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Cost of Living Comparison Between Chiang Mai and Oamaru Cost of Living Comparison Between Chiang Mai and Oamaru

🙂 Solo nomad: Chiang Mai is 40.9% cheaper than Oamaru without rent, and 50.1% cheaper with rent.
🙂 Family of 3: Chiang Mai is 43.8% cheaper than Oamaru without rent, and 51.6% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Oamaru
Difference
Meal at Budget Restaurant
$1.97 ฿62.0
$16.73 NZ$29.11
-88.22%
Three-Course Dinner for Two, Mid-Range
$18.68 ฿587
$71.5 NZ$124
-73.89%
Fast Food Meal (McDonalds, etc)
$7.92 ฿249
$9.53 NZ$16.58
-16.89%
Cappuccino
$2.02 ฿63.7
$3.51 NZ$6.10
-42.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ฿26.45
$2.39 NZ$4.16
-64.85%
Water (0.33 liter bottle)
$0.35 ฿11.07
$2.03 NZ$3.53
-82.76%
Local Beer (0.5 liter draught)
$2.22 ฿69.9
$7.10 NZ$12.36
-68.73%
Imported Beer (0.33 liter bottle)
$3.59 ฿113
$7.27 NZ$12.64
-50.62%
🛒 Groceries & Markets
Chiang Mai
Oamaru
Difference
Milk (1 liter)
$1.67 ฿52.4
$1.79 NZ$3.11
-6.70%
White Bread (500g)
$1.62 ฿51.1
$1.12 NZ$1.95
44.64%
Rice (white) (1kg)
$1.20 ฿37.83
$1.24 NZ$2.15
-3.23%
Eggs
$1.93 ฿60.8
$3.75 NZ$6.53
-48.53%
Local Cheese (1kg)
$16.00 ฿503
$8.34 NZ$14.52
91.85%
Chicken Fillets (1kg)
$3.16 ฿99.2
$9.49 NZ$16.51
-66.70%
Beef Round Steak (1kg)
$10.93 ฿344
$12.83 NZ$22.32
-14.81%
Apples (1kg)
$2.67 ฿83.8
$2.43 NZ$4.22
9.88%
Banana (1kg)
$1.18 ฿36.99
$1.78 NZ$3.10
-33.71%
Oranges (1kg)
$1.64 ฿51.5
$3.07 NZ$5.34
-46.58%
Tomato (1kg)
$1.59 ฿49.83
$5.79 NZ$10.07
-72.54%
Potato (1kg)
$1.32 ฿41.64
$1.49 NZ$2.59
-11.41%
Onion (1kg)
$1.19 ฿37.49
$1.18 NZ$2.05
0.85%
Lettuce (1 head)
$0.71 ฿22.20
$1.76 NZ$3.06
-59.66%
Water (1.5 liter bottle)
$0.56 ฿17.75
$1.48 NZ$2.57
-62.16%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿146
$23.85 NZ$41.51
-80.55%
Wine (Bottle)
$18.96 ฿596
$5.66 NZ$9.85
234.98%
Local Beer (0.5 liter bottle)
$1.77 ฿55.7
$3.74 NZ$6.51
-52.67%
Imported Beer (0.33 liter bottle)
$3.20 ฿101
$4.86 NZ$8.45
-34.16%
🚌 Getting Around
Chiang Mai
Oamaru
Difference
One-way Ticket (Public Transport)
$0.90 ฿28.32
$2.16 NZ$3.75
-58.33%
Public Transport Monthly Pass (Regular Price)
$19.24 ฿605
$65.0 NZ$113
-70.39%
Taxi Start (Normal Tariff)
$1.36 ฿42.78
$2.78 NZ$4.83
-51.08%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.37
$1.63 NZ$2.84
-17.18%
Taxi 1hour Waiting (Normal Tariff)
$8.15 ฿256
$30.48 NZ$53.0
-73.26%
Gasoline (1 liter)
$1.22 ฿38.43
$1.66 NZ$2.89
-26.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿671.8K
$27.4K NZ$47.7K
-21.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K ฿683.8K
$20.0K NZ$34.8K
8.83%
🧾 Monthly Utilities & Internet
Chiang Mai
Oamaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.3 ฿2,210
$118 NZ$205
-40.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.91 ฿437
$17.81 NZ$30.98
-21.90%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿566
$49.11 NZ$85.5
-63.35%
🎉 Sport & Entertainment
Chiang Mai
Oamaru
Difference
Gym Membership (Monthly)
$41.78 ฿1,314
$36.08 NZ$62.8
15.80%
Tennis Court (1 Hour on Weekend)
$6.80 ฿214
$12.14 NZ$21.13
-43.99%
Cinema Ticket
$5.72 ฿180
$10.74 NZ$18.68
-46.74%
🧸 Childcare & Education
Chiang Mai
Oamaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,693
$648 NZ$1,127
-52.40%
International Primary School, 1 Child (Yearly)
$14.8K ฿465.7K
$9,285 NZ$16.2K
59.54%
👕👟 Clothing & Footwear
Chiang Mai
Oamaru
Difference
Jeans (Levis 501 Or Similar)
$55.9 ฿1,756
$60.8 NZ$106
-8.10%
Summer Dress (H&M, Zara, etc)
$26.71 ฿840
$17.74 NZ$30.86
50.56%
Sport Shoes (Adidas, Nike)
$84.5 ฿2,658
$47.41 NZ$82.5
78.32%
Men's Leather Business Shoes
$70.8 ฿2,227
$54.6 NZ$95.0
29.80%
🏠 Accommodation & Living
Chiang Mai
Oamaru
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ฿13.5K
$954 NZ$1,660
-54.87%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,439
$801 NZ$1,393
-70.45%
3-bedroom Apartment, City Center (Monthly)
$811 ฿25.5K
$1,580 NZ$2,749
-48.69%
3-bedroom Apartment, Outside City Center (Monthly)
$501 ฿15.7K
$1,418 NZ$2,467
-64.69%
Buy Apartment in City Center (m2)
$2,202 ฿69.2K
$4,918 NZ$8,558
-55.22%
Buy Apartment Outside City Center (m2)
$1,600 ฿50.3K
$3,431 NZ$5,971
-53.36%
💵 Salaries & Financials
Chiang Mai
Oamaru
Difference
Average Monthly Net Salary (After Tax)
$684 ฿21.5K
$2,048 NZ$3,564
-66.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6
-16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: January 13, 2026

Last update for Oamaru: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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