Cost of Living Comparison Between Chiang Mai and Napier Cost of Living Comparison Between Chiang Mai and Napier

🙂 Solo nomad: Chiang Mai is 38.7% cheaper than Napier without rent, and 55.1% cheaper with rent.
🙂 Family of 3: Chiang Mai is 43.8% cheaper than Napier without rent, and 57.1% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Napier
Difference
Meal at Budget Restaurant
$2.02 ฿65.3
$19.58 NZ$32.3
-89.68%
Three-Course Dinner for Two, Mid-Range
$18.78 ฿608
$97.7 NZ$161
-80.78%
Fast Food Meal (McDonalds, etc)
$7.67 ฿248
$11.24 NZ$18.53
-31.76%
Cappuccino
$1.98 ฿64.2
$3.64 NZ$6
-45.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ฿26.64
$2.32 NZ$3.82
-64.66%
Water (0.33 liter bottle)
$0.33 ฿10.58
$2.15 NZ$3.55
-84.65%
Local Beer (0.5 liter draught)
$2.12 ฿68.6
$7.32 NZ$12.07
-71.04%
Imported Beer (0.33 liter bottle)
$3.73 ฿121
$6.21 NZ$10.25
-39.94%
🛒 Groceries & Markets
Chiang Mai
Napier
Difference
Milk (1 liter)
$1.64 ฿53.2
$1.68 NZ$2.76
-2.38%
White Bread (500g)
$1.57 ฿50.9
$1.67 NZ$2.76
-5.99%
Rice (white) (1kg)
$1.19 ฿38.62
$1.82 NZ$3
-34.62%
Eggs
$1.98 ฿64.1
$6.03 NZ$9.95
-67.16%
Local Cheese (1kg)
$15.99 ฿517
$8.04 NZ$13.26
98.88%
Chicken Fillets (1kg)
$3.12 ฿101
$9.44 NZ$15.57
-66.95%
Beef Round Steak (1kg)
$11.16 ฿361
$12.6 NZ$20.77
-11.43%
Apples (1kg)
$2.76 ฿89.2
$2.49 NZ$4.11
10.84%
Banana (1kg)
$1.22 ฿39.5
$1.88 NZ$3.1
-35.11%
Oranges (1kg)
$1.71 ฿55.4
$2.43 NZ$4.01
-29.63%
Tomato (1kg)
$1.55 ฿50.2
$3.48 NZ$5.73
-55.46%
Potato (1kg)
$1.34 ฿43.21
$2.09 NZ$3.44
-35.89%
Onion (1kg)
$1.21 ฿39.23
$2.26 NZ$3.73
-46.46%
Lettuce (1 head)
$0.72 ฿23.2
$2.07 NZ$3.42
-65.22%
Water (1.5 liter bottle)
$0.53 ฿17.05
$1.26 NZ$2.07
-57.94%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 ฿153
$20.72 NZ$34.17
-77.22%
Wine (Bottle)
$18.39 ฿595
$8.78 NZ$14.48
109.45%
Local Beer (0.5 liter bottle)
$1.79 ฿57.9
$2.44 NZ$4.02
-26.64%
Imported Beer (0.33 liter bottle)
$3.21 ฿104
$2.69 NZ$4.43
19.33%
🚌 Getting Around
Chiang Mai
Napier
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.44
$1.79 NZ$2.96
-47.49%
Public Transport Monthly Pass (Regular Price)
$18.9 ฿612
$48.02 NZ$79.2
-60.64%
Taxi Start (Normal Tariff)
$1.42 ฿46.08
$2.65 NZ$4.36
-46.42%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.53
$1.71 NZ$2.82
-21.05%
Taxi 1hour Waiting (Normal Tariff)
$7.85 ฿254
$35.03 NZ$57.8
-77.59%
Gasoline (1 liter)
$1.25 ฿40.4
$1.72 NZ$2.84
-27.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿684.9K
$27.3K NZ$45K
-22.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿706.8K
$22.9K NZ$37.7K
-4.54%
🧾 Monthly Utilities & Internet
Chiang Mai
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.6 ฿2,285
$200 NZ$330
-64.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.72 ฿444
$37.81 NZ$62.4
-63.71%
Internet (50+ Mbps, Unlimited Data)
$17.56 ฿568
$48.48 NZ$80
-63.78%
🎉 Sport & Entertainment
Chiang Mai
Napier
Difference
Gym Membership (Monthly)
$41.64 ฿1,347
$37.77 NZ$62.3
10.25%
Tennis Court (1 Hour on Weekend)
$6.9 ฿223
$11.52 NZ$19
-40.10%
Cinema Ticket
$5.8 ฿188
$9.11 NZ$15.03
-36.33%
🧸 Childcare & Education
Chiang Mai
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,963
$752 NZ$1,240
-59.06%
International Primary School, 1 Child (Yearly)
$14.7K ฿475.8K
$12.2K NZ$20K
21.01%
👕👟 Clothing & Footwear
Chiang Mai
Napier
Difference
Jeans (Levis 501 Or Similar)
$55.4 ฿1,793
$98.5 NZ$162
-43.74%
Summer Dress (H&M, Zara, etc)
$26.4 ฿854
$58.3 NZ$96.1
-54.69%
Sport Shoes (Adidas, Nike)
$85.1 ฿2,755
$103 NZ$170
-17.47%
Men's Leather Business Shoes
$71.8 ฿2,323
$127 NZ$209
-43.32%
🏠 Accommodation & Living
Chiang Mai
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$434 ฿14K
$1,297 NZ$2,139
-66.52%
1-bedroom Apartment, Outside City Center (Monthly)
$235 ฿7,610
$769 NZ$1,268
-69.41%
3-bedroom Apartment, City Center (Monthly)
$821 ฿26.6K
$1,611 NZ$2,657
-49.04%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ฿16.1K
$1,626 NZ$2,682
-69.36%
Buy Apartment in City Center (m2)
$2,180 ฿70.6K
$2,377 NZ$3,921
-8.29%
Buy Apartment Outside City Center (m2)
$1,543 ฿49.9K
$1,932 NZ$3,186
-20.13%
💵 Salaries & Financials
Chiang Mai
Napier
Difference
Average Monthly Net Salary (After Tax)
$703 ฿22.8K
$4,209 NZ$6,942
-83.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6.69
-25.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 29, 2025

Last update for Napier: October 27, 2025

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