🙂A single person spends $872 per month in Chiang Mai vs $1,240 in Kuta, Bali, rent included.
🙂A couple spends around $1,337 per month in Chiang Mai vs $2,243 in Kuta, Bali, rent included.
🙂A family of three spends $1,802 per month in Chiang Mai vs $3,246 in Kuta, Bali, rent included.
🙂Chiang Mai is about 30% cheaper than Kuta, Bali, driven mainly by Sport & Entertainment.
📊Both Chiang Mai and Kuta, Bali are more affordable than the global median – Chiang Mai35% lower, Kuta, Bali8% lower.
Currency
🍽 Eating Out
Chiang Mai
Kuta, Bali
Difference
Meal at Budget Restaurant
$2.01฿64.5
$3.06Rp 52.4K
-34.31%
Three-Course Dinner for Two, Mid-Range
$18.23฿584
$27.99Rp 479.7K
-34.87%
Fast Food Meal(McDonalds, etc)
$7.65฿245
$4.25Rp 72.8K
80.00%
Cappuccino
$1.92฿61.5
$2.36Rp 40.4K
-18.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿26.96
$1.22Rp 21.0K
-31.15%
Water(0.33 liter bottle)
$0.36฿11.42
$0.65Rp 11.1K
-44.62%
Local Beer(0.5 liter draught)
$2.19฿70.2
$2.66Rp 45.5K
-17.67%
Imported Beer(0.33 liter bottle)
$3.79฿121
$3.48Rp 59.6K
8.91%
🛒 Groceries & Markets
Chiang Mai
Kuta, Bali
Difference
Milk(1 liter)
$1.64฿52.5
$1.65Rp 28.3K
-0.61%
White Bread(500g)
$1.62฿51.9
$2.31Rp 39.6K
-29.87%
Rice(white)(1kg)
$1.15฿36.96
$1.09Rp 18.7K
5.50%
Eggs
$1.94฿62.1
$2.36Rp 40.4K
-17.80%
Local Cheese(1kg)
$15.94฿511
$14.17Rp 242.7K
12.49%
Chicken Fillets(1kg)
$3.10฿99.4
$3.95Rp 67.7K
-21.52%
Beef Round Steak(1kg)
$11.07฿355
$11.34Rp 194.3K
-2.38%
Apples(1kg)
$2.71฿86.7
$3.53Rp 60.5K
-23.23%
Banana(1kg)
$1.18฿37.77
$1.52Rp 26.1K
-22.37%
Oranges(1kg)
$1.71฿54.6
$2.69Rp 46.0K
-36.43%
Tomato(1kg)
$1.61฿51.4
$2.15Rp 36.8K
-25.12%
Potato(1kg)
$1.39฿44.63
$1.83Rp 31.3K
-24.04%
Onion(1kg)
$1.15฿36.78
$2.16Rp 37.0K
-46.76%
Lettuce(1 head)
$0.71฿22.81
$1.03Rp 17.6K
-31.07%
Water(1.5 liter bottle)
$0.55฿17.63
$0.69Rp 11.8K
-20.29%
Cigarettes 20 Pack(Marlboro, Camel)
$4.57฿146
$3.02Rp 51.8K
51.32%
Wine(Bottle)
$18.87฿605
$22.17Rp 379.9K
-14.88%
Local Beer(0.5 liter bottle)
$1.82฿58.3
$2.74Rp 47.0K
-33.58%
Imported Beer(0.33 liter bottle)
$3.21฿103
$2.71Rp 46.5K
18.45%
🚌 Getting Around
Chiang Mai
Kuta, Bali
Difference
One-way Ticket(Public Transport)
$0.88฿28.23
$0.32Rp 5,517
175.00%
Public Transport Monthly Pass(Regular Price)
$18.89฿605
$9.00Rp 154.2K
109.89%
Taxi Start(Normal Tariff)
$1.41฿45.27
$0.54Rp 9,198
161.11%
Taxi(Normal Tariff)(1km)
$1.30฿41.68
$0.50Rp 8,493
160.00%
Taxi 1hour Waiting(Normal Tariff)
$8.20฿263
$6.78Rp 116.2K
20.94%
Gasoline(1 liter)
$1.23฿39.27
$0.94Rp 16.1K
30.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿678.5K
$29.1KRp 499.4M
-27.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K฿714.9K
$35.8KRp 613.1M
-37.64%
🧾 Monthly Utilities & Internet
Chiang Mai
Kuta, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.9฿2,239
$81.0Rp 1.4M
-13.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.07฿451
$3.96Rp 67.9K
255.30%
Internet(50+ Mbps, Unlimited Data)
$17.70฿567
$23.50Rp 402.7K
-24.68%
