Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Makarska

For one person, living is cheaper in Chiang Mai: $936 a month against $1,615 in Makarska, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

Chiang Mai, Thailand
Makarska, Croatia
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Makarska
🇭🇷 Croatia
$1,615
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Makarska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Makarska actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,615 in Makarska, rent included.

  • Chiang Mai $936
  • Makarska $1,615

A couple spends around $1,457 per month in Chiang Mai vs $2,504 in Makarska, rent included.

  • Chiang Mai $1,457
  • Makarska $2,504

A family of three spends $1,979 per month in Chiang Mai vs $3,393 in Makarska, rent included.

  • Chiang Mai $1,979
  • Makarska $3,393

Chiang Mai is about 42% cheaper than Makarska, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Makarska is 19% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Makarska
Difference
Meal at Budget Restaurant
$2.24 ฿75.5
$17.29 €15.49
-87.04%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿640
$79.3 €71.1
-76.04%
Fast Food Meal (McDonalds, etc)
$5.55 ฿187
$8.01 €7.18
-30.71%
Cappuccino
$1.67 ฿56.4
$3.16 €2.83
-47.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.51
$3.92 €3.52
-83.67%
Water (0.33 liter bottle)
$0.31 ฿10.29
$2.96 €2.66
-89.53%
Local Beer (0.5 liter draught)
$2.36 ฿79.5
$5.54 €4.97
-57.40%
Imported Beer (0.33 liter bottle)
$3.66 ฿123
$4.83 €4.33
-24.22%
🛒 Groceries & Markets
Chiang Mai
Makarska
Difference
Milk (1 liter)
$1.95 ฿65.7
$1.17 €1.05
66.67%
White Bread (500g)
$1.44 ฿48.41
$1.66 €1.49
-13.25%
Rice (white) (1kg)
$1.33 ฿44.97
$3.16 €2.84
-57.91%
Eggs
$2.28 ฿77.0
$5.04 €4.52
-54.76%
Local Cheese (1kg)
$16.45 ฿554
$15.36 €13.77
7.10%
Chicken Fillets (1kg)
$2.78 ฿93.8
$9.60 €8.60
-71.04%
Beef Round Steak (1kg)
$9.31 ฿314
$11.87 €10.63
-21.57%
Apples (1kg)
$2.35 ฿79.3
$1.88 €1.69
25.00%
Banana (1kg)
$0.97 ฿32.75
$1.54 €1.38
-37.01%
Oranges (1kg)
$1.60 ฿53.8
$2.06 €1.84
-22.33%
Tomato (1kg)
$1.50 ฿50.6
$2.75 €2.46
-45.45%
Potato (1kg)
$1.28 ฿43.06
$2.28 €2.04
-43.86%
Onion (1kg)
$1.10 ฿37.14
$2.09 €1.88
-47.37%
Lettuce (1 head)
$0.71 ฿23.79
$1.59 €1.42
-55.35%
Water (1.5 liter bottle)
$0.49 ฿16.34
$1.62 €1.45
-69.75%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$5.66 €5.07
-26.86%
Wine (Bottle)
$17.52 ฿590
$7.72 €6.92
126.94%
Local Beer (0.5 liter bottle)
$1.61 ฿54.4
$1.41 €1.27
14.18%
Imported Beer (0.33 liter bottle)
$2.78 ฿93.8
$1.42 €1.27
95.77%
🚌 Getting Around
Chiang Mai
Makarska
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.27
$1.73 €1.55
-49.71%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,823
$48.80 €43.73
10.84%
Taxi Start (Normal Tariff)
$1.16 ฿39.00
$2.96 €2.65
-60.81%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.78
$1.47 €1.32
-63.95%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.6
$13.55 €12.14
-82.14%
Gasoline (1 liter)
$1.45 ฿48.82
$1.72 €1.54
-15.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿709.7K
$26.0K €23.3K
-19.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿907.9K
$25.4K €22.7K
6.21%
🧾 Monthly Utilities & Internet
Chiang Mai
Makarska
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,095
$182 €163
-65.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿410
$27.27 €24.44
-55.37%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿678
$42.95 €38.49
-53.15%
🎉 Sport & Entertainment
Chiang Mai
Makarska
Difference
Gym Membership (Monthly)
$37.31 ฿1,257
$58.7 €52.6
-36.41%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$14.97 €13.42
-74.82%
Cinema Ticket
$6.49 ฿219
$10.65 €9.54
-39.06%
🧸 Childcare & Education
Chiang Mai
Makarska
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.8K
$426 €382
72.72%
International Primary School, 1 Child (Yearly)
$14.8K ฿497.6K
$6,821 €6,112
116.45%
👕👟 Clothing & Footwear
Chiang Mai
Makarska
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,799
$90.1 €80.8
-40.77%
Summer Dress (H&M, Zara, etc)
$24.64 ฿830
$44.62 €39.99
-44.78%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,083
$104 €93.2
-12.06%
Men's Leather Business Shoes
$71.9 ฿2,424
$77.9 €69.8
-7.60%
🏠 Accommodation & Living
Chiang Mai
Makarska
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
$673 €603
-28.33%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$516 €462
-40.11%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿33.9K
$1,165 €1,044
-13.64%
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.3K
$875 €784
-27.59%
Buy Apartment in City Center (m2)
$2,363 ฿79.6K
$4,347 €3,895
-45.64%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.6K
$2,887 €2,587
-44.96%
💵 Salaries & Financials
Chiang Mai
Makarska
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
3.72
49.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Makarska: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Makarska
$516 67% $207
Groceries & Markets
Chiang Mai
$234
Makarska
$294 25.3% $59
Clothing & Footwear
Chiang Mai
$109
Makarska
$142 31.1% $34
Monthly Utilities & Internet
Chiang Mai
$94
Makarska
$252 167% $158
Eating Out
Chiang Mai
$78
Makarska
$265 242% $188
Getting Around
Chiang Mai
$61
Makarska
$66 7.6% $4.7
Sport & Entertainment
Chiang Mai
$50
Makarska
$80 59% $30

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $673 in Makarska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $79 in Makarska. Monthly groceries follow the same trend: $234 vs $294 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇭🇷 Makarska
🕒 Local time
10:10 10:10 AM
04:10 4:10 AM
6 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
12,809
💱 Currency
Thai Baht THB ฿
Euro EUR €
Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Chiang Mai Makarska 7,950 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Makarska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Makarska: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Makarska?
Makarska costs about 73% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Makarska?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,423 in Makarska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Makarska?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $673 in Makarska.
How do childcare costs compare in Chiang Mai and in Makarska?
Kindergarten costs $736 per month in Chiang Mai and $426 in Makarska. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Makarska?
Groceries cost about 25% more in Makarska, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Makarska?
$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,615 in Makarska. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Chiang Mai or Makarska?
For digital nomads, it depends on budget. Chiang Mai costs $936 versus $1,615 in Makarska. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Makarska?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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