🙂A single person spends $950 per month in Chiang Mai vs $1,056 in Lumut, Perak, rent included.
🙂A couple spends around $1,430 per month in Chiang Mai vs $1,536 in Lumut, Perak, rent included.
🙂A family of three spends $1,909 per month in Chiang Mai vs $2,016 in Lumut, Perak, rent included.
🙂Chiang Mai is about 10% cheaper than Lumut, Perak, driven mainly by Getting Around.
📊Both Chiang Mai and Lumut, Perak are more affordable than the global median – Chiang Mai31% lower, Lumut, Perak23% lower.
Currency
🍽 Eating Out
Chiang Mai
Lumut, Perak
Difference
Meal at Budget Restaurant
$2.10฿69.3
$3.83MYR 15.57
-45.17%
Three-Course Dinner for Two, Mid-Range
$19.84฿656
$12.29MYR 50.0
61.43%
Fast Food Meal(McDonalds, etc)
$5.79฿191
$5.01MYR 20.37
15.57%
Cappuccino
$1.83฿60.4
$3.02MYR 12.28
-39.40%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78฿25.61
$0.85MYR 3.46
-8.24%
Water(0.33 liter bottle)
$0.31฿10.37
$0.39MYR 1.58
-20.51%
Local Beer(0.5 liter draught)
$2.34฿77.2
$3.86MYR 15.70
-39.38%
Imported Beer(0.33 liter bottle)
$3.70฿122
$6.27MYR 25.50
-40.99%
🛒 Groceries & Markets
Chiang Mai
Lumut, Perak
Difference
Milk(1 liter)
$2.03฿67.1
$2.18MYR 8.87
-6.88%
White Bread(500g)
$1.60฿52.7
$1.07MYR 4.36
49.53%
Rice(white)(1kg)
$1.42฿46.75
$2.03MYR 8.25
-30.05%
Eggs
$2.18฿71.9
$2.46MYR 9.99
-11.38%
Local Cheese(1kg)
$15.91฿526
$15.53MYR 63.2
2.45%
Chicken Fillets(1kg)
$3.07฿102
$4.76MYR 19.35
-35.50%
Beef Round Steak(1kg)
$9.87฿326
$9.69MYR 39.42
1.86%
Apples(1kg)
$2.63฿86.8
$3.41MYR 13.87
-22.87%
Banana(1kg)
$1.10฿36.19
$1.92MYR 7.79
-42.71%
Oranges(1kg)
$1.63฿53.8
$2.46MYR 10.00
-33.74%
Tomato(1kg)
$1.53฿50.6
$1.60MYR 6.49
-4.38%
Potato(1kg)
$1.24฿41.13
$1.33MYR 5.39
-6.77%
Onion(1kg)
$1.13฿37.37
$1.46MYR 5.93
-22.60%
Lettuce(1 head)
$0.74฿24.38
$1.21MYR 4.93
-38.84%
Water(1.5 liter bottle)
$0.50฿16.48
$0.76MYR 3.08
-34.21%
Cigarettes 20 Pack(Marlboro, Camel)
$4.28฿141
$4.40MYR 17.90
-2.73%
Wine(Bottle)
$17.97฿594
$19.08MYR 77.6
-5.82%
Local Beer(0.5 liter bottle)
$1.70฿56.1
$3.41MYR 13.88
-50.15%
Imported Beer(0.33 liter bottle)
$2.90฿95.7
$4.96MYR 20.20
-41.53%
🚌 Getting Around
Chiang Mai
Lumut, Perak
Difference
One-way Ticket(Public Transport)
$0.94฿31.13
$0.75MYR 3.06
25.33%
Public Transport Monthly Pass(Regular Price)
$55.3฿1,827
$12.22MYR 49.70
352.45%
Taxi Start(Normal Tariff)
$1.23฿40.76
$1.23MYR 4.99
-
Taxi(Normal Tariff)(1km)
$0.53฿17.66
$0.50MYR 2.03
6.00%
Taxi 1hour Waiting(Normal Tariff)
$2.40฿79.3
$4.87MYR 19.79
-50.72%
Gasoline(1 liter)
$1.44฿47.55
$0.78MYR 3.18
84.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿700.2K
$42.4KMYR 172.6K
-50.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K฿902.1K
$35.7KMYR 145.4K
-23.59%
🧾 Monthly Utilities & Internet
Chiang Mai
Lumut, Perak
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$64.9฿2,145
$64.9MYR 264
0.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.35฿441
$9.36MYR 38.07
42.63%
Internet(50+ Mbps, Unlimited Data)
$20.83฿688
$26.19MYR 107
-20.47%
🎉 Sport & Entertainment
Chiang Mai
Lumut, Perak
Difference
Gym Membership(Monthly)
$40.42฿1,336
$41.40MYR 168
-2.37%
Tennis Court(1 Hour on Weekend)
$3.95฿131
$6.56MYR 26.69
-39.79%
Cinema Ticket
$6.71฿222
$5.34MYR 21.74
25.66%
🧸 Childcare & Education
Chiang Mai
Lumut, Perak
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$787฿26.0K
$298MYR 1,214
163.75%
International Primary School, 1 Child(Yearly)
$15.1K฿499.6K
$4,956MYR 20.2K
205.15%
👕👟 Clothing & Footwear
Chiang Mai
Lumut, Perak
Difference
Jeans(Levis 501 Or Similar)
$56.2฿1,858
$72.9MYR 296
-22.84%
Summer Dress(H&M, Zara, etc)
$24.95฿824
$42.54MYR 173
-41.35%
Sport Shoes(Adidas, Nike)
$92.7฿3,063
$88.1MYR 358
5.23%
Men's Leather Business Shoes
$75.1฿2,482
$99.7MYR 406
-24.66%
🏠 Accommodation & Living
Chiang Mai
Lumut, Perak
Difference
1-bedroom Apartment, City Center(Monthly)
$484฿16.0K
$432MYR 1,756
12.11%
1-bedroom Apartment, Outside City Center(Monthly)
$287฿9,491
$337MYR 1,371
-14.76%
3-bedroom Apartment, City Center(Monthly)
$910฿30.1K
$712MYR 2,898
27.68%
3-bedroom Apartment, Outside City Center(Monthly)
$531฿17.5K
$497MYR 2,023
6.73%
Buy Apartment in City Center(m2)
$1,980฿65.4K
$2,091MYR 8,507
-5.33%
Buy Apartment Outside City Center(m2)
$1,451฿47.9K
$1,125MYR 4,578
28.95%
💵 Salaries & Financials
Chiang Mai
Lumut, Perak
Difference
Average Monthly Net Salary(After Tax)
$605฿20.0K
$377MYR 1,535
60.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
4.2
32.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: September 7, 2026
Last update for Lumut, Perak: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $484 in Chiang Mai versus $432 in Lumut, Perak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 60% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $12.00 in Lumut, Perak. Groceries tell a different story – $242 in Chiang Mai vs $282 in Lumut, Perak – so Chiang Mai wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Lumut, Perak: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Lumut, Perak?
Lumut, Perak costs about 11% more than Chiang Mai, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Lumut, Perak?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $1,584 in Lumut, Perak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Lumut, Perak?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Lumut, Perak?
Kindergarten costs $787 per month in Chiang Mai and $298 in Lumut, Perak. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Lumut, Perak?
Groceries cost about 16% more in Lumut, Perak, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Lumut, Perak?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Lumut, Perak at $1,056. In Chiang Mai it covers expenses comfortably, while in Lumut, Perak it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Lumut, Perak?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,056 in Lumut, Perak. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Lumut, Perak?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Lumut, Perak?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lumut, Perak makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared