Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Lumut, Perak

For one person, living is cheaper in Chiang Mai: $936 a month against $988 in Lumut, Perak, rent and utilities included – about $620 less a year. The total is higher in Lumut, Perak despite lower rent and utilities.

Chiang Mai, Thailand
Lumut, Perak, Malaysia
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Lumut, Perak
🇲🇾 Malaysia
$988
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Lumut, Perak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Lumut, Perak actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $988 in Lumut, Perak, rent included.

  • Chiang Mai $936
  • Lumut, Perak $988

A couple spends around $1,457 per month in Chiang Mai vs $1,498 in Lumut, Perak, rent included.

  • Chiang Mai $1,457
  • Lumut, Perak $1,498

A family of three spends $1,979 per month in Chiang Mai vs $2,008 in Lumut, Perak, rent included.

  • Chiang Mai $1,979
  • Lumut, Perak $2,008

Chiang Mai is about 5% cheaper than Lumut, Perak, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Lumut, Perak are more affordable than the global median – Chiang Mai 31% lower, Lumut, Perak 27% lower.

Currency
🍽 Eating Out
Chiang Mai
Lumut, Perak
Difference
Meal at Budget Restaurant
$2.24 ฿75.7
$3.65 MYR 14.85
-38.63%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿642
$12.00 MYR 48.89
58.33%
Fast Food Meal (McDonalds, etc)
$5.55 ฿188
$4.91 MYR 20.03
13.03%
Cappuccino
$1.67 ฿56.6
$2.95 MYR 12.01
-43.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.56
$0.77 MYR 3.13
-16.88%
Water (0.33 liter bottle)
$0.31 ฿10.32
$0.38 MYR 1.55
-18.42%
Local Beer (0.5 liter draught)
$2.36 ฿79.6
$3.75 MYR 15.27
-37.07%
Imported Beer (0.33 liter bottle)
$3.66 ฿124
$6.23 MYR 25.36
-41.25%
🛒 Groceries & Markets
Chiang Mai
Lumut, Perak
Difference
Milk (1 liter)
$1.95 ฿65.8
$2.06 MYR 8.38
-5.34%
White Bread (500g)
$1.44 ฿48.51
$1.07 MYR 4.34
34.58%
Rice (white) (1kg)
$1.33 ฿45.07
$1.92 MYR 7.83
-30.73%
Eggs
$2.28 ฿77.1
$2.41 MYR 9.81
-5.39%
Local Cheese (1kg)
$16.45 ฿556
$13.84 MYR 56.4
18.86%
Chicken Fillets (1kg)
$2.78 ฿94.0
$4.53 MYR 18.46
-38.63%
Beef Round Steak (1kg)
$9.31 ฿314
$9.83 MYR 40.06
-5.29%
Apples (1kg)
$2.35 ฿79.5
$3.32 MYR 13.52
-29.22%
Banana (1kg)
$0.97 ฿32.82
$1.85 MYR 7.52
-47.57%
Oranges (1kg)
$1.60 ฿53.9
$2.23 MYR 9.08
-28.25%
Tomato (1kg)
$1.50 ฿50.7
$1.57 MYR 6.38
-4.46%
Potato (1kg)
$1.28 ฿43.15
$1.27 MYR 5.18
0.79%
Onion (1kg)
$1.10 ฿37.22
$1.38 MYR 5.61
-20.29%
Lettuce (1 head)
$0.71 ฿23.84
$1.16 MYR 4.73
-38.79%
Water (1.5 liter bottle)
$0.49 ฿16.38
$0.71 MYR 2.89
-30.99%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$4.28 MYR 17.45
-3.27%
Wine (Bottle)
$17.52 ฿592
$19.87 MYR 81.0
-11.83%
Local Beer (0.5 liter bottle)
$1.61 ฿54.5
$3.47 MYR 14.12
-53.60%
Imported Beer (0.33 liter bottle)
$2.78 ฿94.0
$5.04 MYR 20.52
-44.84%
🚌 Getting Around
Chiang Mai
Lumut, Perak
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.33
$0.73 MYR 2.96
19.18%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,827
$12.54 MYR 51.1
331.34%
Taxi Start (Normal Tariff)
$1.16 ฿39.08
$1.23 MYR 5.02
-5.69%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.82
$1.26 MYR 5.12
-57.94%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.8
$4.86 MYR 19.79
-50.21%
Gasoline (1 liter)
$1.45 ฿48.93
$0.87 MYR 3.55
66.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿711.2K
$43.7K MYR 178.2K
-51.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿909.8K
$34.7K MYR 141.5K
-22.41%
🧾 Monthly Utilities & Internet
Chiang Mai
Lumut, Perak
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,100
$62.5 MYR 255
-0.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿411
$8.99 MYR 36.62
35.37%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿680
$25.83 MYR 105
-22.11%
🎉 Sport & Entertainment
Chiang Mai
Lumut, Perak
Difference
Gym Membership (Monthly)
$37.31 ฿1,260
$41.64 MYR 170
-10.40%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$6.57 MYR 26.79
-42.62%
Cinema Ticket
$6.49 ฿219
$4.81 MYR 19.62
34.93%
🧸 Childcare & Education
Chiang Mai
Lumut, Perak
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.9K
$242 MYR 987
203.87%
International Primary School, 1 Child (Yearly)
$14.8K ฿498.6K
$13.3K MYR 54.3K
10.76%
👕👟 Clothing & Footwear
Chiang Mai
Lumut, Perak
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,802
$72.0 MYR 294
-25.91%
Summer Dress (H&M, Zara, etc)
$24.64 ฿832
$42.00 MYR 171
-41.33%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,089
$85.3 MYR 347
7.30%
Men's Leather Business Shoes
$71.9 ฿2,429
$96.4 MYR 393
-25.40%
🏠 Accommodation & Living
Chiang Mai
Lumut, Perak
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
$415 MYR 1,692
16.16%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$295 MYR 1,201
4.78%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿34.0K
$722 MYR 2,942
39.33%
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.4K
$563 MYR 2,293
12.57%
Buy Apartment in City Center (m2)
$2,363 ฿79.8K
$1,757 MYR 7,160
34.48%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.7K
$1,304 MYR 5,314
21.83%
💵 Salaries & Financials
Chiang Mai
Lumut, Perak
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
$375 MYR 1,527
57.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
4.17
33.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Lumut, Perak: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Lumut, Perak
$295 4.6% $14
Groceries & Markets
Chiang Mai
$234
Lumut, Perak
$273 16.7% $39
Clothing & Footwear
Chiang Mai
$109
Lumut, Perak
$133 22.5% $24
Monthly Utilities & Internet
Chiang Mai
$94
Lumut, Perak
$97 3.1% $2.9
Eating Out
Chiang Mai
$78
Lumut, Perak
$115 48.3% $37
Getting Around
Chiang Mai
$61
Lumut, Perak
$23 62.6% $38
Sport & Entertainment
Chiang Mai
$50
Lumut, Perak
$51 2% $1

