Cost of Living Comparison Between Chiang Mai and Panaji Cost of Living Comparison Between Chiang Mai and Panaji

😐 Solo nomad: Chiang Mai is 65.8% more expensive than Panaji without rent, and 78.1% more expensive with rent.

😐 Family of 3: Chiang Mai is 92.1% more expensive than Panaji without rent, and 74.1% more expensive with rent.

Meal at Budget Restaurant

$1.97 ฿62.0

$3.41 ₹310

-42.23%

Three-Course Dinner for Two, Mid-Range

$18.68 ฿587

$17.62 ₹1,599

6.02%

Fast Food Meal (McDonalds, etc)

$7.92 ฿249

$3.86 ₹350

105.18%

Cappuccino

$2.02 ฿63.7

$2.15 ₹195

-6.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿26.45

$0.49 ₹44.05

71.43%

Water (0.33 liter bottle)

$0.35 ฿11.07

$0.20 ₹18.15

75.00%

Local Beer (0.5 liter draught)

$2.22 ฿69.9

$1.19 ₹108

86.55%

Imported Beer (0.33 liter bottle)

$3.59 ฿113

$1.98 ₹180

81.31%

Milk (1 liter)

$1.67 ฿52.4

$0.78 ₹70.6

114.10%

White Bread (500g)

$1.62 ฿51.1

$0.51 ₹46.28

217.65%

Rice (white) (1kg)

$1.20 ฿37.83

$0.78 ₹71.0

53.85%

Eggs

$1.93 ฿60.8

$0.99 ₹89.6

94.95%

Local Cheese (1kg)

$16.00 ฿503

$5.73 ₹520

179.23%

Chicken Fillets (1kg)

$3.16 ฿99.2

$3.88 ₹352

-18.56%

Beef Round Steak (1kg)

$10.93 ฿344

Apples (1kg)

$2.67 ฿83.8

$2.58 ₹234

3.49%

Banana (1kg)

$1.18 ฿36.99

$0.92 ₹83.3

28.26%

Oranges (1kg)

$1.64 ฿51.5

$1.33 ₹121

23.31%

Tomato (1kg)

$1.59 ฿49.83

$0.62 ₹56.2

156.45%

Potato (1kg)

$1.32 ฿41.64

$0.42 ₹38.19

214.29%

Onion (1kg)

$1.19 ฿37.49

$0.45 ₹40.64

164.44%

Lettuce (1 head)

$0.71 ฿22.20

$0.91 ₹82.4

-21.98%

Water (1.5 liter bottle)

$0.56 ฿17.75

$0.37 ₹33.96

51.35%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿146

$2.97 ₹269

56.23%

Wine (Bottle)

$18.96 ฿596

$7.90 ₹717

140.00%

Local Beer (0.5 liter bottle)

$1.77 ฿55.7

$1.02 ₹92.5

73.53%

Imported Beer (0.33 liter bottle)

$3.20 ฿101

$3.57 ₹324

-10.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹429

One-way Ticket (Public Transport)

$0.90 ฿28.32

$0.18 ₹16.15

400.00%

Public Transport Monthly Pass (Regular Price)

$19.24 ฿605

$6.92 ₹628

178.03%

Taxi Start (Normal Tariff)

$1.36 ฿42.78

$0.46 ₹41.82

195.65%

Taxi (Normal Tariff) (1km)

$1.35 ฿42.37

Taxi 1hour Waiting (Normal Tariff)

$8.15 ฿256

$1.47 ₹134

454.42%

Gasoline (1 liter)

$1.22 ฿38.43

$1.14 ₹103

7.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿671.8K

$10.8K ₹983.0K

97.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ฿683.8K

$24.4K ₹2.2M

-10.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.3 ฿2,210

$23.19 ₹2,105

203.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.91 ฿437

$4.27 ₹387

225.76%

Internet (50+ Mbps, Unlimited Data)

$18.00 ฿566

$9.84 ₹893

82.93%

Gym Membership (Monthly)

$41.78 ฿1,314

$34.59 ₹3,139

20.79%

Tennis Court (1 Hour on Weekend)

$6.80 ฿214

$3.47 ₹315

95.97%

Cinema Ticket

$5.72 ฿180

$3.12 ₹283

83.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ฿9,693

$60.1 ₹5,450

413.39%

International Primary School, 1 Child (Yearly)

$14.8K ฿465.7K

$1,631 ₹148.0K

808.30%

Jeans (Levis 501 Or Similar)

$55.9 ฿1,756

$41.35 ₹3,753

35.07%

Summer Dress (H&M, Zara, etc)

$26.71 ฿840

$29.47 ₹2,674

-9.37%

Sport Shoes (Adidas, Nike)

$84.5 ฿2,658

$23.58 ₹2,140

258.52%

Men's Leather Business Shoes

$70.8 ฿2,227

$17.36 ₹1,576

308.01%

1-bedroom Apartment, City Center (Monthly)

$431 ฿13.5K

$197 ₹17.9K

118.52%

1-bedroom Apartment, Outside City Center (Monthly)

$237 ฿7,439

$149 ₹13.5K

59.26%

3-bedroom Apartment, City Center (Monthly)

$811 ฿25.5K

$392 ₹35.6K

106.65%

3-bedroom Apartment, Outside City Center (Monthly)

$501 ฿15.7K

$289 ₹26.2K

73.16%

Buy Apartment in City Center (m2)

$2,202 ฿69.2K

$954 ₹86.6K

130.86%

Buy Apartment Outside City Center (m2)

$1,600 ฿50.3K

$710 ₹64.5K

125.28%

Average Monthly Net Salary (After Tax)

$684 ฿21.5K

$202 ₹18.3K

239.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

-48.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: January 13, 2026

Last update for Panaji: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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