Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Kovrov

For one person, living is cheaper in Chiang Mai: $935 a month against $1,315 in Kovrov, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Kovrov, Russia
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Kovrov
🇷🇺 Russia
$1,315
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Kovrov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Kovrov actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,315 in Kovrov, rent included.

  • Chiang Mai $935
  • Kovrov $1,315

A couple spends around $1,467 per month in Chiang Mai vs $2,068 in Kovrov, rent included.

  • Chiang Mai $1,467
  • Kovrov $2,068

A family of three spends $1,999 per month in Chiang Mai vs $2,821 in Kovrov, rent included.

  • Chiang Mai $1,999
  • Kovrov $2,821

Chiang Mai is about 29% cheaper than Kovrov, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Kovrov are more affordable than the global median – Chiang Mai 31% lower, Kovrov 3% lower.

Currency
🍽 Eating Out
Chiang Mai
Kovrov
Difference
Meal at Budget Restaurant
$2.13 ฿71.8
$12.44 ₽1,020
-82.88%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿626
$62.0 ₽5,081
-69.97%
Fast Food Meal (McDonalds, etc)
$5.60 ฿188
$7.24 ₽594
-22.65%
Cappuccino
$1.66 ฿55.9
$3.76 ₽308
-55.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.75
$1.69 ₽138
-61.54%
Water (0.33 liter bottle)
$0.30 ฿10.25
$0.89 ₽72.8
-66.29%
Local Beer (0.5 liter draught)
$2.32 ฿78.1
$1.80 ₽148
28.89%
Imported Beer (0.33 liter bottle)
$3.67 ฿123
$5.03 ₽412
-27.04%
🛒 Groceries & Markets
Chiang Mai
Kovrov
Difference
Milk (1 liter)
$2.02 ฿67.8
$1.30 ₽107
55.38%
White Bread (500g)
$1.41 ฿47.34
$1.01 ₽82.6
39.60%
Rice (white) (1kg)
$1.39 ฿46.79
$1.74 ₽143
-20.11%
Eggs
$2.37 ฿79.6
$1.88 ₽154
26.06%
Local Cheese (1kg)
$16.52 ฿555
$14.34 ₽1,175
15.20%
Chicken Fillets (1kg)
$2.67 ฿89.8
$6.85 ₽562
-61.02%
Beef Round Steak (1kg)
$9.02 ฿303
$14.50 ₽1,188
-37.79%
Apples (1kg)
$2.40 ฿80.6
$2.14 ₽175
12.15%
Banana (1kg)
$1.04 ฿35.01
$1.79 ₽146
-41.90%
Oranges (1kg)
$1.66 ฿55.8
$1.94 ₽159
-14.43%
Tomato (1kg)
$1.56 ฿52.4
$3.90 ₽320
-60.00%
Potato (1kg)
$1.24 ฿41.61
$0.97 ₽79.2
27.84%
Onion (1kg)
$1.09 ฿36.53
$0.75 ₽61.8
45.33%
Lettuce (1 head)
$0.76 ฿25.61
$1.58 ₽130
-51.90%
Water (1.5 liter bottle)
$0.51 ฿17.29
$0.95 ₽78.0
-46.32%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿139
$3.58 ₽294
15.08%
Wine (Bottle)
$17.93 ฿603
$12.18 ₽999
47.21%
Local Beer (0.5 liter bottle)
$1.62 ฿54.6
$1.19 ₽97.6
36.13%
Imported Beer (0.33 liter bottle)
$2.82 ฿94.9
$2.63 ₽216
7.22%
🚌 Getting Around
Chiang Mai
Kovrov
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.42
$0.54 ₽44.52
72.22%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,778
$31.20 ₽2,557
69.52%
Taxi Start (Normal Tariff)
$1.18 ฿39.56
$3.71 ₽304
-68.19%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.76
$0.36 ₽29.23
-52.78%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿60.9
$6.26 ₽513
-71.09%
Gasoline (1 liter)
$1.47 ฿49.51
$0.87 ₽71.0
68.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿706.4K
$42.2K ₽3.5M
-50.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿891.4K
$39.9K ₽3.3M
-33.51%
🧾 Monthly Utilities & Internet
Chiang Mai
Kovrov
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,103
$181 ₽14.9K
-65.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿390
$8.79 ₽721
31.97%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿683
$9.73 ₽797
108.63%
🎉 Sport & Entertainment
Chiang Mai
Kovrov
Difference
Gym Membership (Monthly)
$37.88 ฿1,274
$32.47 ₽2,661
16.66%
Tennis Court (1 Hour on Weekend)
$3.70 ฿124
$24.98 ₽2,047
-85.19%
Cinema Ticket
$6.51 ฿219
$9.09 ₽745
-28.38%
🧸 Childcare & Education
Chiang Mai
Kovrov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.4K
$351 ₽28.8K
106.89%
International Primary School, 1 Child (Yearly)
$16.6K ฿557.2K
$6,275 ₽514.3K
164.14%
👕👟 Clothing & Footwear
Chiang Mai
Kovrov
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,800
$106 ₽8,657
-49.30%
Summer Dress (H&M, Zara, etc)
$24.80 ฿834
$66.3 ₽5,434
-62.59%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,039
$148 ₽12.2K
-39.09%
Men's Leather Business Shoes
$72.0 ฿2,420
$175 ₽14.3K
-58.86%
🏠 Accommodation & Living
Chiang Mai
Kovrov
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$463 ₽38.0K
3.86%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.4K
$342 ₽28.0K
-9.33%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.6K
$940 ₽77.1K
12.53%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.1K
$593 ₽48.6K
11.14%
Buy Apartment in City Center (m2)
$2,418 ฿81.3K
$2,086 ₽171.0K
15.90%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.1K
$1,432 ₽117.4K
12.32%
💵 Salaries & Financials
Chiang Mai
Kovrov
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
19.36
-71.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Kovrov: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Kovrov
$342 10.3% $32
Groceries & Markets
Chiang Mai
$237
Kovrov
$265 11.9% $28
Clothing & Footwear
Chiang Mai
$108
Kovrov
$223 106% $115
Monthly Utilities & Internet
Chiang Mai
$94
Kovrov
$200 112% $105
Eating Out
Chiang Mai
$77
Kovrov
$196 156% $119
Getting Around
Chiang Mai
$59
Kovrov
$39 33.8% $20
Sport & Entertainment
Chiang Mai
$51
Kovrov
$51 0.5% $0.3

