🙂A single person spends $866 per month in Chiang Mai vs $1,246 in Kuta, Bali, rent included.
🙂A couple spends around $1,351 per month in Chiang Mai vs $2,231 in Kuta, Bali, rent included.
🙂A family of three spends $1,835 per month in Chiang Mai vs $3,217 in Kuta, Bali, rent included.
🙂Chiang Mai is about 30% cheaper than Kuta, Bali, driven mainly by Sport & Entertainment.
📊Both Chiang Mai and Kuta, Bali are more affordable than the global median – Chiang Mai35% lower, Kuta, Bali7% lower.
Currency
🍽 Eating Out
Chiang Mai
Kuta, Bali
Difference
Meal at Budget Restaurant
$1.94฿63.8
$3.16Rp 56.9K
-38.61%
Three-Course Dinner for Two, Mid-Range
$18.64฿611
$28.76Rp 518.7K
-35.19%
Fast Food Meal(McDonalds, etc)
$7.82฿256
$4.46Rp 80.4K
75.34%
Cappuccino
$1.95฿64.1
$2.40Rp 43.3K
-18.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.88
$1.20Rp 21.7K
-29.17%
Water(0.33 liter bottle)
$0.35฿11.63
$0.65Rp 11.7K
-46.15%
Local Beer(0.5 liter draught)
$2.13฿69.9
$2.56Rp 46.2K
-16.80%
Imported Beer(0.33 liter bottle)
$3.73฿122
$3.35Rp 60.3K
11.34%
🛒 Groceries & Markets
Chiang Mai
Kuta, Bali
Difference
Milk(1 liter)
$1.71฿56.2
$1.66Rp 29.9K
3.01%
White Bread(500g)
$1.63฿53.4
$2.36Rp 42.5K
-30.93%
Rice(white)(1kg)
$1.14฿37.30
$1.15Rp 20.8K
-0.87%
Eggs
$1.93฿63.4
$2.26Rp 40.8K
-14.60%
Local Cheese(1kg)
$16.21฿532
$14.02Rp 252.9K
15.62%
Chicken Fillets(1kg)
$3.12฿102
$4.03Rp 72.7K
-22.58%
Beef Round Steak(1kg)
$10.90฿357
$11.29Rp 203.6K
-3.45%
Apples(1kg)
$2.75฿90.3
$3.51Rp 63.3K
-21.65%
Banana(1kg)
$1.21฿39.68
$1.54Rp 27.9K
-21.43%
Oranges(1kg)
$1.62฿53.2
$2.64Rp 47.7K
-38.64%
Tomato(1kg)
$1.59฿52.0
$2.24Rp 40.3K
-29.02%
Potato(1kg)
$1.40฿45.89
$1.82Rp 32.8K
-23.08%
Onion(1kg)
$1.17฿38.32
$2.09Rp 37.7K
-44.02%
Lettuce(1 head)
$0.66฿21.69
$1.02Rp 18.5K
-35.29%
Water(1.5 liter bottle)
$0.53฿17.29
$0.74Rp 13.3K
-28.38%
Cigarettes 20 Pack(Marlboro, Camel)
$4.69฿154
$3.10Rp 55.9K
51.29%
Wine(Bottle)
$18.66฿612
$22.84Rp 411.8K
-18.30%
Local Beer(0.5 liter bottle)
$1.80฿59.0
$2.68Rp 48.3K
-32.84%
Imported Beer(0.33 liter bottle)
$3.23฿106
$2.61Rp 47.0K
23.75%
🚌 Getting Around
Chiang Mai
Kuta, Bali
Difference
One-way Ticket(Public Transport)
$0.90฿29.37
$0.32Rp 5,774
181.25%
Public Transport Monthly Pass(Regular Price)
$19.21฿630
$9.11Rp 164.4K
110.87%
Taxi Start(Normal Tariff)
$1.41฿46.10
$0.54Rp 9,741
161.11%
Taxi(Normal Tariff)(1km)
$1.29฿42.29
$0.49Rp 8,895
163.27%
Taxi 1hour Waiting(Normal Tariff)
$7.84฿257
$6.94Rp 125.2K
12.97%
Gasoline(1 liter)
$1.27฿41.75
$0.89Rp 16.1K
42.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿697.7K
$29.1KRp 524.4M
-26.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K฿728.3K
$35.4KRp 639.0M
-37.31%
🧾 Monthly Utilities & Internet
Chiang Mai
Kuta, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.1฿2,265
$79.9Rp 1.4M
-13.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.08฿462
$3.94Rp 71.0K
257.36%
Internet(50+ Mbps, Unlimited Data)
$18.00฿590
$24.19Rp 436.2K
-25.59%
🎉 Sport & Entertainment
Chiang Mai
Kuta, Bali
Difference
Gym Membership(Monthly)
$41.06฿1,346
$86.5Rp 1.6M
-52.54%
Tennis Court(1 Hour on Weekend)
$6.96฿228
$5.74Rp 103.5K
21.25%
Cinema Ticket
$5.92฿194
$3.49Rp 63.0K
69.63%
🧸 Childcare & Education
Chiang Mai
Kuta, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,805
$276Rp 5.0M
8.20%
International Primary School, 1 Child(Yearly)
$15.0K฿490.3K
$6,031Rp 108.8M
147.91%
👕👟 Clothing & Footwear
Chiang Mai
Kuta, Bali
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,794
$54.8Rp 988.5K
-0.20%
Summer Dress(H&M, Zara, etc)
$26.77฿878
$38.07Rp 686.6K
-29.68%
Sport Shoes(Adidas, Nike)
$85.0฿2,787
$88.8Rp 1.6M
-4.31%
Men's Leather Business Shoes
$70.6฿2,315
$76.3Rp 1.4M
-7.48%
🏠 Accommodation & Living
Chiang Mai
Kuta, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿14.0K
$812Rp 14.6M
-47.26%
1-bedroom Apartment, Outside City Center(Monthly)
$237฿7,782
$556Rp 10.0M
-57.28%
3-bedroom Apartment, City Center(Monthly)
$801฿26.3K
$2,758Rp 49.7M
-70.94%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.9K
$1,709Rp 30.8M
-69.85%
Buy Apartment in City Center(m2)
$1,975฿64.7K
$2,285Rp 41.2M
-13.60%
Buy Apartment Outside City Center(m2)
$1,475฿48.4K
$1,870Rp 33.7M
-21.11%
💵 Salaries & Financials
Chiang Mai
Kuta, Bali
Difference
Average Monthly Net Salary(After Tax)
$617฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.28
-62.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: May 31, 2026
Last update for Kuta, Bali: May 30, 2026
Cost Breakdown
🏠A central one-bedroom costs $428 in Chiang Mai versus $812 in Kuta, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $29.00 in Kuta, Bali. Monthly groceries follow the same trend: $246 vs $285 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kuta, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kuta, Bali?
Kuta, Bali costs about 44% more than Chiang Mai, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Kuta, Bali?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $1,868 in Kuta, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Kuta, Bali?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Kuta, Bali?
Kindergarten costs $299 per month in Chiang Mai and $276 in Kuta, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Kuta, Bali?
Groceries cost about 16% more in Kuta, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Kuta, Bali?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Kuta, Bali at $1,246. In Chiang Mai it covers expenses comfortably, while in Kuta, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Kuta, Bali?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,246 in Kuta, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kuta, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Kuta, Bali?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuta, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared