🙂A single person spends $950 per month in Chiang Mai vs $1,227 in Kuta, Bali, rent included.
🙂A couple spends around $1,430 per month in Chiang Mai vs $2,066 in Kuta, Bali, rent included.
🙂A family of three spends $1,909 per month in Chiang Mai vs $2,905 in Kuta, Bali, rent included.
🙂Chiang Mai is about 23% cheaper than Kuta, Bali, driven mainly by Getting Around.
📊Both Chiang Mai and Kuta, Bali are more affordable than the global median – Chiang Mai31% lower, Kuta, Bali11% lower.
Currency
🍽 Eating Out
Chiang Mai
Kuta, Bali
Difference
Meal at Budget Restaurant
$2.10฿69.3
$2.94Rp 51.8K
-28.57%
Three-Course Dinner for Two, Mid-Range
$19.84฿656
$31.06Rp 546.8K
-36.12%
Fast Food Meal(McDonalds, etc)
$5.79฿191
$4.76Rp 83.8K
21.64%
Cappuccino
$1.83฿60.4
$2.32Rp 40.9K
-21.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78฿25.61
$1.56Rp 27.5K
-50.00%
Water(0.33 liter bottle)
$0.31฿10.37
$0.75Rp 13.1K
-58.67%
Local Beer(0.5 liter draught)
$2.34฿77.2
$2.56Rp 45.1K
-8.59%
Imported Beer(0.33 liter bottle)
$3.70฿122
$3.91Rp 68.9K
-5.37%
🛒 Groceries & Markets
Chiang Mai
Kuta, Bali
Difference
Milk(1 liter)
$2.03฿67.1
$1.54Rp 27.2K
31.82%
White Bread(500g)
$1.60฿52.7
$2.24Rp 39.5K
-28.57%
Rice(white)(1kg)
$1.42฿46.75
$1.08Rp 19.0K
31.48%
Eggs
$2.18฿71.9
$2.06Rp 36.3K
5.83%
Local Cheese(1kg)
$15.91฿526
$16.69Rp 293.9K
-4.67%
Chicken Fillets(1kg)
$3.07฿102
$3.73Rp 65.7K
-17.69%
Beef Round Steak(1kg)
$9.87฿326
$11.55Rp 203.4K
-14.55%
Apples(1kg)
$2.63฿86.8
$3.50Rp 61.7K
-24.86%
Banana(1kg)
$1.10฿36.19
$1.54Rp 27.0K
-28.57%
Oranges(1kg)
$1.63฿53.8
$2.17Rp 38.3K
-24.88%
Tomato(1kg)
$1.53฿50.6
$1.89Rp 33.2K
-19.05%
Potato(1kg)
$1.24฿41.13
$1.76Rp 31.0K
-29.55%
Onion(1kg)
$1.13฿37.37
$2.33Rp 41.0K
-51.50%
Lettuce(1 head)
$0.74฿24.38
$1.00Rp 17.7K
-26.00%
Water(1.5 liter bottle)
$0.50฿16.48
$0.48Rp 8,400
4.17%
Cigarettes 20 Pack(Marlboro, Camel)
$4.28฿141
$2.11Rp 37.2K
102.84%
Wine(Bottle)
$17.97฿594
$21.99Rp 387.2K
-18.28%
Local Beer(0.5 liter bottle)
$1.70฿56.1
$2.20Rp 38.7K
-22.73%
Imported Beer(0.33 liter bottle)
$2.90฿95.7
$2.83Rp 49.9K
2.47%
🚌 Getting Around
Chiang Mai
Kuta, Bali
Difference
One-way Ticket(Public Transport)
$0.94฿31.13
$0.30Rp 5,304
213.33%
Public Transport Monthly Pass(Regular Price)
$55.3฿1,827
$9.07Rp 159.6K
509.59%
Taxi Start(Normal Tariff)
$1.23฿40.76
$0.50Rp 8,862
146.00%
Taxi(Normal Tariff)(1km)
$0.53฿17.66
$0.49Rp 8,704
8.16%
Taxi 1hour Waiting(Normal Tariff)
$2.40฿79.3
$2.71Rp 47.7K
-11.44%
Gasoline(1 liter)
$1.44฿47.55
$0.84Rp 14.8K
71.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿700.2K
$27.7KRp 487.5M
-23.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K฿902.1K
$34.3KRp 604.1M
-20.42%
🧾 Monthly Utilities & Internet
Chiang Mai
Kuta, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$64.9฿2,145
$82.8Rp 1.5M
-21.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.35฿441
$6.74Rp 118.7K
98.07%
Internet(50+ Mbps, Unlimited Data)
$20.83฿688
$19.16Rp 337.3K
8.72%
🎉 Sport & Entertainment
Chiang Mai
Kuta, Bali
Difference
Gym Membership(Monthly)
$40.42฿1,336
$49.35Rp 868.9K
-18.10%
Tennis Court(1 Hour on Weekend)
$3.95฿131
$16.32Rp 287.4K
-75.80%
Cinema Ticket
$6.71฿222
$3.92Rp 69.0K
71.17%
🧸 Childcare & Education
Chiang Mai
Kuta, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$787฿26.0K
$447Rp 7.9M
75.95%
International Primary School, 1 Child(Yearly)
$15.1K฿499.6K
$5,338Rp 94.0M
183.30%
👕👟 Clothing & Footwear
Chiang Mai
Kuta, Bali
Difference
Jeans(Levis 501 Or Similar)
$56.2฿1,858
$46.19Rp 813.3K
21.74%
Summer Dress(H&M, Zara, etc)
$24.95฿824
$35.59Rp 626.6K
-29.90%
Sport Shoes(Adidas, Nike)
$92.7฿3,063
$82.0Rp 1.4M
13.03%
Men's Leather Business Shoes
$75.1฿2,482
$81.5Rp 1.4M
-7.77%
🏠 Accommodation & Living
Chiang Mai
Kuta, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$484฿16.0K
$937Rp 16.5M
-48.39%
1-bedroom Apartment, Outside City Center(Monthly)
$287฿9,491
$563Rp 9.9M
-48.98%
3-bedroom Apartment, City Center(Monthly)
$910฿30.1K
$2,977Rp 52.4M
-69.45%
3-bedroom Apartment, Outside City Center(Monthly)
$531฿17.5K
$1,409Rp 24.8M
-62.33%
Buy Apartment in City Center(m2)
$1,980฿65.4K
$2,307Rp 40.6M
-14.16%
Buy Apartment Outside City Center(m2)
$1,451฿47.9K
$1,870Rp 32.9M
-22.40%
💵 Salaries & Financials
Chiang Mai
Kuta, Bali
Difference
Average Monthly Net Salary(After Tax)
$605฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
13.78
-59.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: September 7, 2026
Last update for Kuta, Bali: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $484 in Chiang Mai versus $937 in Kuta, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $31.00 in Kuta, Bali. Monthly groceries follow the same trend: $242 vs $279 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kuta, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kuta, Bali?
Kuta, Bali costs about 29% more than Chiang Mai, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kuta, Bali?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $1,840 in Kuta, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kuta, Bali?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Kuta, Bali?
Kindergarten costs $787 per month in Chiang Mai and $447 in Kuta, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Kuta, Bali?
Groceries cost about 15% more in Kuta, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Kuta, Bali?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Kuta, Bali at $1,227. In Chiang Mai it covers expenses comfortably, while in Kuta, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kuta, Bali?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,227 in Kuta, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kuta, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Kuta, Bali?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuta, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared