Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Livno

For one person, living is cheaper in Livno: $860 a month against $935 in Chiang Mai, rent and utilities included – about $900 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
41

Cost of Living Index in Livno
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Livno Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Livno

🇧🇦 Bosnia and Herzegovina

$860

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Livno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Livno actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $860 in Livno, rent included.

Chiang Mai $935
Livno $860

A couple spends around $1,467 per month in Chiang Mai vs $1,299 in Livno, rent included.

Chiang Mai $1,467
Livno $1,299

A family of three spends $1,999 per month in Chiang Mai vs $1,738 in Livno, rent included.

Chiang Mai $1,999
Livno $1,738

Chiang Mai costs about 9% more than Livno, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Livno are more affordable than the global median – Chiang Mai 31% lower, Livno 36% lower.

Meal at Budget Restaurant

$2.13 ฿72.0

$4.52 BAM 7.90

-52.88%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$31.43 BAM 54.9

-40.76%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$5.64 BAM 9.85

-0.71%

Cappuccino

$1.66 ฿56.1

$1.89 BAM 3.30

-12.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.82

$1.88 BAM 3.29

-65.43%

Water (0.33 liter bottle)

$0.30 ฿10.29

$1.20 BAM 2.10

-75.00%

Local Beer (0.5 liter draught)

$2.32 ฿78.3

$2.54 BAM 4.43

-8.66%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$1.69 BAM 2.94

117.16%

Milk (1 liter)

$2.02 ฿68.0

$1.11 BAM 1.94

81.98%

White Bread (500g)

$1.41 ฿47.49

$0.94 BAM 1.64

50.00%

Rice (white) (1kg)

$1.39 ฿46.94

$2.06 BAM 3.59

-32.52%

Eggs

$2.37 ฿79.9

$2.53 BAM 4.42

-6.32%

Local Cheese (1kg)

$16.52 ฿557

$7.69 BAM 13.44

114.82%

Chicken Fillets (1kg)

$2.67 ฿90.1

$7.33 BAM 12.80

-63.57%

Beef Round Steak (1kg)

$9.02 ฿304

$10.55 BAM 18.43

-14.50%

Apples (1kg)

$2.40 ฿80.9

$1.11 BAM 1.94

116.22%

Banana (1kg)

$1.04 ฿35.12

$1.68 BAM 2.93

-38.10%

Oranges (1kg)

$1.66 ฿56.0

$1.40 BAM 2.44

18.57%

Tomato (1kg)

$1.56 ฿52.6

$1.14 BAM 2.00

36.84%

Potato (1kg)

$1.24 ฿41.75

$1.04 BAM 1.81

19.23%

Onion (1kg)

$1.09 ฿36.65

$1.03 BAM 1.79

5.83%

Lettuce (1 head)

$0.76 ฿25.70

$0.77 BAM 1.34

-1.30%

Water (1.5 liter bottle)

$0.51 ฿17.34

$0.66 BAM 1.16

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$3.73 BAM 6.52

10.46%

Wine (Bottle)

$17.93 ฿605

$4.10 BAM 7.17

337.32%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$0.80 BAM 1.39

102.50%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$0.96 BAM 1.68

193.75%

One-way Ticket (Public Transport)

$0.93 ฿31.52

$1.22 BAM 2.13

-23.77%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,784

Taxi Start (Normal Tariff)

$1.18 ฿39.69

$1.74 BAM 3.04

-32.18%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.78

$0.56 BAM 0.97

-69.64%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$5.85 BAM 10.22

-69.06%

Gasoline (1 liter)

$1.47 ฿49.67

$1.61 BAM 2.81

-8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.7K

$29.4K BAM 51.3K

-28.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.4K

$21.1K BAM 36.8K

25.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,110

$131 BAM 229

-52.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿391

$17.52 BAM 30.60

-33.79%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$25.88 BAM 45.21

-21.56%

Gym Membership (Monthly)

$37.88 ฿1,278

$34.13 BAM 59.6

10.99%

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

$13.06 BAM 22.82

-71.67%

Cinema Ticket

$6.51 ฿220

$6.96 BAM 12.16

-6.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$193 BAM 338

275.81%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.0K

$2,265 BAM 3,957

631.63%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,806

$59.4 BAM 104

-9.88%

Summer Dress (H&M, Zara, etc)

$24.80 ฿836

$33.18 BAM 58.0

-25.26%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,049

$86.5 BAM 151

4.55%

Men's Leather Business Shoes

$72.0 ฿2,428

$81.7 BAM 143

-11.86%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$319 BAM 558

50.68%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

$219 BAM 383

41.50%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

$517 BAM 902

104.85%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

$353 BAM 617

86.60%

Buy Apartment in City Center (m2)

$2,418 ฿81.5K

$2,799 BAM 4,890

-13.63%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

$2,787 BAM 4,869

-42.28%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

$578 BAM 1,010

2.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.33

28.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Livno: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Livno

$219 25.5% 29.3% $91

Groceries & Markets

Chiang Mai

$237 25.3%

Livno

$187 21.8% 20.8% $49

Clothing & Footwear

Chiang Mai

$108 11.6%

Livno

$117 13.6% 8.3% $9

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Livno

$175 20.3% 84.9% $80

Eating Out

Chiang Mai

$77 8.2%

Livno

$104 12.1% 36% $28

Getting Around

Chiang Mai

$59 6.3%

Livno

$9.4 * 1.1% 84% $49

Sport & Entertainment

Chiang Mai

$51 5.4%

Livno

$48 5.6% 5.6% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $319 in Livno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $31 in Livno. Groceries tell a different story – $237 in Chiang Mai vs $187 in Livno – so Livno wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇧🇦 Livno

🕒 Local time

18:10 6:10 PM

12:10 12:10 PM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

17,000

💱 Currency

Thai Baht THB ฿

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.64 EUR

1 BAM = 0.572 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 4, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Livno 7,940 km ≈ 10 h nonstop flight

From you

Chiang Mai
Livno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Livno: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 9% more than Livno, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,290 in Livno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Livno, especially for central apartments: a one-bedroom in the center costs $319 there versus $481 in Chiang Mai.

A mid-range dinner for two costs $19 in Chiang Mai and $31 in Livno. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 26% more in Chiang Mai, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $860 in Livno. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Livno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Livno. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.