Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Kivioli

For one person, living is cheaper in Chiang Mai: $935 a month against $1,139 in Kivioli, rent and utilities included – about $2,400 less a year. The total is higher in Kivioli despite lower rent and utilities.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
55

Cost of Living Index in Kivioli
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Kivioli Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Kivioli

🇪🇪 Estonia

$1,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Kivioli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Kivioli actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,139 in Kivioli, rent included.

Chiang Mai $935
Kivioli $1,139

A couple spends around $1,467 per month in Chiang Mai vs $1,776 in Kivioli, rent included.

Chiang Mai $1,467
Kivioli $1,776

A family of three spends $1,999 per month in Chiang Mai vs $2,412 in Kivioli, rent included.

Chiang Mai $1,999
Kivioli $2,412

Chiang Mai is about 18% cheaper than Kivioli, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Kivioli are more affordable than the global median – Chiang Mai 31% lower, Kivioli 16% lower.

Meal at Budget Restaurant

$2.13 ฿72.0

$16.70 €14.93

-87.25%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$71.7 €64.1

-74.03%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$11.12 €9.95

-49.64%

Cappuccino

$1.66 ฿56.1

$3.98 €3.56

-58.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.83

$3.32 €2.96

-80.42%

Water (0.33 liter bottle)

$0.30 ฿10.29

$3.66 €3.27

-91.80%

Local Beer (0.5 liter draught)

$2.32 ฿78.4

$6.59 €5.89

-64.80%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$7.37 €6.59

-50.20%

Milk (1 liter)

$2.02 ฿68.0

$1.23 €1.10

64.23%

White Bread (500g)

$1.41 ฿47.51

$1.85 €1.65

-23.78%

Rice (white) (1kg)

$1.39 ฿46.96

$2.37 €2.12

-41.35%

Eggs

$2.37 ฿79.9

$2.96 €2.65

-19.93%

Local Cheese (1kg)

$16.52 ฿557

$12.89 €11.53

28.16%

Chicken Fillets (1kg)

$2.67 ฿90.1

$8.72 €7.80

-69.38%

Beef Round Steak (1kg)

$9.02 ฿304

$15.08 €13.48

-40.19%

Apples (1kg)

$2.40 ฿80.9

$2.03 €1.82

18.23%

Banana (1kg)

$1.04 ฿35.13

$1.43 €1.28

-27.27%

Oranges (1kg)

$1.66 ฿56.0

$2.50 €2.24

-33.60%

Tomato (1kg)

$1.56 ฿52.6

$2.94 €2.63

-46.94%

Potato (1kg)

$1.24 ฿41.76

$1.04 €0.93

19.23%

Onion (1kg)

$1.09 ฿36.66

$0.84 €0.75

29.76%

Lettuce (1 head)

$0.76 ฿25.70

$1.86 €1.66

-59.14%

Water (1.5 liter bottle)

$0.51 ฿17.35

$1.21 €1.08

-57.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$6.60 €5.90

-37.58%

Wine (Bottle)

$17.93 ฿605

$10.36 €9.27

73.07%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$2.12 €1.90

-23.58%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$2.45 €2.19

15.10%

One-way Ticket (Public Transport)

$0.93 ฿31.53

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,785

Taxi Start (Normal Tariff)

$1.18 ฿39.70

$3.55 €3.18

-66.76%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.79

$0.98 €0.88

-82.65%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$26.60 €23.79

-93.20%

Gasoline (1 liter)

$1.47 ฿49.69

$1.91 €1.71

-23.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.9K

$27.5K €24.6K

-23.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.6K

$29.3K €26.2K

-9.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,111

$306 €274

-79.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿392

$17.99 €16.08

-35.52%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$35.24 €31.51

-42.40%

Gym Membership (Monthly)

$37.88 ฿1,278

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

Cinema Ticket

$6.51 ฿220

$11.72 €10.48

-44.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$478 €428

52.05%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.2K

$11.9K €10.6K

39.48%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,807

$110 €98.3

-51.30%

Summer Dress (H&M, Zara, etc)

$24.80 ฿837

$49.39 €44.16

-49.79%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,050

$104 €93.0

-13.11%

Men's Leather Business Shoes

$72.0 ฿2,428

$118 €106

-39.19%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

Buy Apartment in City Center (m2)

$2,418 ฿81.6K

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.93

41.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Kivioli: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Kivioli

- * 0% 100%

Groceries & Markets

Chiang Mai

$237 25.3%

Kivioli

$286 25.1% 20.9% $49

Clothing & Footwear

Chiang Mai

$108 11.6%

Kivioli

$172 15.1% 58.6% $63

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Kivioli

$359 31.6% 280% $265

Eating Out

Chiang Mai

$77 8.2%

Kivioli

$290 25.5% 279% $214

Getting Around

Chiang Mai

$59 6.3%

Kivioli

$8.5 * 0.7% 85.6% $50

Sport & Entertainment

Chiang Mai

$51 5.4%

Kivioli

$23 * 2.1% 53.9% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $19 in Chiang Mai versus $72 in Kivioli. Monthly groceries follow the same trend: $237 vs $286 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇪🇪 Kivioli

🕒 Local time

00:39 12:39 AM

19:39 7:39 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

4,725

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

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Between locations

Chiang Mai Kivioli 7,200 km ≈ 10 h nonstop flight

From you

Chiang Mai
Kivioli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Kivioli: Cost of Living - Frequently Asked Questions

Kivioli costs about 22% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,709 in Kivioli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $19 in Chiang Mai and $72 in Kivioli. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 21% more in Kivioli, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,139 in Kivioli. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,139 in Kivioli. Climate, culture, job market, and personal taste all factor in.