Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Kurgan

For one person, living is cheaper in Kurgan: $615 a month against $936 in Chiang Mai, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

Chiang Mai, Thailand
Kurgan, Russia
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Kurgan
🇷🇺 Russia
$615
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Kurgan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Kurgan actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $615 in Kurgan, rent included.

  • Chiang Mai $936
  • Kurgan $615

A couple spends around $1,457 per month in Chiang Mai vs $991 in Kurgan, rent included.

  • Chiang Mai $1,457
  • Kurgan $991

A family of three spends $1,979 per month in Chiang Mai vs $1,368 in Kurgan, rent included.

  • Chiang Mai $1,979
  • Kurgan $1,368

Chiang Mai costs about 52% more than Kurgan, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Kurgan are more affordable than the global median – Chiang Mai 31% lower, Kurgan 55% lower.

Currency
🍽 Eating Out
Chiang Mai
Kurgan
Difference
Meal at Budget Restaurant
$2.24 ฿75.6
$8.42 ₽678
-73.40%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿641
$29.14 ₽2,347
-34.80%
Fast Food Meal (McDonalds, etc)
$5.55 ฿187
$5.43 ₽437
2.21%
Cappuccino
$1.67 ฿56.5
$2.74 ₽220
-39.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.55
$1.18 ₽95.0
-45.76%
Water (0.33 liter bottle)
$0.31 ฿10.31
$0.59 ₽47.90
-47.46%
Local Beer (0.5 liter draught)
$2.36 ฿79.6
$3.76 ₽303
-37.23%
Imported Beer (0.33 liter bottle)
$3.66 ฿124
$4.98 ₽401
-26.51%
🛒 Groceries & Markets
Chiang Mai
Kurgan
Difference
Milk (1 liter)
$1.95 ฿65.8
$1.14 ₽91.7
71.05%
White Bread (500g)
$1.44 ฿48.48
$0.86 ₽69.4
67.44%
Rice (white) (1kg)
$1.33 ฿45.04
$1.21 ₽97.7
9.92%
Eggs
$2.28 ฿77.1
$1.47 ₽118
55.10%
Local Cheese (1kg)
$16.45 ฿555
$10.98 ₽885
49.82%
Chicken Fillets (1kg)
$2.78 ฿93.9
$4.99 ₽402
-44.29%
Beef Round Steak (1kg)
$9.31 ฿314
$11.78 ₽949
-20.97%
Apples (1kg)
$2.35 ฿79.4
$1.96 ₽158
19.90%
Banana (1kg)
$0.97 ฿32.80
$1.84 ₽148
-47.28%
Oranges (1kg)
$1.60 ฿53.9
$2.13 ₽172
-24.88%
Tomato (1kg)
$1.50 ฿50.6
$2.79 ₽225
-46.24%
Potato (1kg)
$1.28 ฿43.12
$0.89 ₽71.8
43.82%
Onion (1kg)
$1.10 ฿37.19
$0.77 ₽62.2
42.86%
Lettuce (1 head)
$0.71 ฿23.82
$1.83 ₽147
-61.20%
Water (1.5 liter bottle)
$0.49 ฿16.37
$0.53 ₽43.02
-7.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$2.89 ₽233
43.25%
Wine (Bottle)
$17.52 ฿591
$6.68 ₽538
162.28%
Local Beer (0.5 liter bottle)
$1.61 ฿54.5
$0.96 ₽77.0
67.71%
Imported Beer (0.33 liter bottle)
$2.78 ฿94.0
$1.91 ₽154
45.55%
🚌 Getting Around
Chiang Mai
Kurgan
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.31
$0.49 ₽39.07
77.55%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,826
-
-
Taxi Start (Normal Tariff)
$1.16 ฿39.06
$2.45 ₽197
-52.65%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.80
$0.63 ₽51.0
-15.87%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.8
$7.30 ₽588
-66.85%
Gasoline (1 liter)
$1.45 ฿48.90
$0.87 ₽70.4
66.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿710.7K
$54.3K ₽4.4M
-61.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿909.3K
$42.0K ₽3.4M
-35.86%
🧾 Monthly Utilities & Internet
Chiang Mai
Kurgan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,098
$97.1 ₽7,820
-35.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿411
$7.08 ₽570
71.89%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿679
$9.48 ₽764
112.24%
🎉 Sport & Entertainment
Chiang Mai
Kurgan
Difference
Gym Membership (Monthly)
$37.31 ฿1,259
-
-
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
-
-
Cinema Ticket
$6.49 ฿219
$4.24 ₽342
53.07%
🧸 Childcare & Education
Chiang Mai
Kurgan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.8K
-
-
International Primary School, 1 Child (Yearly)
$14.8K ฿498.3K
-
-
👕👟 Clothing & Footwear
Chiang Mai
Kurgan
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,801
$99.8 ₽8,040
-46.54%
Summer Dress (H&M, Zara, etc)
$24.64 ฿831
$31.02 ₽2,498
-20.57%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,087
$93.2 ₽7,505
-1.83%
Men's Leather Business Shoes
$71.9 ฿2,428
$55.1 ₽4,438
30.54%
🏠 Accommodation & Living
Chiang Mai
Kurgan
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿33.9K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.4K
-
-
Buy Apartment in City Center (m2)
$2,363 ฿79.8K
-
-
Buy Apartment Outside City Center (m2)
$1,589 ฿53.6K
-
-
💵 Salaries & Financials
Chiang Mai
Kurgan
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
$1,004 ₽80.8K
-41.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
20.32
-72.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Kurgan: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Kurgan
- * 100%
Groceries & Markets
Chiang Mai
$234
Kurgan
$207 11.6% $27
Clothing & Footwear
Chiang Mai
$109
Kurgan
$126 15.6% $17
Monthly Utilities & Internet
Chiang Mai
$94
Kurgan
$114 20.3% $19
Eating Out
Chiang Mai
$78
Kurgan
$152 96.3% $75
Getting Around
Chiang Mai
$61
Kurgan
$7.6 * 87.7% $54
Sport & Entertainment
Chiang Mai
$50
Kurgan
$8.5 * 83.1% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 70% higher in Kurgan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $29 in Kurgan. Groceries tell a different story – $234 in Chiang Mai vs $207 in Kurgan – so Kurgan wins on supermarket bills even if dining out costs more.

Good to know
🇹🇭 Chiang Mai
🇷🇺 Kurgan
🕒 Local time
11:10 11:10 AM
09:10 9:10 AM
2 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
309,285
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

RUB, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Russian Ruble exchange rates as of November 2, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.92 RUB (100 RUB = 1.11 EUR).

On the map
Between locations
  • Chiang Mai Kurgan 4,960 km ≈ 7 h nonstop flight
From you
  • Chiang Mai
  • Kurgan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kurgan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kurgan?
Chiang Mai costs about 52% more than Kurgan, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kurgan?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $922 in Kurgan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Chiang Mai compared to Kurgan?
Monthly expenses with rent come to $936 in Chiang Mai and $615 in Kurgan. That makes Kurgan about 34% cheaper.
Are groceries more expensive in Chiang Mai or in Kurgan?
Groceries cost about 13% more in Chiang Mai, though the gap depends on what you buy.
Which city offers a better quality of life: Chiang Mai or Kurgan?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $615 in Kurgan to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Chiang Mai vs other spots: cost of living compared

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