🙂A single person spends $847 per month in Chiang Mai vs $1,273 in Kuta, Bali, rent included.
🙂A couple spends around $1,332 per month in Chiang Mai vs $2,260 in Kuta, Bali, rent included.
🙂A family of three spends $1,816 per month in Chiang Mai vs $3,248 in Kuta, Bali, rent included.
🙂Chiang Mai is about 33% cheaper than Kuta, Bali, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Kuta, Bali are more affordable than the global median – Chiang Mai37% lower, Kuta, Bali5% lower.
Currency
🍽 Eating Out
Chiang Mai
Kuta, Bali
Difference
Meal at Budget Restaurant
$2.03฿68.5
$3.01Rp 53.8K
-32.56%
Three-Course Dinner for Two, Mid-Range
$18.71฿631
$27.81Rp 497.9K
-32.72%
Fast Food Meal(McDonalds, etc)
$7.84฿265
$4.47Rp 80.1K
75.39%
Cappuccino
$1.93฿65.0
$2.49Rp 44.6K
-22.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.83฿28.05
$1.21Rp 21.7K
-31.40%
Water(0.33 liter bottle)
$0.35฿11.82
$0.61Rp 10.9K
-42.62%
Local Beer(0.5 liter draught)
$2.22฿74.9
$2.53Rp 45.4K
-12.25%
Imported Beer(0.33 liter bottle)
$3.79฿128
$3.36Rp 60.2K
12.80%
🛒 Groceries & Markets
Chiang Mai
Kuta, Bali
Difference
Milk(1 liter)
$1.65฿55.5
$1.66Rp 29.8K
-0.60%
White Bread(500g)
$1.55฿52.4
$2.40Rp 43.0K
-35.42%
Rice(white)(1kg)
$1.18฿39.86
$1.15Rp 20.7K
2.61%
Eggs
$2.01฿68.0
$2.25Rp 40.4K
-10.67%
Local Cheese(1kg)
$16.16฿545
$14.06Rp 251.7K
14.94%
Chicken Fillets(1kg)
$3.03฿102
$4.01Rp 71.8K
-24.44%
Beef Round Steak(1kg)
$10.84฿366
$11.48Rp 205.5K
-5.57%
Apples(1kg)
$2.68฿90.4
$3.50Rp 62.7K
-23.43%
Banana(1kg)
$1.22฿41.21
$1.55Rp 27.8K
-21.29%
Oranges(1kg)
$1.63฿54.9
$2.68Rp 48.0K
-39.18%
Tomato(1kg)
$1.53฿51.6
$2.15Rp 38.4K
-28.84%
Potato(1kg)
$1.34฿45.18
$1.84Rp 32.9K
-27.17%
Onion(1kg)
$1.21฿40.93
$2.18Rp 39.1K
-44.50%
Lettuce(1 head)
$0.70฿23.67
$1.02Rp 18.3K
-31.37%
Water(1.5 liter bottle)
$0.53฿17.73
$0.70Rp 12.5K
-24.29%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿158
$3.05Rp 54.6K
53.77%
Wine(Bottle)
$17.71฿598
$22.21Rp 397.7K
-20.26%
Local Beer(0.5 liter bottle)
$1.85฿62.3
$2.65Rp 47.4K
-30.19%
Imported Beer(0.33 liter bottle)
$3.21฿108
$2.74Rp 49.0K
17.15%
🚌 Getting Around
Chiang Mai
Kuta, Bali
Difference
One-way Ticket(Public Transport)
$0.89฿30.07
$0.29Rp 5,275
206.90%
Public Transport Monthly Pass(Regular Price)
$18.76฿633
$9.05Rp 162.0K
107.29%
Taxi Start(Normal Tariff)
$1.41฿47.48
$0.51Rp 9,128
176.47%
Taxi(Normal Tariff)(1km)
$1.29฿43.59
$0.49Rp 8,862
163.27%
Taxi 1hour Waiting(Normal Tariff)
$7.79฿263
$6.69Rp 119.7K
16.44%
Gasoline(1 liter)
$1.29฿43.67
$0.93Rp 16.6K
38.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K฿734.7K
$29.2KRp 522.3M
-25.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K฿732.1K
$35.8KRp 641.2M
-39.43%
🧾 Monthly Utilities & Internet
Chiang Mai
Kuta, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.0฿2,362
$80.2Rp 1.4M
-12.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.19฿479
$4.10Rp 73.5K
246.10%
Internet(50+ Mbps, Unlimited Data)
$17.42฿588
$24.13Rp 432.0K
-27.81%
🎉 Sport & Entertainment
Chiang Mai
Kuta, Bali
Difference
Gym Membership(Monthly)
$41.64฿1,405
$84.0Rp 1.5M
-50.44%
Tennis Court(1 Hour on Weekend)
$6.89฿233
$5.83Rp 104.5K
18.18%
Cinema Ticket
$5.78฿195
$3.48Rp 62.3K
66.09%
🧸 Childcare & Education
Chiang Mai
Kuta, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$300฿10.1K
$272Rp 4.9M
10.26%
International Primary School, 1 Child(Yearly)
$14.5K฿490.1K
$6,018Rp 107.7M
141.31%
👕👟 Clothing & Footwear
Chiang Mai
Kuta, Bali
Difference
Jeans(Levis 501 Or Similar)
$55.4฿1,869
$54.8Rp 981.3K
1.00%
Summer Dress(H&M, Zara, etc)
$26.31฿888
$37.83Rp 677.3K
-30.45%
Sport Shoes(Adidas, Nike)
$84.8฿2,863
$89.6Rp 1.6M
-5.31%
Men's Leather Business Shoes
$70.5฿2,379
$78.1Rp 1.4M
-9.78%
🏠 Accommodation & Living
Chiang Mai
Kuta, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$425฿14.4K
$838Rp 15.0M
-49.24%
1-bedroom Apartment, Outside City Center(Monthly)
$235฿7,933
$557Rp 10.0M
-57.79%
3-bedroom Apartment, City Center(Monthly)
$802฿27.1K
$2,756Rp 49.3M
-70.89%
3-bedroom Apartment, Outside City Center(Monthly)
$516฿17.4K
$1,739Rp 31.1M
-70.35%
Buy Apartment in City Center(m2)
$1,926฿65.0K
$2,254Rp 40.4M
-14.54%
Buy Apartment Outside City Center(m2)
$1,451฿49.0K
$1,858Rp 33.3M
-21.91%
💵 Salaries & Financials
Chiang Mai
Kuta, Bali
Difference
Average Monthly Net Salary(After Tax)
$586฿19.8K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.28
-62.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 20, 2026
Last update for Kuta, Bali: July 22, 2026
Cost Breakdown
🏠A central one-bedroom costs $425 in Chiang Mai versus $838 in Kuta, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $28.00 in Kuta, Bali. Monthly groceries follow the same trend: $242 vs $285 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kuta, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kuta, Bali?
Kuta, Bali costs about 50% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kuta, Bali?
For a comfortable life, plan on about $1,271 per month in Chiang Mai and $1,909 in Kuta, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kuta, Bali?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Kuta, Bali?
Kindergarten costs $300 per month in Chiang Mai and $272 in Kuta, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Kuta, Bali?
Groceries cost about 17% more in Kuta, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Kuta, Bali?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $847, than in Kuta, Bali at $1,273. In Chiang Mai it covers expenses comfortably, while in Kuta, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kuta, Bali?
For digital nomads, it depends on budget. Chiang Mai costs $847 versus $1,273 in Kuta, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kuta, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Kuta, Bali?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuta, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared