Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Oni

For one person, living is cheaper in Oni: $731 a month against $935 in Chiang Mai, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Chiang Mai outweigh lower spending on other living expenses.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
35

Cost of Living Index in Oni
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Oni Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Oni

🇬🇪 Georgia

$731

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Oni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Oni actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $731 in Oni, rent included.

Chiang Mai $935
Oni $731

A couple spends around $1,467 per month in Chiang Mai vs $1,199 in Oni, rent included.

Chiang Mai $1,467
Oni $1,199

A family of three spends $1,999 per month in Chiang Mai vs $1,668 in Oni, rent included.

Chiang Mai $1,999
Oni $1,668

Chiang Mai costs about 28% more than Oni, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Oni are more affordable than the global median – Chiang Mai 31% lower, Oni 46% lower.

Meal at Budget Restaurant

$2.13 ฿72.0

$11.35 ₾29.38

-81.23%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$38.49 ₾99.6

-51.62%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$9.44 ₾24.42

-40.68%

Cappuccino

$1.66 ฿56.1

$3.47 ₾8.97

-52.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.82

$1.08 ₾2.79

-39.81%

Water (0.33 liter bottle)

$0.30 ฿10.29

$0.61 ₾1.58

-50.82%

Local Beer (0.5 liter draught)

$2.32 ฿78.3

$2.76 ₾7.14

-15.94%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$3.13 ₾8.10

17.25%

Milk (1 liter)

$2.02 ฿68.0

$2.13 ₾5.51

-5.16%

White Bread (500g)

$1.41 ฿47.49

$0.80 ₾2.08

76.25%

Rice (white) (1kg)

$1.39 ฿46.94

$1.80 ₾4.64

-22.78%

Eggs

$2.37 ฿79.9

$2.82 ₾7.30

-15.96%

Local Cheese (1kg)

$16.52 ฿557

$9.49 ₾24.56

74.08%

Chicken Fillets (1kg)

$2.67 ฿90.1

$6.49 ₾16.78

-58.86%

Beef Round Steak (1kg)

$9.02 ฿304

$13.20 ₾34.15

-31.67%

Apples (1kg)

$2.40 ฿80.9

$1.62 ₾4.20

48.15%

Banana (1kg)

$1.04 ฿35.12

$1.79 ₾4.63

-41.90%

Oranges (1kg)

$1.66 ฿56.0

$1.98 ₾5.13

-16.16%

Tomato (1kg)

$1.56 ฿52.6

$2.38 ₾6.16

-34.45%

Potato (1kg)

$1.24 ฿41.75

$0.81 ₾2.09

53.09%

Onion (1kg)

$1.09 ฿36.65

$0.69 ₾1.78

57.97%

Lettuce (1 head)

$0.76 ฿25.70

$1.37 ₾3.54

-44.53%

Water (1.5 liter bottle)

$0.51 ฿17.34

$0.71 ₾1.85

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$3.57 ₾9.24

15.41%

Wine (Bottle)

$17.93 ฿605

$7.66 ₾19.82

134.07%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$1.70 ₾4.40

-4.71%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$2.32 ₾5.99

21.55%

One-way Ticket (Public Transport)

$0.93 ฿31.52

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,784

Taxi Start (Normal Tariff)

$1.18 ฿39.69

$1.13 ₾2.92

4.42%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.78

$0.79 ₾2.04

-78.48%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$11.77 ₾30.46

-84.62%

Gasoline (1 liter)

$1.47 ฿49.67

$1.42 ₾3.67

3.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.7K

$25.0K ₾64.7K

-16.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.4K

$22.7K ₾58.8K

16.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,110

$86.7 ₾224

-27.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿391

$13.01 ₾33.67

-10.84%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$19.73 ₾51.0

2.89%

Gym Membership (Monthly)

$37.88 ฿1,278

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

Cinema Ticket

$6.51 ฿220

$6.77 ₾17.51

-3.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$377 ₾974

93.09%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.0K

$10.6K ₾27.3K

56.82%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,806

$105 ₾271

-48.91%

Summer Dress (H&M, Zara, etc)

$24.80 ฿836

$39.69 ₾103

-37.52%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,049

$114 ₾295

-20.63%

Men's Leather Business Shoes

$72.0 ฿2,428

$124 ₾321

-42.02%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

Buy Apartment in City Center (m2)

$2,418 ฿81.5K

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

12.62

-55.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Oni: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Oni

- * 0% 100%

Groceries & Markets

Chiang Mai

$237 25.3%

Oni

$233 31.9% 1.4% $3.4

Clothing & Footwear

Chiang Mai

$108 11.6%

Oni

$172 23.6% 58.9% $64

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Oni

$119 16.3% 26.5% $25

Eating Out

Chiang Mai

$77 8.2%

Oni

$188 25.7% 145% $111

Getting Around

Chiang Mai

$59 6.3%

Oni

$5.1 * 0.7% 91.4% $54

Sport & Entertainment

Chiang Mai

$51 5.4%

Oni

$14 * 1.9% 73.4% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $19 in Chiang Mai versus $38 in Oni. Groceries tell a different story – $237 in Chiang Mai vs $233 in Oni – so Oni wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇬🇪 Oni

🕒 Local time

07:01 7:01 AM

04:01 4:01 AM

3 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

2,600

💱 Currency

Thai Baht THB ฿

Georgian Lari GEL ₾

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.72 THB (100 THB = 2.65 EUR).

Georgian Lari exchange rates as of November 4, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Oni 5,810 km ≈ 8 h nonstop flight

From you

Chiang Mai
Oni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Oni: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 28% more than Oni, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,097 in Oni. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $935 in Chiang Mai and $731 in Oni. That makes Oni about 22% cheaper.

A mid-range dinner for two costs $19 in Chiang Mai and $38 in Oni. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $935 in Chiang Mai and $731 in Oni, leaving budget for savings and extras in both cases.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $731 in Oni to $935 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.