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $463 in Kovrov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $62 in Kovrov. Monthly groceries follow the same trend: $237 vs $265 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇷🇺 Kovrov
🕒 Local time
19:46 7:46 PM
15:46 3:46 PM
4 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
134,074
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

RUB, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.69 THB (100 THB = 2.65 EUR).

Russian Ruble exchange rates as of November 4, 2026: 1 USD = 81.97 RUB (100 RUB = 1.22 USD). 1 EUR = 91.89 RUB (100 RUB = 1.09 EUR).

On the map
Between locations
  • Chiang Mai Kovrov 6,310 km ≈ 8 h nonstop flight
From you
  • Chiang Mai
  • Kovrov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kovrov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kovrov?
Kovrov costs about 41% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Kovrov?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,972 in Kovrov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Chiang Mai compared to Kovrov?
A central 1-bedroom goes for about $481 in Chiang Mai and $463 in Kovrov. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How do childcare costs compare in Chiang Mai and in Kovrov?
Kindergarten costs $727 per month in Chiang Mai and $351 in Kovrov. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Kovrov?
Groceries cost about 12% more in Kovrov, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Kovrov?
$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,315 in Kovrov. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Chiang Mai or Kovrov?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,315 in Kovrov. Climate, culture, job market, and personal taste all factor in.

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