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $415 in Lumut, Perak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $12 in Lumut, Perak. Groceries tell a different story – $234 in Chiang Mai vs $273 in Lumut, Perak – so Chiang Mai wins on supermarket bills even if dining out costs more.

Good to know
🇹🇭 Chiang Mai
🇲🇾 Lumut, Perak
🕒 Local time
05:59 5:59 AM
06:59 6:59 AM
1 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
39,595
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

MYR, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Malaysian Ringgit exchange rates as of October 28, 2026: 1 USD = 4.07 MYR (1 MYR = 0.245 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

On the map
Between locations
  • Chiang Mai Lumut, Perak 1,630 km ≈ 2 h 30 min nonstop flight
From you
  • Chiang Mai
  • Lumut, Perak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Lumut, Perak: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Lumut, Perak?
Lumut, Perak costs about 6% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Lumut, Perak?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,482 in Lumut, Perak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Lumut, Perak?
Rent is clearly cheaper in Lumut, Perak, especially for central apartments: a one-bedroom in the center costs $415 there versus $482 in Chiang Mai.
How do childcare costs compare in Chiang Mai and in Lumut, Perak?
Kindergarten costs $736 per month in Chiang Mai and $242 in Lumut, Perak. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Lumut, Perak?
Groceries cost about 17% more in Lumut, Perak, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Lumut, Perak?
$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $988 in Lumut, Perak. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Chiang Mai or Lumut, Perak?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $988 in Lumut, Perak. Climate, culture, job market, and personal taste all factor in.
How safe is Chiang Mai compared to Lumut, Perak?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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