Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Ondo

For one person, living is cheaper in Ondo: $373 a month against $936 in Chiang Mai, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
18

Cost of Living Index in Ondo
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Ondo Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Ondo

🇳🇬 Nigeria

$373

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ondo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ondo actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $373 in Ondo, rent included.

Chiang Mai $936
Ondo $373

A couple spends around $1,457 per month in Chiang Mai vs $770 in Ondo, rent included.

Chiang Mai $1,457
Ondo $770

A family of three spends $1,979 per month in Chiang Mai vs $1,168 in Ondo, rent included.

Chiang Mai $1,979
Ondo $1,168

Chiang Mai costs about 151% more than Ondo, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Ondo are more affordable than the global median – Chiang Mai 31% lower, Ondo 73% lower.

Meal at Budget Restaurant

$2.24 ฿75.5

$3.82 ₦5,099

-41.36%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$49.30 ₦65.9K

-61.46%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$7.54 ₦10.1K

-26.39%

Cappuccino

$1.67 ฿56.4

$2.77 ₦3,703

-39.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$0.14 ₦191

357.14%

Water (0.33 liter bottle)

$0.31 ฿10.29

$0.22 ₦293

40.91%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$1.01 ₦1,356

133.66%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$2.03 ₦2,707

80.30%

Milk (1 liter)

$1.95 ฿65.7

$3.21 ₦4,284

-39.25%

White Bread (500g)

$1.44 ฿48.41

$1.46 ₦1,952

-1.37%

Rice (white) (1kg)

$1.33 ฿44.97

$1.24 ₦1,659

7.26%

Eggs

$2.28 ฿77.0

$2.22 ₦2,972

2.70%

Local Cheese (1kg)

$16.45 ฿554

$3.42 ₦4,565

380.99%

Chicken Fillets (1kg)

$2.78 ฿93.8

$3.79 ₦5,061

-26.65%

Beef Round Steak (1kg)

$9.31 ฿314

$2.54 ₦3,393

266.54%

Apples (1kg)

$2.35 ฿79.3

$1.62 ₦2,163

45.06%

Banana (1kg)

$0.97 ฿32.75

$1.32 ₦1,760

-26.52%

Oranges (1kg)

$1.60 ฿53.8

$1.12 ₦1,502

42.86%

Tomato (1kg)

$1.50 ฿50.6

$1.50 ₦2,003

Potato (1kg)

$1.28 ฿43.06

$1.54 ₦2,058

-16.88%

Onion (1kg)

$1.10 ฿37.14

$1.53 ₦2,043

-28.10%

Lettuce (1 head)

$0.71 ฿23.79

$0.82 ₦1,098

-13.41%

Water (1.5 liter bottle)

$0.49 ฿16.34

$0.36 ₦483

36.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$0.57 ₦768

626.32%

Wine (Bottle)

$17.52 ฿590

$2.47 ₦3,298

609.31%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$0.54 ₦719

198.15%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$0.49 ₦656

467.35%

One-way Ticket (Public Transport)

$0.87 ฿29.27

$0.14 ₦188

521.43%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$0.70 ₦937

65.71%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$0.95 ₦1,273

-44.21%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$2.10 ₦2,813

15.24%

Gasoline (1 liter)

$1.45 ฿48.82

$0.86 ₦1,154

68.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$11.2K ₦15.0M

87.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$29.0K ₦38.8M

-7.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$7.28 ₦9,725

753.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$14.75 ₦19.7K

-17.49%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$32.81 ₦43.9K

-38.68%

Gym Membership (Monthly)

$37.31 ฿1,257

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$6.33 ₦8,455

2.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$678 ₦905.9K

8.62%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$19.8K ₦26.5M

-25.56%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$14.34 ₦19.2K

272.18%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$17.77 ₦23.7K

38.66%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$36.74 ₦49.1K

148.99%

Men's Leather Business Shoes

$71.9 ฿2,424

$48.62 ₦65.0K

47.96%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$222 ₦296.7K

353.16%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$149 ₦199.0K

325.47%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$26.50 ₦35.4K

2125.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

18.39

-69.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Ondo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Ondo

- * 0% 100%

Groceries & Markets

Chiang Mai

$234 25.1%

Ondo

$149 40% 36.3% $85

Clothing & Footwear

Chiang Mai

$109 11.6%

Ondo

$53 14.2% 51.3% $56

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Ondo

$55 14.7% 41.9% $40

Eating Out

Chiang Mai

$78 8.3%

Ondo

$97 26% 25% $19

Getting Around

Chiang Mai

$61 6.6%

Ondo

$6 * 1.6% 90.2% $55

Sport & Entertainment

Chiang Mai

$50 5.4%

Ondo

$13 * 3.4% 74.8% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Chiang Mai are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $49 in Ondo. Groceries tell a different story – $234 in Chiang Mai vs $149 in Ondo – so Ondo wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇳🇬 Ondo

🕒 Local time

10:48 10:48 AM

04:48 4:48 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

275,000

💱 Currency

Thai Baht THB ฿

Nigerian Naira NGN ₦

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

Exchange rates and currency converter

NGN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.68 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Ondo 10,190 km ≈ 13 h nonstop flight

From you

Chiang Mai
Ondo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Ondo: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 151% more than Ondo, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $559 in Ondo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19 in Chiang Mai and $49 in Ondo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 57% more in Chiang Mai, though the gap depends on what you buy.

A $800 monthly budget goes further in Ondo, where all-in costs run around $373, than in Chiang Mai at $936. In Ondo it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $373 in Ondo to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ondo. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.