🎉 Sport & Entertainment
Chiang Mai
Kuta, Bali
Difference
Gym Membership(Monthly)
$41.41฿1,327
$84.4Rp 1.4M
-50.92%
Tennis Court(1 Hour on Weekend)
$6.69฿214
$5.57Rp 95.5K
20.11%
Cinema Ticket
$5.74฿184
$3.65Rp 62.5K
57.26%
🧸 Childcare & Education
Chiang Mai
Kuta, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,587
$277Rp 4.7M
8.06%
International Primary School, 1 Child(Yearly)
$15.0K฿480.9K
$5,904Rp 101.2M
154.23%
👕👟 Clothing & Footwear
Chiang Mai
Kuta, Bali
Difference
Jeans(Levis 501 Or Similar)
$54.8฿1,756
$53.6Rp 918.1K
2.31%
Summer Dress(H&M, Zara, etc)
$26.35฿844
$39.01Rp 668.5K
-32.45%
Sport Shoes(Adidas, Nike)
$84.7฿2,712
$86.7Rp 1.5M
-2.34%
Men's Leather Business Shoes
$69.7฿2,234
$79.0Rp 1.4M
-11.73%
🏠 Accommodation & Living
Chiang Mai
Kuta, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$427฿13.7K
$828Rp 14.2M
-48.43%
1-bedroom Apartment, Outside City Center(Monthly)
$241฿7,713
$562Rp 9.6M
-57.19%
3-bedroom Apartment, City Center(Monthly)
$811฿26.0K
$2,798Rp 47.9M
-71.03%
3-bedroom Apartment, Outside City Center(Monthly)
$498฿16.0K
$1,712Rp 29.3M
-70.88%
Buy Apartment in City Center(m2)
$2,022฿64.8K
$2,445Rp 41.9M
-17.29%
Buy Apartment Outside City Center(m2)
$1,524฿48.8K
$1,976Rp 33.9M
-22.89%
💵 Salaries & Financials
Chiang Mai
Kuta, Bali
Difference
Average Monthly Net Salary(After Tax)
$639฿20.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.28
-62.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 13, 2026
Last update for Kuta, Bali: April 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $427 in Chiang Mai versus $828 in Kuta, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $18 in Chiang Mai versus $28 in Kuta, Bali. Monthly groceries follow the same trend: $246 vs $284 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kuta, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kuta, Bali?
Kuta, Bali costs about 42% more than Chiang Mai, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Kuta, Bali?
For a comfortable life, plan on about $1,308 per month in Chiang Mai and $1,860 in Kuta, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kuta, Bali?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Kuta, Bali?
Kindergarten costs $299 per month in Chiang Mai and $277 in Kuta, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Kuta, Bali?
Groceries cost about 15% more in Kuta, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Kuta, Bali?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $872, than in Kuta, Bali at $1,240. In Chiang Mai it covers expenses comfortably, while in Kuta, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kuta, Bali?
For digital nomads, it depends on budget. Chiang Mai costs $872 versus $1,240 in Kuta, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kuta, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Kuta, Bali?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuta, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared