 ฿53.7
$1.34 ₹123
26.87%
Tomato (1kg)
$1.59 ฿50.3
$0.65 ₹60.2
144.62%
Potato (1kg)
$1.32 ฿41.90
$0.46 ₹42.15
186.96%
Onion (1kg)
$1.17 ฿36.99
$0.45 ₹41.76
160.00%
Lettuce (1 head)
$0.68 ฿21.46
$0.98 ₹89.9
-30.61%
Water (1.5 liter bottle)
$0.56 ฿17.64
$0.35 ₹31.93
60.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.51 ฿143
$2.93 ₹270
53.92%
Wine (Bottle)
$19.07 ฿604
$7.46 ₹687
155.63%
Local Beer (0.5 liter bottle)
$1.77 ฿56.0
$1.00 ₹92.1
77.00%
Imported Beer (0.33 liter bottle)
$3.18 ฿101
$3.58 ₹330
-11.17%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.61 ₹424
-
🚌 Getting Around
Chiang Mai
Panaji
Difference
One-way Ticket (Public Transport)
$0.96 ฿30.47
$0.15 ₹13.94
540.00%
Public Transport Monthly Pass (Regular Price)
$18.90 ฿598
$7.06 ₹650
167.71%
Taxi Start (Normal Tariff)
$1.36 ฿42.98
$0.42 ₹39.04
223.81%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.80
-
-
Taxi 1hour Waiting (Normal Tariff)
$8.03 ฿254
$1.43 ₹131
461.54%
Gasoline (1 liter)
$1.24 ฿39.34
$1.16 ₹107
6.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿669.8K
$10.7K ₹983.0K
98.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿688.5K
$23.8K ₹2.2M
-8.44%
🧾 Monthly Utilities & Internet
Chiang Mai
Panaji
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.2 ฿2,255
$22.96 ₹2,115
210.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.09 ฿446
$4.31 ₹397
226.91%
Internet (50+ Mbps, Unlimited Data)
$17.47 ฿553
$9.75 ₹898
79.18%
🎉 Sport & Entertainment
Chiang Mai
Panaji
Difference
Gym Membership (Monthly)
$42.07 ฿1,332
$35.09 ₹3,232
19.89%
Tennis Court (1 Hour on Weekend)
$6.88 ฿218
$3.41 ₹314
101.76%
Cinema Ticket
$5.94 ฿188
$3.18 ₹293
86.79%
🧸 Childcare & Education
Chiang Mai
Panaji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$307 ฿9,728
$61.7 ₹5,686
397.93%
International Primary School, 1 Child (Yearly)
$14.8K ฿468.2K
$1,618 ₹149.0K
814.54%
👕👟 Clothing & Footwear
Chiang Mai
Panaji
Difference
Jeans (Levis 501 Or Similar)
$55.7 ฿1,762
$40.55 ₹3,735
37.29%
Summer Dress (H&M, Zara, etc)
$26.79 ฿848
$28.82 ₹2,655
-7.04%
Sport Shoes (Adidas, Nike)
$83.2 ฿2,634
$23.57 ₹2,171
253.08%
Men's Leather Business Shoes
$70.1 ฿2,219
$17.18 ₹1,583
308.09%
🏠 Accommodation & Living
Chiang Mai
Panaji
Difference
1-bedroom Apartment, City Center (Monthly)
$427 ฿13.5K
$194 ₹17.9K
120.34%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,504
$149 ₹13.7K
59.26%
3-bedroom Apartment, City Center (Monthly)
$802 ฿25.4K
$387 ₹35.6K
107.11%
3-bedroom Apartment, Outside City Center (Monthly)
$503 ฿15.9K
$291 ₹26.8K
73.16%
Buy Apartment in City Center (m2)
$2,061 ฿65.2K
$931 ₹85.8K
121.33%
Buy Apartment Outside City Center (m2)
$1,533 ฿48.5K
$707 ₹65.1K
116.92%
💵 Salaries & Financials
Chiang Mai
Panaji
Difference
Average Monthly Net Salary (After Tax)
$654 ฿20.7K
$193 ₹17.8K
238.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
9.62
-48.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: March 1, 2026

Last update for Panaji: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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