😐A single person spends $866 per month in Chiang Mai vs $463 in Maharagama, rent included.
😐A couple spends around $1,351 per month in Chiang Mai vs $786 in Maharagama, rent included.
😐A family of three spends $1,835 per month in Chiang Mai vs $1,109 in Maharagama, rent included.
😐Chiang Mai costs about 87% more than Maharagama, driven mainly by Eating Out.
📊Both Chiang Mai and Maharagama are more affordable than the global median – Chiang Mai35% lower, Maharagama65% lower.
Currency
🍽 Eating Out
Chiang Mai
Maharagama
Difference
Meal at Budget Restaurant
$1.94฿63.5
-
-
Three-Course Dinner for Two, Mid-Range
$18.64฿609
-
-
Fast Food Meal(McDonalds, etc)
$7.82฿255
-
-
Cappuccino
$1.95฿63.8
-
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.77
-
-
Water(0.33 liter bottle)
$0.35฿11.58
-
-
Local Beer(0.5 liter draught)
$2.13฿69.6
-
-
Imported Beer(0.33 liter bottle)
$3.73฿122
-
-
🛒 Groceries & Markets
Chiang Mai
Maharagama
Difference
Milk(1 liter)
$1.71฿56.0
$1.85LKR 614
-7.57%
White Bread(500g)
$1.63฿53.2
$0.52LKR 174
213.46%
Rice(white)(1kg)
$1.14฿37.15
$0.79LKR 261
44.30%
Eggs
$1.93฿63.1
$2.04LKR 677
-5.39%
Local Cheese(1kg)
$16.21฿530
$15.89LKR 5,268
2.01%
Chicken Fillets(1kg)
$3.12฿102
$5.75LKR 1,906
-45.74%
Beef Round Steak(1kg)
$10.90฿356
$11.04LKR 3,660
-1.27%
Apples(1kg)
$2.75฿90.0
$11.82LKR 3,918
-76.73%
Banana(1kg)
$1.21฿39.52
$1.19LKR 395
1.68%
Oranges(1kg)
$1.62฿53.0
$10.07LKR 3,338
-83.91%
Tomato(1kg)
$1.59฿51.8
$1.81LKR 599
-12.15%
Potato(1kg)
$1.40฿45.70
$1.15LKR 382
21.74%
Onion(1kg)
$1.17฿38.17
$1.20LKR 399
-2.50%
Lettuce(1 head)
$0.66฿21.60
$1.57LKR 522
-57.96%
Water(1.5 liter bottle)
$0.53฿17.22
$0.58LKR 192
-8.62%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿153
$9.63LKR 3,192
-51.30%
Wine(Bottle)
$18.66฿609
-
-
Local Beer(0.5 liter bottle)
$1.80฿58.8
$2.03LKR 672
-11.33%
Imported Beer(0.33 liter bottle)
$3.23฿106
$3.09LKR 1,024
4.53%
🚌 Getting Around
Chiang Mai
Maharagama
Difference
One-way Ticket(Public Transport)
$0.90฿29.26
-
-
Public Transport Monthly Pass(Regular Price)
$19.21฿628
$3.39LKR 1,126
466.67%
Taxi Start(Normal Tariff)
$1.41฿45.91
$0.32LKR 105
340.62%
Taxi(Normal Tariff)(1km)
$1.29฿42.12
$0.29LKR 94.6
344.83%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿256
-
-
Gasoline(1 liter)
$1.27฿41.58
$1.42LKR 469
-10.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿694.9K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K฿725.4K
-
-
🧾 Monthly Utilities & Internet
Chiang Mai
Maharagama
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.1฿2,256
$53.4LKR 17.7K
29.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.08฿460
$3.43LKR 1,137
310.50%
Internet(50+ Mbps, Unlimited Data)
$18.00฿588
$12.48LKR 4,139
44.23%
🎉 Sport & Entertainment
Chiang Mai
Maharagama
Difference
Gym Membership(Monthly)
$41.06฿1,341
$13.51LKR 4,481
203.92%
Tennis Court(1 Hour on Weekend)
$6.96฿227
-
-
Cinema Ticket
$5.92฿193
$5.07LKR 1,681
16.77%
🧸 Childcare & Education
Chiang Mai
Maharagama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,766
$67.5LKR 22.4K
343.34%
International Primary School, 1 Child(Yearly)
$15.0K฿488.3K
$512LKR 169.8K
2819.52%
👕👟 Clothing & Footwear
Chiang Mai
Maharagama
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,787
$25.25LKR 8,373
116.63%
Summer Dress(H&M, Zara, etc)
$26.77฿874
$13.32LKR 4,415
100.98%
Sport Shoes(Adidas, Nike)
$85.0฿2,776
$54.4LKR 18.0K
56.17%
Men's Leather Business Shoes
$70.6฿2,306
$59.1LKR 19.6K
19.48%
🏠 Accommodation & Living
Chiang Mai
Maharagama
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$237฿7,752
-
-
3-bedroom Apartment, City Center(Monthly)
$801฿26.2K
$168LKR 55.7K
376.73%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$116LKR 38.4K
344.65%
Buy Apartment in City Center(m2)
$1,975฿64.5K
-
-
Buy Apartment Outside City Center(m2)
$1,475฿48.2K
-
-
💵 Salaries & Financials
Chiang Mai
Maharagama
Difference
Average Monthly Net Salary(After Tax)
$617฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
17
-70.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: May 31, 2026
Last update for Maharagama: May 31, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Maharagama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Maharagama?
Chiang Mai costs about 87% more than Maharagama, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Maharagama?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $694 in Maharagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How expensive is transport in Chiang Mai vs Maharagama?
Public transport costs about 467% less in Maharagama. For daily commuters, that gap adds up to noticeable savings over a year.
Are groceries more expensive in Chiang Mai or Maharagama?
Interestingly, groceries are about 20% cheaper in Chiang Mai – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Chiang Mai or Maharagama?
$1,000 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $463 in Maharagama, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Maharagama?
For digital nomads, it depends on budget. Maharagama costs $463 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Maharagama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Maharagama?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared