Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Nove Zamky

For one person, living is cheaper in Chiang Mai: $936 a month against $1,343 in Nove Zamky, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
65

Cost of Living Index in Nove Zamky
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Nove Zamky Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Nove Zamky

🇸🇰 Slovakia

$1,343

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Nove Zamky

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Nove Zamky actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,343 in Nove Zamky, rent included.

Chiang Mai $936
Nove Zamky $1,343

A couple spends around $1,457 per month in Chiang Mai vs $1,940 in Nove Zamky, rent included.

Chiang Mai $1,457
Nove Zamky $1,940

A family of three spends $1,979 per month in Chiang Mai vs $2,538 in Nove Zamky, rent included.

Chiang Mai $1,979
Nove Zamky $2,538

Chiang Mai is about 30% cheaper than Nove Zamky, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$2.24 ฿75.6

$7.21 €6.46

-68.93%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$44.72 €40.07

-57.51%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$8.71 €7.80

-36.28%

Cappuccino

$1.67 ฿56.5

$3.22 €2.89

-48.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$1.94 €1.74

-67.01%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.30 €1.17

-76.15%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$2.27 €2.03

3.96%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$2.27 €2.03

61.23%

Milk (1 liter)

$1.95 ฿65.8

$1.08 €0.97

80.56%

White Bread (500g)

$1.44 ฿48.48

$1.05 €0.95

37.14%

Rice (white) (1kg)

$1.33 ฿45.04

$1.93 €1.73

-31.09%

Eggs

$2.28 ฿77.1

$3.67 €3.29

-37.87%

Local Cheese (1kg)

$16.45 ฿555

$12.68 €11.36

29.73%

Chicken Fillets (1kg)

$2.78 ฿93.9

$7.44 €6.67

-62.63%

Beef Round Steak (1kg)

$9.31 ฿314

$13.05 €11.70

-28.66%

Apples (1kg)

$2.35 ฿79.4

$1.67 €1.50

40.72%

Banana (1kg)

$0.97 ฿32.80

$1.52 €1.36

-36.18%

Oranges (1kg)

$1.60 ฿53.9

$1.15 €1.03

39.13%

Tomato (1kg)

$1.50 ฿50.6

$4.56 €4.08

-67.11%

Potato (1kg)

$1.28 ฿43.12

$1.25 €1.12

2.40%

Onion (1kg)

$1.10 ฿37.19

$1.11 €0.99

-0.90%

Lettuce (1 head)

$0.71 ฿23.82

$1.14 €1.02

-37.72%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.84 €0.76

-41.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$6.28 €5.63

-34.08%

Wine (Bottle)

$17.52 ฿591

$5.71 €5.12

206.83%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.94 €0.84

71.28%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.84 €1.65

51.09%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$1.09 €0.98

-20.18%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$28.35 €25.40

90.79%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$1.10 €0.99

5.45%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.10 €0.99

-51.82%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$22.61 €20.26

-89.30%

Gasoline (1 liter)

$1.45 ฿48.90

$1.70 €1.52

-14.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$25.1K €22.5K

-16.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$26.5K €23.7K

1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$284 €255

-78.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$19.18 €17.19

-36.55%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$11.10 €9.94

81.26%

Gym Membership (Monthly)

$37.31 ฿1,259

$33.06 €29.63

12.86%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$17.02 €15.25

-77.85%

Cinema Ticket

$6.49 ฿219

$9.74 €8.73

-33.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$359 €322

104.99%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$10.7K €9,575

38.18%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$56.6 €50.7

-5.71%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$22.24 €19.93

10.79%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$56.7 €50.8

61.28%

Men's Leather Business Shoes

$71.9 ฿2,428

$88.8 €79.6

-19.01%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$540 €484

-10.69%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$441 €395

-29.94%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$912 €817

10.30%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$680 €610

-6.90%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$3,419 €3,063

-30.87%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$2,547 €2,282

-37.61%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,019 €913

-42.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.79

46.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Nove Zamky: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Nove Zamky

$441 32.8% 42.7% $132

Groceries & Markets

Chiang Mai

$234 25.1%

Nove Zamky

$243 18.1% 3.9% $9.1

Clothing & Footwear

Chiang Mai

$109 11.6%

Nove Zamky

$101 7.5% 7.1% $7.7

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Nove Zamky

$314 23.4% 233% $220

Eating Out

Chiang Mai

$78 8.3%

Nove Zamky

$151 11.3% 95% $74

Getting Around

Chiang Mai

$61 6.6%

Nove Zamky

$39 2.9% 35.9% $22

Sport & Entertainment

Chiang Mai

$50 5.4%

Nove Zamky

$53 3.9% 4.5% $2.3

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $540 in Nove Zamky. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Nove Zamky. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $45 in Nove Zamky. Monthly groceries follow the same trend: $234 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇸🇰 Nove Zamky

🕒 Local time

16:53 4:53 PM

10:53 10:53 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

40,840

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Nove Zamky 7,790 km ≈ 10 h nonstop flight

From you

Chiang Mai
Nove Zamky

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Nove Zamky: Cost of Living - Frequently Asked Questions

Nove Zamky costs about 44% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,014 in Nove Zamky. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $540 in Nove Zamky.

Kindergarten costs $736 per month in Chiang Mai and $359 in Nove Zamky. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Nove Zamky, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,343 in Nove Zamky. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,343 in Nove Zamky. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Nove Zamky makes more sense. Both are solid long-term options with distinct trade-offs.